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How to Introduce Yourself in a Presentation [with Examples]

In this post, we are going to cover the best way, a very simple three-step process that will help you introduce yourself in a presentation. A summary of the steps is below.

• Start with your name and company (or organization or school).
• Tell your audience what problem you can solve for them.
• Share some type of proof (social proof works best) that you can solve this problem.

I will break down each step into a simple-to-follow process. But first… a little background.

First, Identify What Your Audience Wants from Your Presentation

So, before you design your introduction, think about what your audience wants from your presentation. Why do they want to spend their valuable time listening to you? Are going to waste their time? Or, are you going to provide them with something valuable?

For instance, I have expertise in a number of different areas. I’m a public speaking coach, a keynote speaker, a best-selling author, a search engine optimization specialist, and a popular podcaster. However, if I delivered that sentence to any audience, the most likely reaction would be, “So what?” That sentence doesn’t answer any of the above questions. The statement is also really “me-focused” not “audience-focused.”

So, when I start to design my self-introduction, I want to focus just on the area of expertise related to my topic. I’m then going to answer the questions above about that particular topic. Once you have these answers, set them aside for a second. They will be important later.

How to Introduce Yourself in a Presentation in Class.

Instead, you probably want to add in a fun way to start a speech . For example, instead of introducing yourself in your class speech and starting in an awkward way, start with a startling statistic. Or start with a summary of your conclusion. Or, you could start the presentation with an inspirational quote.

Each of these presentation starters will help you lower your nervousness and decrease your awkwardness.

If you are delivering a speech in a speech competition or to an audience who doesn’t know you try this technique. Just introduce yourself by saying your name , the school you represent , and your topic . Make it easy. This way you get to your content more quickly and lower your nervousness.

Typically, after you get the first few sentences out of the way, your nervousness will drop dramatically. Since your name, school, and topic should be very easy to remember, this takes the pressure off you during the most nervous moments.

Obviously, follow the guidelines that your teacher or coach gives you. (The competition may have specific ways they want you to introduce yourself.)

How to Introduce Yourself in a Business Presentation — A Step-by-Step Guide.

In a professional setting, when new people walk into a meeting and don’t know what to expect, they will feel uncomfortable. The easiest way to ease some of that tension is to chat with your audience as they come into the room.

By the way, if you are looking for a template for an Elevator Speech , make sure to click this link.

Step #1: Start with your name and company name (or organization).

This one is easy. Just tell your audience your name and the organization that you are representing. If your organization is not a well-known brand name, you might add a short clarifying description. For instance, most people outside of the training industry have never heard of The Leader’s Institute ®. So, my step #1 might sound something like…

Hi, I’m Doug Staneart with The Leader’s Institute ®, an international leadership development company…

Still short and sweet, but a little more clear to someone who has never heard of my company.

Should you give your job title? Well… Maybe and sometimes. Add your title into the introduction only if your title adds to your credibility.

For example, if you are delivering a financial presentation and you are the Chief Financial Officer (CFO) of your company, you might mention that. Your title adds to your credibility. However, if the CFO is delivering a presentation about the value of joining a trade association, the CFO title adds little credibility. So, there is very little value in adding the title.

Step #2: Tell your audience what problem you can solve for them.

For instance, if my topic is how to deliver presentations, I have to determine why the audience would care. What problem will they have that I can help them with? For my audiences, the problem that I most often help people with is how to eliminate public speaking fear. Once I have the problem, I add that to my introduction by using the words, “I help people…”

Hi, I’m Doug Staneart with The Leader’s Institute ®, an international leadership development company, and I help people eliminate public speaking fear.

However, if my topic is How to Close a Higher Percentage of Sales Presentations , I’d likely want to alter my introduction a little. I might say something like…

Hi, I’m Doug Staneart with The Leader’s Institute ®, an international leadership development company, and I help people design more persuasive sales presentations.

I have expertise in both areas. However, I focus my introduction on just the expertise that is applicable to this audience. If I gave the first introduction to the second audience, they will likely respond by thinking, well, I don’t really get nervous speaking, so I guess I can tune out of this speech .

So, create a problem statement starting with, “I help people…” Make the statement apply to what your audience really wants.

Step #3: Share some type of proof (social proof works best) that you can solve this problem.

By the way, if you just do steps #1 and #2, your introduction will be better than most that you will hear. However, if you add Step #3, you will gain more respect (and attention) from your audience. Without adding some type of proof that you can solve this problem, you are just giving your opinion that you are an expert. However, if you can prove it, you are also proving that you are an expert.

This is the tricky part. For some reason, most people who get to this part feel like they haven’t accomplished great things, so they diminish the great accomplishments that they do have.

For instance, an easy way to offer proof is with a personal story of how you have solved that problem in the past.

A Few Examples of How to Introduce Yourself Before a Presentation.

For instance, one of my early clients was a young accountant. When I was working with him, he came up with the following introduction, “I’m Gary Gorman with Gorman and Associates CPA’s, and I help small businesses avoid IRS audits.” It was a great, audience-focused attention-getter. (No one wants to get audited.) However, as an accountant, it wasn’t like his company was getting a lot of five-star reviews on Yelp! So, he was kind of struggling with his social proof. So, I asked him a series of questions.

Me, “How many clients do you have?”

Gary, “Over 300.”

Me, “How many small business tax returns have you processed?”

Gary, “Well, at least a couple hundred a year for 15 years.”

Me, “So, at least 3000?” He nodded. “How many of your 300 clients have been audited since you have been representing them?”

He looked at me and said, “Well, none.”

So, we just added that piece of proof to his talk of introduction.

I’m Gary Gorman with Gorman and Associates CPA’s, and I help small businesses avoid IRS audits. In fact, in my career, I’ve helped clients complete over 3000 tax returns, and not a single one has ever been audited.

Here Is How I Adjust My Introduction Based on What I Want the Audience to Do.

For my proof, I have a number of options. Just like Gary, I have had a lot of clients who have had great successes. In addition, I have published two best-selling books about public speaking. I also have hundreds of thousands of people who listen to my podcast each week. So, I can pick my evidence based on what I want my audience to do.

For instance, if I’m speaking at a convention, and I want the audience to come by my booth to purchase my books, my introduction might sound like this.

Hi, I’m Doug Staneart with The Leader’s Institute ®, an international leadership development company, and I help people eliminate public speaking fear. One of the things that I’m most know for is being the author of two best-selling books, Fearless Presentations and Mastering Presentations.

However, if I’m leading a webinar, I may want the audience to purchase a seat in one of my classes. In that case, my introduction might sound like this.

Hi, I’m Doug Staneart with The Leader’s Institute ®, an international leadership development company, and I help people eliminate public speaking fear. For instance, for the last 20 years, I’ve taught public speaking classes to over 20,000 people, and I haven’t had a single person fail to reduce their nervousness significantly in just two days.

If my goal is to get the audience to subscribe to my podcast, my intro might sound like…

Hi, I’m Doug Staneart with The Leader’s Institute ®, an international leadership development company, and I help people eliminate public speaking fear. One of the ways that I do this is with my weekly podcast called, Fearless Presentations, which has over one million downloads, so far.

Use the Form Below to Organize How to Introduce Yourself in a Presentation.

The point is that you want to design your introduction in a way that makes people pause and think, “Really? That sounds pretty good.” You want to avoid introductions that make your audience think, “So what?”

If you have a speech coming up and need a good introduction, complete the form below. We will send you your answers via email!

Can You Replace Your Introduction with a PowerPoint Slide?

Is it okay to make your first slide (or second slide) in your presentation slides an introduction? Sure. A good public speaker will often add an introduction slide with a biography, portrait, and maybe even contact information. I sometimes do this myself.

However, I NEVER read the slide to my audience. I often just have it showing while I deliver the short introduction using the guide above. This is a great way to share more of your work experience without sounding like you are bragging.

For tips about how many powerpoint slides to use in a presentation , click here.

Remember that There Is a Big Difference Between Your Introduction in a Presentation and Your Presentation Starter.

When you introduce yourself in a presentation, you will often just use a single sentence to tell the audience who you are. You only use this intro if the audience doesn’t know who you are. Your presentation starter, though, is quite different. Your presentation starter should be a brief introduction with relevant details about what you will cover in your presentation.

For details, see Great Ways to Start a Presentation . In that post, we show ways to get the attention of the audience. We also give examples of how to use an interesting hook, personal stories, and how to use humor to start a presentation.

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View More Posts By Category: Free Public Speaking Tips | leadership tips | Online Courses | Past Fearless Presentations ® Classes | Podcasts | presentation skills | Uncategorized

20+ Self Introduction PowerPoint Templates: Download for free!

Think about the image you want to portray during your presentation pitch. Creativity? Soberness? Reliability? A professional PowerPoint design can help you deliver a powerful introduction to your stakeholders . 

Here, you'll find some creative Self-Introduction PowerPoint Templates that are going to elevate your slides to the next level. Our expert team has designed different layouts that you will surely love and save you a lot of time. 

And if you want to present your company and highlight your team's experience, you'll also find some fantastic Team Presentation Templates . Keep reading to get them all for free!

Introducing Yourself PowerPoint Templates

Introducing yourself is vital to generate a connection with your audience . In fact, it showcases your background and abilities, making sure you are the person they seek. 

That being said, let's have a look at the Self-Introduction PowerPoint Templates that we prepared for you and will optimize your creative process:

1. About Me PowerPoint Template

These self-introduction PowerPoint templates are perfect for anyone trying to convey sobriety and professionalism. 

The pack offers different layouts, which you can use to engage your audience and showcase your work experience. 

2. Personal Resume PowerPoint Template

This template is another great option for introducing yourself through a PowerPoint presentation. 

You'll find different types of diagrams and graphs that will display all your skills and work experience in a more eye-catching way. 

3. Colorful Resume PowerPoint Template

With this colorful template, you'll be able to create more impactful slides and add your desired background. 

It also includes a map that will help you showcase your experience abroad! 

4. Creative Resume PowerPoint Template

If you are not sure of the color palette of your presentation, try this blue template. It's the perfect color to convey professionalism!

This self-introduction PowerPoint template will definitely catch your audience's attention from the beginning. 

5. Personal Branding PowerPoint Template

This template is focused on Personal Branding, but you can use the graphics to organize your "About me" presentation in PowerPoint.

As always, we invite you to customize each element however you like!

6. Women Leadership Powerpoint Template

Want to be concise in your pitch? This template will inspire you!

As you can see in the image, you'll find a minimalist design of pink and purple tones.

7. Timeline Infographic PowerPoint Template

This template package has timelines and graphics that will be useful for organizing your personal information.

If you were looking for a modern and creative self-introduction template, this design may be for you!

8. User Persona PowerPoint Template

This PowerPoint template was initially designed to present Buyer Personas but can be adapted for an "About Me" section.

9. Photography Portfolio PowerPoint Template

Want to improve your portfolio? We've designed portfolio templates in PowerPoint, too!

This resource was created for photographers, but you can adjust it to your needs.

10. Career Portfolio PowerPoint Template

Here is another portfolio design in PowerPoint! 

When you download this template, you'll find a sober self-introduction design with blue tones.

We're not done yet!

In the following section, you'll discover more PowerPoint templates for introducing your work team to an audience.

Team Introduction PowerPoint Templates

Introducing your team becomes crucial when you want to attract new clients or investors to your business. It will spotlight your team's capabilities, convincing your audience that you can solve their problems. 

As always, all the slides in our templates are easily editable , so you can add any image you like and customize the aesthetics according to your color scheme .

Let's check the Team Introduction PowerPoint Templates we have for you: 

1. Team Slides PowerPoint Template

This team introduction PowerPoint template offers 8 different designs that will impress your audience. 

Pick the layout you like the most and add it to your presentation deck! 

2 . Roles and Responsibilities PowerPoint Template

This PowerPoint template is all about the roles and responsibilities of each team member.  

If you’re working on a new project, this team intro PowerPoint template will be perfect! 

3. Meet The Team PowerPoint Template

If you're seeking to introduce your company to a potential investor or client, check out these team introduction slides! 

This template pack will help you to present a complete overview of your business and the people involved in it.

4. Project Management PowerPoint Template

Do you have a project running and need to design the final presentation? This template is made for you!

As in the previous designs, you will find a project team slide template and more graphics that will make your presentation dazzle.

5. Strategic Action Plan PowerPoint Template

Here is another of our corporate templates to introduce your work team to an audience.

If you want designs with green and blue tones, this resource is for you!

6. Finance Team PowerPoint Template

This presentation contains animated slides with a fresh design.

When you download this PowerPoint template, you'll find a "mission and vision" section, a description of services, a customer profile, and more!

7. Light Corporate PowerPoint Template

Want to present a creative self-introduction but need more time to think about the design? If so, this template will be perfect for you.

You'll find a "meet the team" section, 3D graphics, infographics, and more. Download it for free now!

8. Creative Business PowerPoint Template

If you prefer a one-page self-introduction, take a look at this template.

It contains icons, timelines, statistical graphs, and more resources. Like the previous designs, the download is completely free!

9. Creative Pitchbook PowerPoint Template

This PowerPoint template and its unique designs will immediately catch your audience's attention.

If you want to convey professionalism and detail-oriented, this template pack is for you.

10. Film Pitch PowerPoint Template

These designs were created for film teams but can be adapted to any field!

We are confident its aesthetics will inspire you.

11. Storyboard Artist PowerPoint Template

Looking for more creative self-introduction slides? You'll love this one! 

Initially, this template is black and white, but you can edit the colors freely.

12. Team Introduction PowerPoint Template

This team introduction PowerPoint template has a unique format.

You'll be able to highlight your team's skills visually. And the best thing is that it's easy to understand at first glance!

13. Science Organization PowerPoint Template

A team introduction is always a great idea, but it's even better when you can showcase the relationship between different members and roles! 

With this template pack, you can make that possible.

Looking for Custom PowerPoint Presentations? We got you! 

If you liked our free template designs, you'll love 24Slides custom presentations ! 

A PowerPoint presentation is a great place to start making an excellent first impression. It will show your audience how committed you are to a project and how much effort you will put into it. 

But making a good PowerPoint presentation takes a lot of time and effort. Why not call upon professionals to handle it efficiently?

24Slides offers a pro-level design service that will elevate all your presentation decks. Our Designers have worked with some of the biggest companies worldwide, so we can offer the expertise you need. 

Still not sure? While working alongside us, you will: 

• Own high-impact presentations aligned with your brand – We help you communicate the message you want to convey!
• Choose between different services: Regular Service , Dedicated Design Teams , and Credit Packages – We adapt to your needs!
• Manage fast turnarounds – Go rest and get your presentation the following morning!
• Enjoy the process since we guarantee the confidentiality of your data – Your information is in good hands!
• Have the option to create a platform for connecting your Internal Team with our Designers – The integration will be seamless!

The best part is that you can try our expertise and style for just $1 . Our Designers will be happy to show you the true potential of your slides!

Found this content interesting? You'll love what's next: 

• Learn How to Start a Sales Presentation
• 36 Fun Icebreakers for Your Next Presentation
• Why is Brand Identity Important in Presentations? Experts answered!  
• The Cost of PowerPoint Presentations: Discover the hidden expenses you might overlook!

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Personal presentation is how you portray and present yourself to other people. It includes how you look, what you say, and what you do, and is all about marketing YOU, the brand that is you.

What others see and hear from you will influence their opinion of you. Good personal presentation is therefore about always showing yourself in the best possible light.

We all know that you only get one chance to make a first impression. Most of us are probably also aware that it takes quite a long time to undo that first impression—and that if it is negative, we may never get the chance to do so. This page explains some of the skills involved in making a good first impression—and then continuing to impress over time.

Understanding Personal Presentation

Personal presentation is about you and how you present yourself to others.

This includes both in everyday situations and when under pressure, for example, at job interviews. It is best thought of as a form of communication , because it always involves at least two people—the person presenting themselves (you) and the person seeing and hearing you.

Personal presentation covers what other people both see and hear. It includes how you look, what you say, and what you do. It therefore requires a wide range of skills, from improving your personal appearance to your communication skills.

However, all these aspects start from one place: you.

To present yourself well and confidently, you need to believe in yourself—or at least, be able to act as if you do.

Perception is Truth

People who present themselves as confident will be perceived as such by others.

There is also plenty of evidence that once we start acting as if we are confident, we generally feel more confident too.

Confidence—but not arrogance—is a very attractive trait. Having a justified belief in yourself and your abilities helps other people to be confident in you too.

Good personal presentation therefore requires good self-esteem and self-confidence. It means that you have to learn about yourself, and understand and accept who you are, both your positives and your negatives, and be comfortable with yourself. This does not, however, mean that you believe that there is nothing that you can improve—but that you are confident in your ability to achieve, and know how to overcome your flaws.

Paradoxically, therefore, personal presentation is actually not about being self-conscious or overly concerned with what others think about you. People who present themselves well generally do so because they believe in themselves, rather than because they are worried about what other people think. These concepts are closely related to Personal Empowerment .

A complete picture—and a cycle

Personal presentation is about conveying appropriate signals for the situation and for the other individuals involved.

People who lack self-esteem and confidence may fail to convey their message effectively or fully utilise their skills and abilities because of the way they present themselves. However, by improving your communication skills and reducing barriers to understanding, you may also improve your self-esteem and confidence.

Our pages: Communication Skills , Barriers to Communication and Improving Self-Esteem provide more information.

Areas of Personal Presentation

Improving personal presentation therefore requires a look at several different areas.

These include:

Self-esteem and self-confidence – how you feel about yourself and your abilities

Personal appearance – how you look, and how other people see you

Non-verbal communication – your body language, voice and facial expressions

Verbal communication – how you speak and use your words to make an impression

Behaviour – how you behave more generally, including politeness.

Self-Esteem and Self-Confidence

Self-esteem and self-confidence are closely related, but not quite the same thing.

Self-esteem is how you see and value yourself .

Self-confidence is believing in or having faith in your ability , rather than yourself as a person.

Neither self-esteem nor self-confidence are static. They vary as a result of numerous factors, including different situations and the presence of different people, personal stress levels and the level of change. Low levels of self-esteem are often associated with low levels of confidence, but those with good self-esteem can also suffer from low confidence.

To improve your self-esteem and self-confidence, spend time thinking about how you value yourself. Remind yourself of what is good about you, and learn to manage the highs and lows of self-esteem. In particular, try to avoid being affected too much by others’ opinions about you.

It is also worth practising coming across as confident even when you are not, because those who appear confident are not only perceived as confident, but often actually become more confident.

See our pages on Improving Self-Esteem and Building Confidence for more discussion, tips and advice on this area.

Personal Appearance and Non-Verbal Communication

Personal appearance is the way that you dress and take care of your general appearance.

Much as we may hate the idea that appearances matter, this is an important factor in personal presentation. Whether you like it or not, others will make judgements about you based on how you look, which includes how you dress and your accessories. It is therefore worth taking time to think about what messages you are sending to others in the way that you dress.

Case study: The ‘gravitas bag’

Louise was a young graduate, working in a government department. She had been working there about two years, and had just started working for a new boss, a woman just a few years older than her.

One day, on the way to an important meeting, Louise’s carrier bag, in which she was carrying her notebook and pens, broke on the bus. Her boss laughed, but said to her, carefully,

“ You know, you ought to think a bit about how what you wear and carry affects what people think about you. I’m not sure it gives quite the right impression to wander into a meeting with pens and books spilling out of a split carrier bag—that’s why I keep a briefcase in my cupboard for the days when I’ve worn a backpack into work. This may sound stupid, but I always feel that people may be judging me because I’m both female and quite young. I don’t want to give them any reason to doubt my professionalism. ”

Neither did Louise. The next weekend, she went shopping. On the Monday, she proudly showed her boss a new handbag and matching briefcase—her ‘gravitas bag’, as she described it.

Your personal appearance is closely related to the body language, gestures and other non-verbal messages that you use.

Many people are unaware of how they are affected by body language, and also how they are affecting others. By being aware of positive and negative non-verbal signals, you can improve your image and the way people perceive you.

There is more about these ideas in our pages on Personal Appearance and Non-Verbal Communication , including specific pages on Body Language and Face and Voice .

Verbal Communication and Effective Speaking

What you say and how you say it are both important aspects of how you are perceived by others.

Verbal communication is all about the words that you choose. Those who are good at verbal communication understand the impact of their particular choice of words and choose the right words for the situation and the audience. They are skilled at getting their message across to others and ensuring that it has been received.

See our pages on Verbal Communication for more.

Good communicators also use their voices effectively to convey their feelings, and to influence their audience. Your voice says a lot about you and learning how to use it more effectively has many benefits. There are a number of aspects to your voice, including accent, tone, pitch and volume. Some of these are easier to change than others, but it is worth thinking about how each of these affects your audience, so that you can learn to use your voice more effectively. 

See our pages Effective Speaking and Non-Verbal Communication: Face and Voice to learn more.

How you behave, and not just how you speak, will leave a strong impression on others.

For example, if you are habitually late, you may give other people the impression that you do not value their time. Good time management skills can therefore be helpful in giving the right impression—as well as enabling you to work more efficiently.

See our pages Time Management and Avoiding Distractions for some ideas of to improve your time management skills.

More crucially, your general politeness—to everyone, and not just people who ‘matter’—will create an important impression about how you value others.  This is an essential element of personal presentation. It pays to consider your manners.

See our page How to be Polite for more.

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Learn more about the key communication skills you need to be a more effective communicator.

Our eBooks are ideal for anyone who wants to learn about or develop their interpersonal skills and are full of easy-to-follow, practical information.

And finally…

It is almost certainly impossible to overestimate the importance of personal presentation, especially in creating a good first impression, but also in giving a longer-term view of yourself.

Improving some fairly basic communication skills and increasing your self-awareness will improve your ability to present yourself well. Knowing that you are more likely to say and do the right things, and look the part, will help to increase your confidence. All these will, in turn, help to ensure that you give the right impression.

This is especially true in more formal situations, culminating in improved communication and therefore better understanding.

Continue to: Personal Appearance Self-Presentation in Presentations

See also: Effective Ways to Present Yourself Well Building a Personal Brand That Will Boost Your Career 8 Ways to Effectively Market Yourself as a Professional

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10 Slides to use in a Personal Presentation

• Personal branding /
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We have encountered so far two uses of personal presentation. One of them became more common in the past years, as the freelancing scene is burgeoning. 

As you guessed, the personal presentation is used by freelancers as an extended business card. It includes the services the freelancers provide, their work process, recommendations, and any relevant information they want to share with potential clients. But we will discuss this in a further article. 

In this article, we will cover the other use of the Personal Presentation, also known as the Interview Presentation, as a part of the hiring process for middle – senior positions. You reached a point in your career when a simple interview or CV is not enough to fully convey your potential. So, this is where a personal presentation comes in. 

Giving a presentation will let you showcase your public speaking skills, knowledge about the position you are applying for, and the field you are working in. This will also help potential employers to better understand the value you are to bring to the company. 

Reaching this level in your career comes with high expectations, and the classic PowerPoint templates won’t do you good. There is always the option of going with solid white background and standard font, but take into consideration the aesthetics of the organization. Or choose to work with a specialist that will highlight your attributes and channel your personality. 

1. Cover slide

The first impression matters and we are not talking only about your physical appearance, but also your digital one. No one is judging you for how you look or how you dress, it all varies from company to company. Yes, you do need to give your best professional appearance and your presentation alike. 

Employers can tell from the cover slide how much interest you put in the presentation. Make a first impression that lasts, get their attention from the beginning, and don’t let go. 

You can also download some cover slide templates from here: 

Cover slide templates

2. About me (similar to CV, the most important info)

Your audience has already seen your application, and your CV, they probably went through your social accounts such as Linkedin. This is the time to paint them a picture of yourself, and how you want them to see you from now on, both on a professional and personal level. 

In a middle-senior position, some personal details are essential to creating a bond, as the employer is looking for someone that they can work with, that they can bring into the team. 

Don’t go into specific details in this part, you are going to talk about your career, achievements, and skills later. 

3. Career (where have you worked and what have you done there)

As in a CV, there is no need to present all the jobs you had had. Choose those who are relevant to the job you are applying and if you are specifically fond of one, you can mention it. 

Pick 3 or 4 previous positions, mention the company you worked for, and from there you can extend to your main responsibilities and key learnings. It is important to present them as part of your story, not just bullets on the slide and we also recommend making a connection between those positions and the one you are applying for. 

4. Achievements and Training

This can be a slide or two slides sections. To differentiate yourself from other candidates, ensure the achievements you are listing focus on the results rather than your duties. Quantify your achievements through specific situations and the results you gained.

You don’t need to brag about yourself, but most people forget that they also need to sell themselves (their results and their knowledge) in this personal presentation. Put out those achievements that would apply to the job and can even enter scenarios on how those situations can help you in the new job. 

5. Skill Set

This is about you, about the skills that you worked to get. Again, it’s not about just listing the skills you have, bringing out examples, and experience, and telling on how you acquired that skill. 

Before making out this list, research a few things about the company, what are they looking for in employees, what the job will require of you and what are the values of the company. This way it will come easier when presenting the skills that you have and that will help you with the new position.  

6. Experience in the position applying 

It’s not just the previous jobs you have, it’s the experiences you got from them. So rather than presenting the old jobs, talk about specific projects/situations that would apply to this one. 

Talk about what happened, how you handled it, what were the results, and what have you learned from there. Ask yourself first how will this help me in the position that I am applying for. When you figured that out, the presentation will go smoother.  

7. Your added value to the company

With all the experience you have and the research done on the company and the job, this is the time to tell your interviewers what is your vision of the company. 

Using the skills you presented, explain how can you be an asset to them and what value will you add to the company. 

8. First actions on the job

All the stories have built up the person standing right now in front of the committee. What they want to know now is what actions you would take if you got the position. Don’t go after some revolutionary actions, keep your feet on the ground and analyze what are the needs of the company and what can you do about them.

For every action you put on the presentation, think of the small steps and the resources you need to do that action. As a follow-up to this slide, have prepared a few notes with the results you are expecting from them. 

9.  Final statement 

The final statement needs to be a strong selling point, you can point out some of the skills and experience. Put all of this in a way that will bring benefits to the company.  

Why you are the best candidate for this position and how will that bring value to the company? 

10. References & Contact Info

Ask a previous employer for a short recommendation, remember to mention the name and the position of the author. The other references can be on your CV, and in this slide have just one written recommendation that is relevant for the job. 

You arrived at the final slide, inviting your audience to a small Q&A while the reference is still displayed. They already have your contact info, but it’s recommended to put it on the final slide. Have the presentation ready to be sent to the committee if necessary. 

Before preparing or delivering a personal presentation, consider these tips:

• As you have seen in the article, we mention a lot that the information you put in the presentation is relevant to the job you are applying for; 
• Research the company and the job;
• Keep in mind that your physical and digital appearance can denote how much you have prepared for this interview and how much you want the position;
• You don’t need to be a presentation designer, you can always keep it simple. Though, avoid using regular templates, and personalize the presentation to your aspect;
• Have the presentation ready to be delivered before the interview.

We can always help you prepare the specific presentation and you can take your time to prepare for the interview. Send us a message and let’s talk about you!

For more tips on preparing presentations and free templates subscribe to our newsletter. 

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Personal Information Slide Template for PowerPoint

The Personal Information Slide Template for PowerPoint is an editable four-page personal information slide that introduces skills, educational background, and experience. In professional and educational settings, displaying your skills and expertise is important to create an impression or to make others know about yourself. But, presenting this information in a way that it is remembered is more important. We have designed this personal biography slide template with 100% editable segments. Users can conveniently download and populate this slide with their personal information and present it in seminars, interviews, or meetups. This PPT template begins with a creative slide with four rows to add key points about the presentation. It has a box that shows a picture of the person.

The second slide is for an overview. It carries a rectangular side box with an image placeholder and a large square with four segments to showcase the personal profile, work experience, education, and achievements. We have added representative graphical icons to each part. This Personal Information Slide Template for PowerPoint provides another variant of the personal information slide template, which has two major sections on the slide, i.e., the upper rectangular part has three blocks for showing a picture of the person, the about statement, and basic info (address, contact, and email). The lower section has four boxes with icons and placeholder text displaying the experience, education, achievements, and personal profile. Presenters can choose from these two variants and add their information in the relevant sections.

The last slide of this personal information PowerPoint template is a comprehensive resume-format page that has segregated compartments for inserting the picture, basic info statement, educational background, and work experience. The skill level is presented in a golden five-star representation style. The professional can color the stars according to their expertise level in front of the particular skill. Professionals can easily download and personalize this personal information slide to present their stunning biographies. Grab this PPT template now! 

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Gdp up by 0.3% in both the euro area and the eu, announcement.

Following recommendations for a harmonised European revision policy for national accounts and balance of payments , EU countries will carry out a benchmark revision of their national accounts estimates in 2024. The purpose of this benchmark revision is to implement changes introduced by the amended ESA 2010 regulation , and to incorporate new data sources and other methodological improvements. Most of the revised quarterly and annual country data are expected to be released by Eurostat between June and October 2024, and will be progressively integrated in European estimates. The impact of these revisions is expected to be limited, but still noticeable for some European aggregates and more pronounced for certain Member States. For further details, please consult the available documentation on Eurostat’s website .

In the second quarter of 2024, seasonally adjusted GDP increased by 0.3% in both the euro area and the EU , compared with the previous quarter, according to a preliminary flash estimate published by Eurostat, the statistical office of the European Union . In the first quarter of 2024, GDP had also grown by 0.3% in both zones.

These preliminary GDP flash estimates are based on data sources that are incomplete and subject to further revisions.

Compared with the same quarter of the previous year, seasonally adjusted GDP increased by 0.6% in the euro area and by 0.7% in the EU in the second quarter of 2024, after +0.5% in the euro area and +0.6% in the EU in the previous quarter.

Among the Member States for which data are available for the second quarter of 2024, Ireland (+1.2%) recorded the highest increase compared to the previous quarter, followed by Lithuania (+0.9%) and Spain (+0.8%). The highest declines were recorded in Latvia (-1.1%), Sweden (-0.8%) and Hungary (-0.2%). The year on year growth rates were positive for eight countries and negative for three.

The next estimates for the second quarter of 2024 will be released on 14 August 2024.

Notes for users

The reliability of GDP flash estimates was tested by dedicated working groups and revisions of subsequent estimates are continuously monitored . Further information can be found on Eurostat website .

With this preliminary flash estimate, euro area and EU GDP figures for earlier quarters are not revised.

All figures presented in this release may be revised with the GDP t+45 flash estimate scheduled for 14 August 2024 and subsequently by Eurostat’s regular estimates of GDP and main aggregates (including employment) scheduled for 6 September 2024 and 18 October 2024, which will reflect the impact of countries’ benchmark revisions as available.

The preliminary flash estimate of GDP growth for the second quarter of 2024 presented in this release is based on the data of 18 Member States, covering 96% of euro area GDP and 94% of EU GDP.

Release schedule

Comprehensive estimates of European main aggregates (including GDP and employment) are based on countries regular transmissions and published around 65 and 110 days after the end of each quarter. To improve the timeliness of key indicators, Eurostat also publishes flash estimates for GDP (after around 30 and 45 days) and employment (after around 45 days). Their compilation is based on estimates provided by EU Member States on a voluntary basis.

This news release presents preliminary flash estimates for euro area and EU after around 30 days.

Methods and definitions

European quarterly national accounts are compiled in accordance with the European System of Accounts 2010 (ESA 2010).

Gross domestic product (GDP) at market prices measures the production activity of resident production units. Growth rates are based on chain-linked volumes.

Two statistical working papers present the preliminary GDP flash methodology for the European estimates and Member States estimates .

The method used for compilation of European GDP is the same as for previous releases.

Geographical information

Euro area (EA20): Belgium, Germany, Estonia, Ireland, Greece, Spain, France, Croatia, Italy, Cyprus, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Austria, Portugal, Slovenia, Slovakia and Finland.

European Union (EU27): Belgium, Bulgaria, Czechia, Denmark, Germany, Estonia, Ireland, Greece, Spain, France, Croatia, Italy, Cyprus, Latvia, Lithuania, Luxembourg, Hungary, Malta, the Netherlands, Austria, Poland, Portugal, Romania, Slovenia, Slovakia, Finland and Sweden.

For more information

Website section on national accounts , and specifically the page on quarterly national accounts

Database section on national accounts and metadata on quarterly national accounts

Statistics Explained articles on measuring quarterly GDP and presentation of updated quarterly estimates

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Country specific metadata on the recording of Ukrainian refugees in main aggregates of national accounts

European System of Accounts 2010

Euro indicators dashboard

Release calendar for Euro indicators

European Statistics Code of Practice

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Eurostat Media Support

Phone: (+352) 4301 33 408

E-mail: [email protected]

Further information on data

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Johannes BUCK

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Budget 2024 highlights: New employment-linked incentives for employees; ₹1.48 lakh crore allocation for education, employment, skill

The budget for education scheme for madrasas and minorities has gone down from ₹10 crore to ₹2 crore; standard deduction for salaried taxpayers hiked to ₹75,000 from ₹50,000.

Updated - July 23, 2024 09:10 pm IST

Published - July 23, 2024 07:26 am IST

Union Finance Minister Nirmala Sitharaman addressing the post-Budget press conference at National Media Center. | Photo Credit: Sushil Kumar Verma

Finance Minister Nirmala Sitharaman presented her seventh straight Budget on July 23 for the fiscal 2024-25, surpassing the record of former Prime Minister Morarji Desai. This the first Budget by the BJP-led NDA government since it was re-elected in June. Read the Budget highlights here.

What are the most significant announcements?

Presenting the Budget, Ms. Sitharaman said the standard deduction for salaried employees will be hiked to ₹75,000, from ₹50,000 under the new income tax regime in FY25. The Union Budget 2024-25 identified nine priorities for generating ample opportunities — Productivity and Resilience in Agriculture, Employment and Skilling, Inclusive Human Resource Development and Social Justice, Manufacturing and Service, Urban Development, Energy Security, Infrastructure, Innovation, Research and Development and Next Generation Reforms.

Also read | Budget 2024: Mobile phones, gold and silver jewellery to get cheaper

India-funded projects in the neighbourhood received the bulk of the allocation for the Ministry of External Affairs under the Union Budget. Nepal secured an allocation of ₹700 crore, which is a jump of ₹150 crore from previous year’s allocation of ₹550 crore. Sri Lanka, which has a number of India-funded projects, has received ₹245 crore, an improvement of ₹95 crore over last year’s funding of ₹150 crore. 

Also read | Budget in Focus: The Hindu’s series on pre-Budget expectations

Benchmark Sensex and Nifty settled marginally lower in volatile trade on July 23 as the government proposed to hike securities transaction tax on futures & options in the Budget for 2024-25. Recovering most of its intra-day losses of over 1,200 points, the 30-share BSE Sensex settled lower by 73.04 points or 0.09% 80,429.04.

Key Updates

• Budget 2024: Understanding the allocation for Southern States
• Defence budget pegged at ₹6.21 lakh crore for 2024-25
• In charts: Key takeaways from Union Budget 2024-25
• Budget 2024 highlights
• Catch the latest political and industry reactions on Union Budget 2024-25
• Union Budget 2024-25: What is cheaper, what is costlier?
• Stock markets give a thumbs down to Budget
• Revisions in new tax regime
• What does the Union Budget say on personal Income Tax?

Allocation for Space projects - Union Budget 2024-25

A Flourish data visualization by Graphics Team 2

Union Finance Minister Nirmala Sitharaman allocated about ₹ 1.50 lakh crore to the agriculture sector. Almost all major schemes for farmers see an increase in allocation compared to previous budgets.

However, the fertilisers subsidy is down by about ₹1 lakh crore when compared to the actual expenditure in 2022-23. To address the price rise, the Finance Ministry has also provided ₹10,000 crore to the price stabilisation fund. In the last budget, the allocation was just ₹10 lakh.

Finance Minister Nirmala Sitharaman’s Budget speech has for the first time signalled that polluting industries, such as iron, steel, and aluminium will have to conform to emission targets.

“A roadmap for moving the ‘hard to abate’ industries from ‘energy efficiency’ targets to ‘emission targets’ will be formulated. Appropriate regulations for transition of these industries from the current ‘Perform, Achieve, and Trade’ mode to ‘Indian Carbon Market’ mode will be put in place,” Ms. Sitharaman said in her address.

For deepening tax base the Finance Minister has proposed to increase Securities Transaction Tax on Futures and Options contracts to 0.2% and 0.1%, respectively. This was expected to curb volatility in the market for which everyone including SEBI was concerned. 

Also now income received on buyback of shares will be taxed in the hands of the recipient. As per the budget proposals now unlisted bonds and debentures, debt mutual funds and market-linked debentures will attract tax on capital gains irrespective of holding period.

Budget 2024: Allocation for MGNREGS scheme lower than last year’s actual expenditure, despite BJP’s poll losses in rural India

Union Budget 2024: Despite BJP’s significant losses in rural seats, Budget did not contain any shift for the rural jobs scheme - Mahatma Gandhi National Rural Employment Guarantee Act scheme (MGNREGS).

Union Budget 2024 - Rupee goes to

To address the housing needs of urban poor and middle class families, the Union Finance Minister Nirmala Sitharaman has announced an investment of ₹10 lakh crore under the PM Awas Yojana-Urban 2.0, including the Central assistance of ₹2.2 lakh crore in the next five years.

While tabling the Union Budget 2024-25, the Finance Minister said that under the PM Awas Yojana Urban 2.0, housing needs of 1 crore urban poor and middle-class families will be addressed with an investment of ₹10 lakh crore. This will include the Central assistance of ₹2.2 lakh crore in the next five years.

The Department of Space received an 18% hike over its expenses in 2023-2024 in the 2024-2025 Union Budget presented by Finance Minister Nirmala Sitharaman on Tuesday. The bulk of the hike goes towards the development of space technologies. The allocation increased marginally for space applications, decreased for space sciences, and almost halved for INSAT satellite systems over the budgeted amount in 2023-2024. 

Since successfully concluding the Chandrayaan-3 mission in August 2023, the future road map of the Indian Space Research Organisation (ISRO) has expanded to include a new ‘next generation’ launch vehicle, more ambitious missions to the moon, and an Indian space station. ISRO is also working on its ambitious human spaceflight programme, Gaganyaan. 

The Union government has continued its emphasis on tackling non-communicable diseases, and allocating funds for research in the healthcare sector, with Finance Minister Nirmala Sitharaman on July 23 announcing customs duty exemptions on three cancer treatment drugs — Trastuzumab Deruxtecan, Osimertinib, and Durvalumab.

“To provide relief to cancer patients, I propose to fully exempt three more medicines from customs duties. I also propose changes in the BCD (basic customs duty) on X-ray tubes and flat panel detectors for use in medical X-ray machines under the phased manufacturing programme,” the Finance Minister said.

Finance Minister Nirmala Sitharaman proposed legislative support to provide financing for leasing aircraft and ships in India in a bid to protect airlines from foreign exchange risks.

“We will seek the required legislative approval for providing an efficient and flexible mode for financing leasing of aircrafts and ships,” the Minister said in her Budget speech on July 23. She said legislative backing for “pooled funds of private equity through a variable company structure” would also be explored. 

Union Budget 2024-25: Major expenditures

Railways has been allocated ₹2.62 lakh crore in the Budget 2024-25, which Union Minister for Railways Ashwini Vaishnaw has termed as ‘historic’ and highest ever allocation.

Mr. Vaishnaw said that even as the Kavach roll out has been low (merely 2.14% of the entire railway network), after the approvals for Kavach 4.0 work on deployment of Kavach will be rapid. He also focused on creation of up to 40,000 new railway jobs.

“Recruitments are in progress, railways focus will be on new projects, connectivity with Kashmir and capitals of Northeastern States,” Mr. Vaishnaw said.

The Budget for Ministry of Minority Affairs saw a menial hike of 2.7% but the coaching and allied schemes for minorities was slashed from the allocated ₹30 crore to ₹10 crore this year.

The interest subsidy on educational loans for overseas education for minorities was also reduced. The budget for education scheme for Madrasas and Minorities has gone down from ₹10 crore to ₹2 crore in the budget of 2024-25.

The government has proposed the allocation of ₹1.28 lakh crore for telecom projects and public sector firms under the Telecom Ministry with a majority of funds earmarked for State-owned BSNL.

Of the total proposed allocation, over ₹1 lakh crore is meant for BSNL and MTNL-related expenses, including ₹82,916 crore infusion in BSNL for technology upgradation and restructuring at BSNL.

“The total net allocation for this demand in BE (Budget Estimate) 2024-25 is ₹1,28,915.43 crore (₹1,11,915.43 crore plus ₹17,000 crore). The additional provision of ₹17,000 crore is met from the balances available under Universal Service Obligation Fund and will be utilised for schemes viz., Compensation to Telecom Service Providers, Bharatnet and Research and Development,” the Budget document said.

Kerala’s much-anticipated and decades-long dream of having an All India Institutes of Medical Sciences (AIIMS)-like institution on its soil was dashed yet again when the proposal found no mention in the Union Budget 2024-25 presented by Finance Minister Nirmala Sitharaman on July 23.

Unlike in the previous years, the anticipation this year that the project might finally come through was intense, particularly because of the presence of two Union Ministers of State from Kerala at the Centre, one of whom is the BJP’s first-ever elected MP from the State.

West Bengal Chief Minister Mamata Banerjee on July 23 dubbed the Union Budget 2024-25 as “politically biased and anti-poor” and slammed the Centre for “depriving” the State. The Chief Minister wondered what wrong West Bengal committed that it had been “deprived” by the Centre.

“Bengal has been completely deprived in this Union budget. This doesn’t look into the interest of the poor. The Budget is politically biased. This is directionless and has no vision. It is only to serve a political mission,” she told reporters on the State Assembly premises.

Khelo India, which is the government’s flagship project to promote sports at the grassroots level, was once again the biggest beneficiary in the union budget for the sports ministry as it was assigned ₹900 crore from the overall allocation of ₹3,442.32 crore on July 23.

Khelo India’s share, announced in the budget presented by Finance Minister Nirmala Sitharaman in New Delhi, is ₹20 crore more than the revised allocation of ₹880 crore during the previous financial year.

Read details here

The Budget 2024-24 on July 23 allocated ₹1,309.46 crore for census, a significant reduction from 2021-22 when ₹3,768 crore was allocated for the decadal exercise, an indication that it may not be carried out even after a significant delay.

A meeting of the Union cabinet on December 24, 2019 had approved the proposal for conducting census of India 2021 at a cost of ₹8,754.23 crore and updating the National Population Register (NPR) at a cost of ₹3,941.35 crore.

Read the full story here

Budget 2024-25: Taxes

Union Budget 2024-25: Here is a collection of all stories from The Hindu relating to the changes in direct taxes and custom duties.

On Rahul Gandhi’s allegation that that generosity shown towards States like Bihar and Andhra Pradesh is a way to save ‘ kursi ’, FM Nirmala Sitharaman said that the INDIA alliance members couldn’t cross 230 votes but BJP alone reached 240 votes, and with the pre-election alliance, could form the government for the third term. 

“PM Modi is leading free India for the third time. Something that has not happened in the last 60 years has happened now. Party’s that are talking about saving his ‘ kursi ’ should maybe think. Their alliance of almost 37 party’s could not make even 230 (seats) and they are saying that he is doing it to save his ‘ kursi ’. When Mr. Modi became PM for the third time and has been ‘announcing’ to the world about India, putting us at the forefront of the world, helping in development. This time in the Budget, we have allotted ₹1.50 lakh crore for States without any interest for the next 50 years for free. Finance commission did not mention this at all, but we are,” she said.

On TMC’s allegation that the Union Budget reflects the political bankruptcy of Modi Government, FM Sitharaman said if the name of the State is not mentioned in the Budget it doesn’t mean they don’t get anything at all. “As per the proposals, schemes, different projects in different States, every State will get what they have proposed for,” she said.

In a social media post, TMC dismissed the term ‘Union Budget 2024’, renaming it as the ‘Andhra-Bihar Budget’. TMC national general secretary Abhishek Banerjee told reporters in New Delhi that “the net result is zero because Bengal has been constantly tortured and deprived.” “You have seen how Bengal has been consistently deprived by this BJP Government. Has there been a positive outcome of 12 BJP MPs elected from Bengal?,” Ms. Banerjee said outside the Parliament complex.

Bihar Chief Minister Nitish Kumar said the “special help” announced in the Union Budget addressed the State’s concerns, which had previously led to demands for special category status.

Finance Minister Nirmala Sitharaman skipped any mention of MNREGA, which is one of the biggest rural employment schemes. The allocated budget once again, falls short of the actual expenditure on the scheme in the last financial year. In 2024-25 FY, government has allocated ₹86,000 crore, while in 2023-24, the expenditure including the pending dues to the States, as per the Rural Development Ministry’s website was ₹1.2 lakh crore.

In a first, Home Ministry sets aside a budget of ₹56 crore to establish Bharatiya Bhasha Anubhag for development of a platform to facilitate the translation of various languages into Hindi and vice-versa. Around ₹88 crore allocated for holistic development of Islands in Union Territories. ₹700 crore has been set aside for the first time for Modernisation of Forensic Capacity, which is a crucial element of the newly implemented criminal laws. The budget for rehabilitation and Relief for migrants, which includes Sri Lankan refugees and Tibetans has been slashed. SPG which only protects the Prime Minister has seen an increase of ₹73 crore in budget allocation.

Over ₹200 crore have been earmarked for expenditure on “examination and selection” of the civil servants by the Union Public Service Commission (UPSC) in the 2024-25 Budget announced.

The Commission conducts the civil services examination annually in three stages -- preliminary, main and interview -- to select officers of Indian Administrative Service (IAS), Indian Foreign Service (IFS) and Indian Police Service (IPS), among others.

The UPSC has been given ₹425.71 crore for the ongoing fiscal in the Budget presented by Finance Minister Nirmala Sitharaman.

The 2024-25 Union Budget has allocated ₹1,248.91 for expenses incurred by the Council of Ministers, the Cabinet Secretariat and the Prime Minister’s Office, and for hospitality and entertainment of State guests.

The allocated amount is substantially lower than the ₹1,803.01 crore earmarked in 2023-24. A total of ₹828.36 crore has been given for the expenses of the Council of Ministers. It was ₹1,289.28 crore in 2023-24.

The allocation for defence in the Union Budget was ₹6.2 lakh crore for 2024-25, the same as the allocation in the interim budget presented in February and is just a marginal increase from last year. “The capital outlay of ₹1,72,000 crore will further strengthen the capabilities of armed forces. Earmarking of ₹1,05,518.43 crore for domestic capital procurement will provide further impetus to Atmanibharta ,” Defence Minister Rajnath Singh said on social media.

Benchmark Sensex and Nifty settled marginally lower in volatile trade as the government proposed to hike securities transaction tax on futures & options in the Budget for 2024-25.

Recovering most of its intra-day losses of over 1,200 points, the 30-share BSE Sensex settled lower by 73.04 points or 0.09% 80,429.04.

The index gyrated between highs and lows during the day as Finance Minister Nirmala Sitharaman announced Budget proposals for 2024-25.

The barometer tanked 1,277.76 points or 1.58% to hit a low of 79,224.32 as the Minister announced a hike in STT on F&O trade and an increase in long-term capital gains tax on equities. However, tax exemptions and customs duty cuts helped boost consumer durables and FMCG shares, aiding stocks to recover from the day’s lows.

When asked whether the Budget has specified anything about Railways, Dr. T.V. Somanathan said, “The expenditure budget for railways for the coming year is ₹2,55,393 crore, which is the highest ever and is a very substantial increase in recent years.”

After Union Finance Nirmala Sitharaman proposed new tax structures for charities, foreign shipping companies, rationalisation of capital gains, she said the tax has been brought down because the govt wants more investments. She also reduced corporate tax on foreign companies from 40 to 35%.

After FM Sitharaman announced the review of the Income Tax Act, she said the govt is working towards a simpler taxing regime and she can’t say right now if the old tax regime will be removed. “Working towards the goal of a simpler taxing regime, we came up with the new tax regime. We need to review about the sunset of the old tax regime and come to a decision,” she said.

FM Sitharaman clarified that ₹15,000 crore for Andhra Pradesh is coming through the multi-lateral development assistance which we borrow from the multi-lateral banks. She added that further assistance will also be extended, however, there is no definitive amount.

The angel tax was introduced under the UPA Government in 2012, Finance Minister Nirmala Sitharaman said. “Money laundering issue was being tackled through a tax measure... there is also PMLA act which will tackle the issue,” Revenue secretary Sanjay Malhotra said stressing that angel tax is not required to keep money laundering in check.

India’s tax net will have to be widened, whether it is direct taxation or indirect. There are also now PSU divisions which have been improving because the valuations have gone up and their performance has also substantially increased, the Finance Minister said addressing the press conference. 

She added that revenue mobilisation is not just tax-based, non-tax revenue mobilisations are also coming up. She stressed on asset monetisation -- optimum utilisation of those assets which are lying in the form of unutilised stadiums or lands with PSUs which can be used for better purposes. She added that govt is also looking at generating resources from newer areas and as a result, the revenue forgone will be made up for.

Budget 2024 key takeaways in charts

Union Budget 2024: Finance Minister Nirmala Sitharaman presented her seventh consecutive Union Budget for FY 2024-25. Here are some key takeaways

In her seventh budget presentation , Finance Minister Nirmala Sitharaman announced allocating ₹11,11,111 crore towards capital expenditure. This would account for 3.4% of the GDP. Enumerating it as among the policy prerogatives towards investment in infrastructure by central government, she told the house that the significant investments made in previous years have triggered a multiplier effect. 

Read the article here

For every rupee in the government coffer, the biggest pie of 63 paise will come from direct and indirect taxes, according to the Union Budget 2024-25 documents. The remaining 27 paise will come from borrowings and other liabilities, 9 paise from non-tax revenue like disinvestment, and 1 paise from non-debt capital receipts, the Budget documents said. In all, 36 paise will come from direct taxes, including corporate and individual income tax. Income tax will yield 19 paise, while corporate tax will account for 17 paise, it said. 

Among indirect taxes, goods and services tax (GST) will contribute the maximum 18 paise in every rupee of revenue. Besides, the government is looking to earn 5 paise out of every rupee from excise duty and 4 paise from customs levy. The collection from “borrowings and other liabilities” will be 27 paise per rupee, as per the Union Budget 2024-25 presented in Parliament by Finance Minister Nirmala Sitharaman. The Budget documents provide a fractional break-up for ₹1 that comes in and gets spent. 

On the expenditure side, the outlay for interest payments and States’ share of taxes and duties, respectively, stood at 19 paise and 21 paise for every rupee. Allocation for defence stands at 8 paise per rupee. Expenditure on central sector schemes will be 16 paise out of every rupee, while the allocation for centrally-sponsored schemes is 8 paise. The expenditure on ‘Finance Commission and other transfers’ is pegged at 9 paise. Subsidies and pension will account for 6 paise and 4 paise, respectively. The government will spend 9 paise out of every rupee on ‘other expenditures’. 

Staffs carry the Budget copies after they arrive at the Parliament House for the Union Budget 2024-25 during the Monsoon Session, in New Delhi on July 23, 2024.

Shares of telecom infrastructure companies on July 23 declined more than 4% after Finance Minister Nirmala Sitharaman said the government will increase the basic customs duty on specified telecom equipment from 10% to 15%.

On the BSE, shares of HFCL tumbled 4.60% to ₹112.10 apiece, Vodafone Idea plunged 4.15% to ₹15.23, Tejas Networks slumped 2.69% to ₹1,278.95, and ITI declined 2.58% to ₹295.10.

The scrip of Bharti Airtel fell 1.50% to trade at ₹1,442.70 per piece, ADC India Communications slipped 2.14% to ₹1,771.95, and Tata Communications dipped 0.97% to trade at ₹1,768.95 on the bourse.

Prime Minister Narendra Modi reacts during the presentation of Union Budget 2024-25 by Union Finance Minister Nirmala Sitharaman in Lok Sabha on July 23, 2024.

In the last 10 years, the NDA Government has ensured that the poor and the middle class continue to get tax relief. In this Budget also, a big decision has been taken to reduce income tax and increase standard deduction. TDS rules have also been simplified. These steps will result in additional savings for every taxpayer, Prime Minister Narendra Modi said.

This Budget will give a new scale to education and skill. This is a Budget that will give new strength to the middle class. It has come up with strong plans to empower the tribal society, Dalits and backward classes. It will help in ensuring the economic participation of women, Mr. Modi said.

This Budget will provide a new path of progress for small traders and MSMES. There is a lot of focus on manufacturing and infrastructure in the Budget. This will give new impetus to economic development, the Prime Minister said.

This Budget puts emphasis on manufacturing as well as infrastructure; will speed up growth, Prime Minister Narendra Modi said after Finance Minister Nirmala Sitharaman presented the Union Budget 2024-25 in the Lok Sabha on July 23. He cited Budget’s stress on youth and said its measures will open many new opportunities for youngsters.

Finance Minister Nirmala Sitharaman on July 23 announced to fully exempt 25 critical minerals from custom duties, and reduce basic custom duties (BCD) on two of them. “This will provide a major fillip to the processing and refining of such minerals and help secure their availability for these strategic and important sectors,” Ms. Sitharaman said.

Union Budget 2024 highlights: From income tax changes to focus on employment, here are some key takeaways

Union Budget 2024 Highlights: Union Finance Minister Nirmala Sitharaman announces Budget 2024 focusing on employment, skilling, MSMEs, and women-led development with various initiatives.

Simplifying the tax regime for corporate industries, Union Finance Nirmala Sitharaman on Tuesday, proposed new tax structures for charities, foreign shipping companies, rationalisation of capital gains in her 2024 Budget speech . She also reduced corporate tax on foreign companies from 40 to 35%. Ms. Sitharaman’s speech lasted just shy of ninety minutes

“58% of corporate tax came from the simplified tax regime in 2022-23 and more than 2/3rd of taxpayers have used the new personal tax regime last year,” announced Ms. Sitharaman.

Budget 2024 | What measures were announced for women?

We summarise the various schemes announced for girls and women as part of the Union Budget 2024-25

Click here to read all the political and industry reactions

Budget 2024: What is cheaper, what is costlier in FY25

Union Finance Minister Nirmala Sitharaman proposes customs duty cuts in 2024 Union Budget to boost domestic manufacturing and exports.

Seeking to attract more funds into the country, Finance Minister Nirmala Sitharaman on July 23 said rules for Foreign Direct Investment (FDI) will be simplified. Presenting the Union Budget 2024-25 , the Minister said the government will bring out a five-year vision document for meeting financial needs of the economy.

2024 Union Budget: Nirmala Sitharaman says changes will be made to IBC to strengthen tribunals

Finance Minister Nirmala Sitharaman announces changes to IBC, strengthening tribunals, and proposing digital infrastructure for productivity and innovation.

Finance Minister Nirmala Sitharaman proposed a reduction in basic customs duty on gold and silver to 6% and platinum to 6.4%. In her budget speech in Lok Sabha, she also proposed reduction of basic customs duty on mobile phones, mobile charger to 15%.

The Congress on said Finance Minister Nirmala Sitharaman has taken a leaf out of its 2024 Lok Sabha polls manifesto by announcing an internship programme but “in their trademark style”, the scheme has been designed to “grab headlines with arbitrary targets” rather than a programmatic guarantee.

Read Congress’s reaction here

In an episode of Budget Focus series from The Hindu , we discussed the Budget projections for the Indian Railways. However, there is no mention of the Railways in the Union Budget 2024-25.

Tune in to the podcast here

Budget 2024 | Land reform measures to be undertaken consulting States, says Finance Minister in Budget speech

In the Union Budget 2024-25, Finance Minister Nirmala Sitharaman announced certain measures calculated to improve land and other factors of production

The Finance Minister introduced the Finance Bill in the Lok Sabha. The Budget Session has been adjourned till July 24, 11 a.m.

Stock markets turned highly volatile amid the Union Budget presentation. Sensex tanked 1,266.17 points to 79,235.91 after FM hikes STT on F&O; Nifty tumbles 435.05 points to 24,074.20.

​​ Read the whole story here ​​

In the new tax regime, the tax rate structure is to be revised, the FM announced. For zero to ₹3 lakh - tax rate is zero. For ₹3 lakh to ₹7 lakh - 5%; For ₹7 lakh to ₹10 lakh - 10%; ₹10 lakh to ₹12 lakh - 15%; For ₹12 lakh to ₹15 lakh - 20%; For ₹15 lakh and higher - 30%. With this, a salaried employee stands to save upto ₹17,500 a year in income tax, the FM said.

The government announced the withdrawal of the 2% equalisation levy. Presenting the Budget for 2024-25 in the Lok Sabha, Finance Minister Nirmala Sitharaman said the standard deduction for salaried employees will be hiked to ₹75,000, from ₹50,000 under new income tax regime in FY25. The government raised the deduction limit to 14% from 10% for employers’ contribution for the National Pension System (NPS). 

For those opting for the new tax regime, the standard deduction for salaried employees to be increased from ₹50,000 to ₹75,000. Similarly, deduction for family pension for pensioners to be enhanced from ₹15,000 to ₹25,000. This will provide relief to about 4 crore salaried and pensioner individuals, the FM said. 

Read in detail here

Other major proposals in the Finance Bill relate to withdrawal of an equalisation levy of 2%, expansion of tax benefits to certain funds and entities in the IFSC, and changes to the Benami Transaction Act enforcement.

Securities Transaction Tax on Futures and Options contracts is to be increased to 0.2% and 0.1%, respectively, the FM said. Income received on buyback of shares to be taxed in the hands of the recipient. Tax deduction on NPS contributions to be raised from 10% of salary to 14% of salary. This will cover government employees as well as private companies in the NPS.

The FM said that capital gains taxation is proposed to be hugely simplified. Short-term gains on some financial assets will now attract 20%, while those on all other assets will continue to attract the current rates. “For benefiting lower and middle income classes, I propose to increase the limit of exemption on some financial instruments for capital gains to ₹1.25 lakh a year. Unlisted bonds and debentures, debt mutual funds and market-linked debentures, will attract tax on capital gains irrespective of holding period,” she said.

The TDS rate on e-commerce operators is to be reduced from 1% to 0.1%. I propose to decriminalise delays in payments of TDS upto their filing due date. Simplification of reassessment and reopening of returns. From now, this can be done after three years only if the income involved is ₹50 lakh or more, with a time limit of six years, the FM said. 

The government announced that it will undertake a comprehensive review of the Income Tax Act to make it easy to read. Presenting the Union Budget for 2024-25, Ms. Sitharaman also said the government will come out with SoP (standard operating procedure) for TDS defaults and simplify and rationalise compounding of such offences.

She added that two tax exemption regimes for charitable trusts will be merged into one. Also, 58% of corporate tax have come from simplified tax regime in FY23. More than two-thirds of individuals availed of the new income tax regime, Ms. Sitharaman said in the Lok Sabha. The FM further announced that DPI apps will be developed for credit, e-commerce, education, health, law, MSME service delivery, and urban governance.

To bolster the Indian startup ecosystem, I propose to abolish the so-called Angel Tax for all classes of investors, the FM announced.

For customs, we reduced the number of customs duty rates in 2022-23. I propose to rationalise them after a review over next six months, the FM said. She announced that to provide relief to cancer patients, three more medicines will be fully exempted from customs duty. I propose changes in the basic customs duty on X-ray tubes and flat panel detectors for domestic X-ray machines’ production.

The net tax receipts are estimated at ₹25.83 lakh crore, and the fiscal deficit is estimated at 4.9% of GDP for this year. The gross and net market borrowings through dated securities are estimated at ₹14.01 lakh crore and the ₹11.63 lakh crore, respectively, lower than last year. The government is committed to stay the course on fiscal consolidation, with deficit at below 4.5% of GDP in 2025-26, and with sustained reductions thereafter, the FM said.

She added that GST has reduced compliance burden and logistics costs for trade and industry and enhanced revenues. To multiply its benefits, we will strive to simplify and rationalise the tax structure and expand it to cover more goods, she said.

Union Finance Minister Nirmala Sitharaman in her Budget speech proposed creation of employment of about 4.1 crore youth over the next five years. Towards it, the Finance Minister has made an allocation of ₹2 lakh crore.

Similarly, for skilling the citizens so as to generate job opportunities, she proposed ₹1.48 crore. 20 lakh youth will be skilled over a five-year period. A total of 1,000 industrial training institutes will be upgraded, she announced.

She proposed in her speech that a one-time wage would be provided to all first time employees in all sectors. The incentive for first-timers would be provided through Direct Benefit Transfer (DBT) 

The Finance Minister said that the government will launch internship opportunities in 500 companies to one crore youth in five years. 

Interns will get exposure to real-life environment and an allowance of ₹5000 per month, she said. The companies will bear training and 10% of training cost from CSR funds. Ms. Sitharaman said employment, skilling, MSME, and middle class are among key focus areas of this Budget. 

The Budget proposes to earmark a significant part of the 50-year interest-free loan, to work with the States on following reforms - Land related reforms in both urban and rural areas, that cover land administration, planning and urban planning and building bye-laws. “Rural land-related actions will include assignment of a unique Aadhaar for all lands, digitisation of terrestrial maps, survey of lands, and establishment of land registry. On labour related reforms, our govt. will facilitate a range of services for labour, including employment and skilling.”

She added that open architecture databases for the widely changing job market, and connecting potential employees with industry will be covered. Shram Suvidha and Samadhan portal will be revamped to enhance ease of compliance for industry and trade.

The FM announced that for space economy, with the govt’s continued emphasis on expanding it by 5 times in the next ten years, a venture capital fund of ₹1,000 crore will be set up. “We will formulate an economic policy framework to delineate the strategy for sustaining high growth with next generation reforms. These reforms will cover all factors of production, including land, labour and capital. This will require collaboration of the Centre and States,” she said.

“Tourism has always been a part of our civilisation. Our efforts to position India as a global destination will also create jobs and unlock opportunities in other sectors. I propose Vishnupath temple at Gaya, and Mahabodhi temple in Bodhgaya, are of immense spiritual importance. We will develop corridors there on the model of the successful Kashi Vishwanath corridor to make them a world-class tourist destination,” the FM said.

She added that a comprehensive development initiative for Rajgir and Nalanda (in Bihar) will be pursued. “We will support tourism in Odisha that has scenic beauty, temples, craftsmanship, natural landscapes, wildlife sanctuaries and pristine beaches,” she said.

Finance Minister Nirmala Sitharaman announced that ₹2.66 lakh crore has been allocated for rural development, including rural infrastructure. She also said that three crore additional houses will be constructed under the PM Awas Yojana in rural and urban areas. Presenting the Budget for 2024-25 in the Lok Sabha, she said, “This year I have made a provision of ₹2.66 lakh crore for rural development, including rural infrastructure”.

The FM noted that Bihar has frequently suffered from floods, many of them originating outside the country. “Plans to solve these problems in Nepal have not progressed. We will provide support of ₹11,500 crore for flood mitigation projects. Assam grapples with floods every year from the Brahmaputra river and its tributaries that originate outside India. We will provide support to them. Uttarakhand, Sikkim and Himachal Pradesh, that suffered due to landslides and floods, will be provided assistance,” she said.

The Finance Minister announced that the Phase 4 of the PM Gram Sadak Yojana will be launched to provide all-weather roads to 25,000 rural habitats.

FM said the Centre has made significant infrastructure investments in years, triggering a multiplier effect. “This will continue over the next five years. This year, I provided ₹11,11,111 crore for capex, which is 3.4% of GDP. We will encourage States to provide support of similar scale for infrastructure development based on their priorities,” she said.

Private investment in infrastructure will be promoted through Viability Gap Funding and a market-based financing framework would be brought out, she added.

Electricity storage solutions will be worked out for renewable energy. Research and Development on smaller nuclear reactors. Our govt. will partner with the private sector for setting up Bharat Small Reactors, and research and development of new technologies for nuclear energy. Advanced Ultra-Super Critical Thermal Power Plants, with much higher efficiency, have been developed indigenously. An 800 MW commercial plant will be set up, with the government providing the required fiscal support, the FM said.

She added that a roadmap for hard-to-abate industries, from energy efficiency targets to emission targets, will be formulated.

We will bring out a document on appropriate energy transition pathways, that balances the needs of employment and development. In line with the Interim Budget announcement, the Rooftop Solar scheme has been launched to enable 1 crore households to get upto 300 units of free electricity every month. The scheme has seen 1.8 crore registrations and 14 lakh applicants.

Read the whole story here

“High Stamp Duty may be lowered, especially for women. This reform will be made essential condition for urban development schemes,” she said.

Building on the PM Swanidhi scheme for street vendors, we plan a scheme over the next 5 years to promote 100 weekly haats in select cities, the FM announced. 

In partnership with States, and MDBs, the Modi-led NDA Government will promote water supply, sewage treatment and solid waste management projects for 100 large cities, the FM announced.

Under the PM Awas Yojana-Urban, the housing needs of one crore poor and middle class families will be addressed with an investment of ₹10 lakh crore. This will include the central assistance of ₹2.2 lakh crore in the next five years.

“For facilitating term loans to MSMEs, a credit guarantee scheme will be introduced. The scheme will operate on the cooling of credit risks of such MSMEs. A self-financing guarantee fund will provide to each applicant cover of up to ₹100 crore while loan amount may be larger...” she said.

Backward region grant will be provided to 3 districts of Andhra Pradesh, the Finance Minister announced. In her Budget for 2024-25, Finance Minister Nirmala Sitharaman said the Union Government will arrange financial assistance to Bihar through aid from multilateral development agencies.

The government will also set up airports, medical colleges and sports infrastructure in Bihar, she said. The Centre will also formulate plan ‘Purvodaya’ for all-round development of Bihar, Jharkhand, West Bengal, Odisha, and Andhra Pradesh .

Ms. Sitharaman further said the government will support industrial corridor for development in the eastern region. The Finance Minister also said the government will provide e-vouchers directly to 1 lakh students every year with interest subvention of 3% of loan amount.

The government said it will launch three employment-linked schemes. While presenting the Union Budget for 2024-25, Finance Minister Nirmala Sitharaman said the government will provide incentives to 30 lakh youth entering the job market by providing one month’s PF (provident fund) contribution.

She announced that working women hostels will be set up in the country to promote women’s participation in the workforce. She added that the government will provide funds to the private sector, domain experts and others for developing climate-resilient seeds.

An already existing scheme -- MGNREGA (Mahatma Gandhi National Rural Employment Guarantee) -- aims to provide 100 days of wage employment in a particular fiscal year to at least one member of every household whose adult members seek manual work.

The government will bring a National Cooperation Policy for the overall development of the country, Finance Minister Nirmamala Sitharaman said. Presenting the Budget for 2024-25, she said the Centre will promote digital public infrastructure for agriculture in partnership with states, while Jan Samarth-based Kisan Credit Card will be introduced in five States. Also, the government will provide finance for shrimp farming and marketing, she added.

The FM said that large-scale vegetable production will be developed closer to major consumption centres. “We will promote farmer producer organisations, coops and startups for vegetable supply chains...,” she said.

For achieving self-sufficiency in pulses and oil seeds, the govt will strengthen their production, storage and marketing. A strategy is being put in place to achieve aatanibharta for oil seeds such as mustard, groundnut, sesame, soybean and sunflower, the Finance Minister said in the Lok Sabha, presenting the Union Budget 2024-2025.

Ms. Sitharaman said that in the next two years, one crore farmers across the country will be initiated into natural farming supported by certification and branding. Implementation will be through scientific institutions and willing Gram Panchayats. 10,000 need-based bio input resource centres will be established.

“Transforming agricultural research, our govt will undertake a comprehensive review of the agricultural research setup to bring the focus on raising productivity and developing climate-resilient varieties. Funding will be provided in challenge mode including to the pvt sector, domain experts both from the govt and outside and will oversee the conduct of such research,” Ms. Sitharaman said.

She added that 109 new high-yielding and climate-resilient varieties of 32 field and horticultural crops will be released for cultivation by farmers.

The Finance Minister said that the Budget will focus on employment, skilling, MSME and middle class. “Budget for FY25 to provide ₹1.48 lakh crore for education and employment and skill... Implementation of various schemes announced in Interim Budget in February are still underway,” the Finance Minister said. People of India have reinforced their faith in the government led by Mr. Modi and re-elected it for the third term, she said, while presenting the Budget in Lok Sabha.

India’s economic growth continues to shine while the global economy is still in the grip of policy uncertainty, Ms. Sitharaman added. The country’s inflation continues to be stable and is moving towards 4%, and core inflation stands at 3.1%.

On Budget priorities, the Finance Minister said that in the interim Budget the govt promised to present a detailed roadmap for the pursuit of Viksit Bharat. “In line with the strategy set in the interim Budget, this Budget envisages sustained efforts on the following nine priorities for generating ample opportunities for all -- productivity and resilience in agriculture, employment and skilling, inclusive human resource development and social justice, manufacturing and services, urban development, emergency security, infrastructure, innovation R&D, next-gen reforms. Subsequent Budgets will build on these and more priorities and actions,” she said.

Finance Minister Nirmala Sitharaman is presenting the Union Budget 2024-2025 in Lok Sabha. India’s inflation continues to be low, stable and moving towards the 4% target, the Finance Minister said.

The Budget Session of the Parliament began at 11 a.m. on July 23. Finance Minister Nirmala Sitharaman will present her seventh budget in the Lok Sabha today.

New Delhi: Union Finance Minister Nirmala Sitharaman with a red pouch carrying the Budget documents arrives at the Parliament to present the Union Budget 2024-25, in New Delhi, Tuesday, July 23, 2024. (PTI Photo/Atul Yadav)(PTI07_23_2024_000064B)

Finance Minister Nirmala Sitharaman opted for an off-white checkered handloom saree with a contrasting purple and pink-hued blouse for the presentation of the first Budget on July 23 of the third term of the NDA Government led by PM Narendra Modi.

Indian shares reversed early gains to drop marginally in morning trade on Tuesday, with volatility rising ahead of the union budget, due at 11 a.m. IST, which could have a huge bearing on the trajectory of markets.

The NSE Nifty 50 and S&P BSE Sensex opened about 0.3% higher but were trading about 0.2% lower as of 10:22 a.m. IST. Volatility rose to a six-week-high of 15.79.

“Volatility will remain elevated today as budget announcements will decide the direction of markets in intraday trade,” said ICICI Securities analysts led by Dharmesh Shah.

A market correction cannot be ruled out, given the high valuations, they added.

The Nifty has hit multiple all-time highs through its roughly 13% rally this year, despite a near 6% slide on June 4 when Prime Minister Narendra Modi’s party returned to power but by unexpectedly having to rely on allies. Still, the index has risen in each of the seven weeks since.

The Union Cabinet headed by Prime Minister Narendra Modi approved the full Budget for 2024-25. Following this, Finance Minister Nirmala Sitharaman will present her seventh budget in the Lok Sabha.

Ms. Sitharaman, the first full-time woman Finance Minister of the country, has presented five full Budgets since July 2019 and an interim budget on February 1, 2024. This is the first Budget of the BJP-led NDA Government in its third term in office.

“I think the problem is that the government is not recognising the real concerns. The real concerns are inflation, especially food inflation, and rampant unemployment and inadequate job creation,” says Economist Jayati Ghosh.

“If you look at the economic survey, the country has achieved, even post covid, a very stable growth pattern in GDP numbers. There is an uptick in manufacturing, agriculture, there is a bit of subsiding in the consumption patterns in country because of lower middle income people getting hurt due to inflation and having lost wealth during COVID,” ASSOCHAM President Sanjay Nayar said in an interview to PTI. 

“The govt has done a tremendous job, looking at the geopolitical, geographic scenario. India looks like a fantastic place to attract investments. The expectation would be to keep catalysing the infrastructure spending. I have told this to PTI that another couple of years of heightened spending on infrastructure is a good idea,” he added.

Emphasising the need for measures to address inflation, particularly the soaring prices of essential commodities and life-saving drugs, Uttar Pradesh Congress President Ajay Rai has voiced the expectations of the middle class for the Union Budget 2024-25.

Expressing his expectations from the budget, Congress leader Ajay Rai said on Tuesday, “In this budget, inflation should be controlled. The price of garlic is ₹500 per kg, and the prices of vegetables and medicines have gone up. The price of life-saving drugs has increased.

Employment opportunities also need to be generated. All these factors need to be worked upon.”

Shiv Sena Uddhav Balasaheb Thackeray’s (UBT) faction leader, Priyanka Chaturvedi, echoed similar expectations, stating that the finance minister should concentrate on tackling unemployment and inflation.

More tax benefits for health insurance under the new tax regime, relaxation in payment norms for MSMEs and incentives for the agri-tech sector are among the expectations of stakeholders from the first budget of the Modi 3.0 government .

Finance Minister Nirmala Sitharaman is scheduled to present the full Budget for fiscal 2024-25 on July 23, which will be the first major policy document of the new government.

Anup Rau, Managing Director and Chief Executive Officer of Future Generali India Insurance Company, said the deduction limit on health insurance premiums under Section 80D of the Income Tax Act has remained unchanged for the past nine years despite the fact that there has been a significant rise in healthcare costs across the country.

Watch what women can expect from Budget here

Union Cabinet headed by Prime Minister Narendra Modi met in Parliament on Tuesday to approve the Union Budget ahead of its presentation by Finance Minister Nirmala Sitharaman.

Prime Minister Narendra Modi arrived in Parliament this morning to attend the cabinet meeting.On Monday, Prime Minister said the Economic Survey highlighted the prevailing strengths of the economy and identifies areas for further growth and progress as the government “moves towards building a Viksit Bharat”.

Union Ministers Amit Shah, Rajnath Singh and Pralhad Joshi were also seen arriving in the Parliament earlier for the Cabinet meeting today.

Union Finance Minister Nirmala Sitharaman met President Droupadi Murmu ahead of presenting the Union Budget 2024 in Parliament, as per tradition.

The Finance Minister and her team briefed the President about the provisions of the Budget.

President Murmu then fed the Finance Minister ‘Curd and Sugar’ which is a symbol of wishes for good luck.

GTJVNmibQAE5JC1.jpg

All eyes will be on whether Sitharaman provides the much-expected tax relief for the middle class, leaving more money in their hands, as there is tax buoyancy. Besides, the market also expects staying on the fiscal glide path to lower the fiscal deficit to 4.5 per cent of GDP by 2025-26.

Fiscal Deficit: The budgeted fiscal deficit, which is the difference between the government expenditure and income, for the current fiscal is 5.1 per cent as projected in the Interim Budget in February, against 5.8 per cent in the last fiscal year. The full Budget is expected to provide better-than-earlier projections as there has been tax buoyancy.

Capital Expenditure: The government’s planned capital expenditure for this fiscal year is budgeted at ₹11.1 lakh crore, higher than ₹9.5 lakh crore in the last fiscal year. The government has been pushing infrastructure creation and also incentivising states to step up capex.

Tax Revenue: The Interim Budget had pegged gross tax revenue at ₹38.31 lakh crore for 2024-25, an 11.46 per cent growth over the last fiscal. This includes ₹21.99 lakh crore estimated to come from direct taxes (personal income tax + corporate tax), and ₹16.22 lakh crore from indirect taxes (customs + excise duty + GST).

GST: Goods and Services Tax (GST) collection in 2024-25 is estimated to rise to ₹10.68 lakh crore, an increase of 11.6 per cent. The tax revenue figures will have to be watched out for in the final Budget for the 2024-25 fiscal year.

Finance Minister Nirmala Sitharaman is set to create history when she presents her seventh straight budget on Tuesday for 2024-25, surpassing the record of former prime minister Morarji Desai.

Setting the tone for the third term of the Modi government, its focus areas may be boosting consumption by giving tax benefits to the middle class. Other priority areas may include agriculture, capex and infra spending and manufacturing push..

With India emerging as the biggest sweet spot in global growth, the budget is expected to address three major trends: global offshoring, digitalization, and energy transition.

Sitharaman, who will turn 65 next month, was in 2019 appointed as India’s first full-time woman finance minister when Prime Minister Narendra Modi won a decisive second term. Since then, she has presented six straight budgets, including an interim one in February this year.

A total of 39 shipyards have registered, and 18 shipyards utilised the benefits under the Centre’s scheme to provide financial support to Indian shipyards for shipbuilding contracts signed between April 1, 2016, and March 31, 2026, according to the Economic Survey. 

“India’s Maritime Vision 2030 outlines over 150 initiatives to improve ports, shipping, and inland waterways and envisions investments of ₹3-3.5 lakh crore. The Maritime Amrit Kaal Vision 2047 outlines over 300 initiatives across 11 key areas to drive growth and development in India’s coastal regions,” according to the Economic Survey 2023-24 tabled in the Parliament on Monday.

“Its vision aims to reduce the average vessel turnaround time (containers) from 25 hours in 2020 to less than 20 hours in 2030. Likewise, it also aims to increase the average ship daily output (gross tonnage) from 16,000 in 2020 to more than 30,000 in 2030.”

Union Finance Minister Nirmala Sitharaman will present the estimated receipts and expenditure (2024-25) of the Union Territory of Jammu and Kashmir (with legislature) in Parliament today.

“I hope that the Budget will face the country’s economic realities. The biggest economic reality is that unemployment rate in 9.2% in the country, inflation is at all time high. Food inflation is particularly very high. Private sector investment is falling. I hope that the government and the Budget will project ways to improve this situation,” TMC MP Saugata Roy.

Indian shares opened higher on July 23, led by financials and public sector companies, as investors brace for policy announcements in the Union Budget due at 11 a.m., which could have a huge bearing on the trajectory of markets.

The NSE Nifty 50 rose 0.24% to 24,568.9, while the S&P BSE Sensex added 0.28% to 80,724.3, as of 9:15 a.m. IST.

• July 23, 2024 09:26 Rupee rises 3 paise to 83.63 against U.S. dollar in early trade

Finance Minister Nirmala Sitharaman on Tuesday again took a digital tablet wrapped in a traditional ‘bahi-khata’ style pouch as she headed for Parliament to present the full Budget 2024-25 in a paperless format just like the previous years.

Draped in a white silk saree with magenta border, she posed for the traditional ‘briefcase’ picture outside her office, along with her team of officials, before heading to meet the President.

With the tablet carefully kept inside a red cover with a golden-coloured national emblem embossed on it instead of the briefcase, Parliament will be her next destination after the call on President Droupadi Murmu at Rashtrapati Bhawan.

Sitharaman, India’s first full-time woman Finance Minister, had in July 2019 ditched the colonial legacy of a Budget briefcase for the traditional ‘bahi-khata’ to carry Union Budget papers. She used the same in the following year, and in a pandemic-hit 2021, she swapped traditional papers with a digital tablet for carrying her speech and other Budget documents.

“There is no direction in the Budgets presented in the last 10 years. Inflation is skyrocketing, unemployment is high, the growth rate is declining fundamentally. This indicates that the economy isn’t in a healthy situation,” says AAP MP Sandeep Pathak says. 

The government’s steps such as mandatory quality norms and increase in customs duties have significantly helped the domestic toy players to boost exports and reduce dependence on Chinese imports, Economic Survey said on July 22.

It said that India’s emergence as a toy exporting nation can also be attributed to its integration into the global value chain and zero-duty market access for domestically manufactured toys in critical countries such as the UAE and Australia.

The industry has long faced challenges in the global trade landscape, consistently being a net importer of toys for many years.

“Rising exports, coupled with declining imports, transformed India from a deficit to a surplus nation in the trade of toys,” it said.

Finance Minister Nirmala Sitharaman arrived at the Ministry of Finance ahead of the Union Budget presentation on Tuesday.

The Finance Minister was pictured wearing a white saree with a violet border as she arrived at the Ministry.

Nirmala Sitharaman is set to present the Union Budget 2024 in Parliament today, marking her seventh consecutive budget and eclipsing the late Moraji Desai’s record of six consecutive budgets, which is likely to focus on changes in the income tax structure and improving the ease of doing business in India.

Sitharaman tabled the Economic Survey 2023-24 along with the statistical appendix on Monday.

Minister of State for Finance Pankaj Chaudhary said that the first Union Budget of the third Modi government will be based on his mantra of “Sabka Saath Sabka Vikas”.

“This budget is based on PM Modi’s mantra of Sabka Saath Sabka Vikas,” MoS Chaudhary said.

Chaudhary was among the first from FM Nirmala Sitharaman’s team to reach the North Block offices of the Finance Ministry ahead of the Budget Presentation. Vivek Joshi, Secretary, of the Department of Financial Services and Chief Economic Advisor V. Anantha Nageswaran have also reached the ministry ahead of FM Sitharaman.

Extreme weather, lower reservoir levels and crop damage have affected farm output and led to higher food prices over the past two years, the Economic Survey 2023-24 said on July 22.

Unfavourable weather conditions particularly impacted the production prospects of vegetables and pulses, it said.

“In FY23 and FY24, the agriculture sector was affected by extreme weather events, lower reservoir levels, and damaged crops that adversely affected farm output and food prices. So, food inflation based on the Consumer Food Price Index (CFPI) increased from 3.8% in FY22 to 6.6% in FY23 and further to 7.5% in FY24,” read the consolidated report on the state of the economy in the previous year.

The fiscal deficit for FY 2023-24 was 5.63% of GDP with a target of 5.1% for FY 2024-25. Given the significant share of personal tax in overall direct-tax collections, the government is unlikely to introduce measures that would greatly reduce tax revenue. Here are key expectations from individual taxpayers and potential government changes to minimise fiscal deficit impact:

Changes in simplified tax regime

• Standard deduction
• NPS employee contribution deduction
• Reintroduction of deduction for investment in infrastructure bonds

Changes in old tax regime

• Affordable housing deduction for interest paid on loan
• Metro cities for HRA

Union Finance Minister Nirmala Sitharaman tabled the Economic Survey 2023-24 in both Houses of Parliament on July 22. The Economic Survey is a comprehensive review or annual report of Indian economy during the closed financial year, prepared by the Economics Division of the Department of Economic Affairs of the Finance Ministry under the guidance of the India’s Chief Economic Advisor (CEA).

Here are the charts that show key numbers from the Economic Survey 2023-24:

Union Finance Minister Nirmala Sitharaman is scheduled to present the Budget for 2024-25 in the Lok Sabha on July 23 . Parliament Session begins on July 22 and will conclude with the passage of the Finance Bill on August 12.

In this series, experts from various fields suggest what the focus of Narendra Modi-led NDA government’s third term should be. Read what the experts have told The Hindu .

Union Finance Minister Nirmala Sitharaman tabled the Economic Survey of India 2023-24 , along with a statistical appendix, in both Houses of Parliament on July 22. 

The survey said that the outlook for India’s financial sector appears bright , but it needs to brace for likely vulnerabilities. The Indian financial sector is at a “turnpike moment”, it said, adding that the dominance of banking support to credit is being reduced, and the role of capital markets is rising. 

According to the report, India’s GDP is likely to grow at 6.5 to 7% in the current fiscal year amid global challenges which may impact exports. The growth projected for 2024-25 is lower than the economic growth rate of 8.2% estimated for the previous financial year.

India saw 92 lakh foreign tourist arrivals in 2023, signifying a positive post-pandemic revival, the Chief Economic Advisor has said in the Economic Survey released on July 22.

The survey, which was tabled in Parliament, said India’s tourism industry showed positive signs of revival post-pandemic with an year-on-year increase of 43.5%. The hospitality industry has also met the needs of the increasing numbers of tourists successfully. “In 2023, the highest amount of new supply was created with the addition of 14,000 rooms, bringing the total inventory of chain-affiliated rooms to 183,000 in India,” the survey said.

Finance Minister Nirmala Sitharaman will present the Union Budget 2024 on July 23 at 11 a.m. It will be a record seventh consecutive Budget presentation for Ms. Sitharaman.

The Budget 2024 presentation will be streamed on various platforms. Viewers can watch the Budget 2024 speech by Nirmala Sitharaman live at The Hindu . Follow our liveblog for all the latest news, reactions, and analysis of Budget 2024. The Finance Minister’s address will also be available to stream live via the Sansad TV .

Union Finance Minister Nirmala Sitharaman will be presenting the Union Budget 2024-25 on July 23, 2024.

It will be a record seventh consecutive Budget presentation for Ms. Sitharaman.

Previously, Morarji Desai presented the Union Budget for six times consecutively. Interestingly, Morarji Desai presented budgets for record 10 times followed by former Finance Minister P. Chidambaram 9 times.

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Mollie O'Callaghan wins gold and pips Ariarne Titmus in Paris Olympics 200m freestyle final — as it happened

Sport Mollie O'Callaghan wins gold and pips Ariarne Titmus in Paris Olympics 200m freestyle final — as it happened

Mollie O'Callaghan has claimed the gold medal in front of Australian champion Ariarne Titmus in an electric 200m women's freestyle at the Paris Olympics.

Earlier, Christopher Burton claimed silver in individual eventing in a moment he described as "a dream come true" .

The Hockeyroos are also celebrating after they hammered Great Britain 4-0 in their latest group match .

Meanwhile, the great rivalry between Rafael Nadal and Novak Djokovic has had its likely final chapter at Roland-Garros, and Australia took down Ireland in the women's rugby sevens.

Earlier, Australian boxer Harry Garside lost his first fight in Paris , unable to back up his bronze medal from Tokyo, while the Opals dropped their opening Olympic clash with Nigeria .

Look back at how the day three action unfolded in our blog.

• 9:37 PM 9:37 PM Mon 29 Jul 2024 at 9:37pm Day four schedule
• 9:19 PM 9:19 PM Mon 29 Jul 2024 at 9:19pm Medal tally
• 8:00 PM 8:00 PM Mon 29 Jul 2024 at 8:00pm Swimming: Mollie O'Callaghan wins gold!

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Live updates

That's where we say goodbye for now.

By Andrew McGarry

Well, we had some ups and downs on day three at the Paris Olympics — the Opals losing, the Hockeyroos and the Kookaburras having good wins, the women's rugby sevens in prime spot for a medal tomorrow.

And then the swimming! Ella Ramsay and Maximilian Giuiliani started off with solid efforts in fast finals, then Kaylee McKeown set herself up for a huge duel with Regan Smith in the 100m backstroke.

But the big one was the O'Callaghan-Titmus showdown, and they didn't let us down! What a race and a moment.

Another golden day for Australia! We'll be back on deck at about 4pm AEST with some triathlon action from Paris.

On behalf of the crew of people who have contributed to the blog, thanks for joining us and we'll see you later!    

Day four schedule

Want to plan out what you'll be watching through the night?

Here's every event scheduled for day four:

Mollie O'Callaghan, Ariarne Titmus bonded by magic moment in Paris

As we begin to wrap things up on day three, a quick return to this morning's highlight, and the amazing race that was the women's 200m freestyle final.

One of our Olympic correspondents in Paris, Dean Bilton , has written a stirring analysis of the event, the rivalry — and team partnership — between Mollie O'Callaghan and Ariarne Titmus .

To the untrained eye, O'Callaghan's most immediate reaction seemed to be relief. There were no wild celebrations or an outbreak of tears, just a deep breath and a smile. Job done, finally. O'Callaghan and Titmus shared a hug in the pool and another just outside it. Notably it was O'Callaghan who grabbed Titmus's hand and raised it in the air in both a celebration of their shared triumph and perhaps some subconscious recognition of the athlete whose greatness has inspired her own.

You can read more of Dean's brilliant read here:

Rugby 7s: Maddison magic as Aussies crush Ireland

By Craig Dixon

Well, that was quite the domination by Australia to advance to the semi finals, led by a storming   Maddison Levi   who today became the greatest try scorer in a single Olympics.

Levi crossed the line three times at the Stade de France today as Australia galloped to a 40-7 win.

That gives her 11 tries since the Paris competition began — one more than New Zealand's Portia Woodman in Rio — and with at least one more match to come.

Levi scored four tries against South Africa in the pool game, three against Great Britain, one against Ireland in their pool game and three today.  

The Irish had no answer to the Aussies' speed and flair today. The green-and-gold now meet Canada in a semi-final tomorrow for a final berth against either NZ or the US.  

Medal tally

We’re keeping a running tally of all the medals Australia wins each day.

And we’ve got the overall leaderboard to see how we compare against our rivals.

Check it out below:

Beach volleyball: Australia falls short in see-sawing struggle

By Mic Looby

The Australian women picked themselves up off the sand to claw back the advantage in an entertaining second set but the Americans proved too good on the night.

Four aces to the Australians   Taliqua Clancy   and   Mariafe Artacho del Solar   looked great but they weren't enough.

The US pairing of Kristen Nuss and Taryn Kloth takes the honours two tight sets to none.

Swimming: O'Callaghan joins illustrious Aussie roll call

By Luke Pentony

Mollie O'Callaghan is the fourth Australian to win Olympic gold in the women's 200m freestyle.

And it's quite the roll call:

2024 — Mollie O'Callaghan

2020 — Ariarne Titmus

2000 — Susie O'Neill

1972 — Shane Gould

Swimming: What's next for O'Callaghan?

Mollie O'Callaghan already has two Paris Olympic golds in her keeping and potentially she can add more.

She's a two-time world champion in the 100m freestyle and is favourite to take out the blue-riband event in Paris.

There is also the prospect of more relay gold — especially in the 4x200m freestyle — meaning she could leave the French capital with quite the haul.

O'Callaghan will back up tonight (AEST) in the heats of the 100m freestyle.

Beach volleyball: Australia in arm wrestle with US

It's been neck and neck in the Australia vs US preliminary round of the women's beach volleyball.

Tokyo silver medalists Taliqua Clancy and Mariafe Artacho del Solar are looking comfortable but the US   have taken the first set 21-16, and the psychological advantage.

No surprises there have been some epic rallies in an evenly matched battle that could tip either way.

Australia are serving in the second set.

Rugby 7s: Aussies off to a flyer

Australia has run in four tries in six minutes in the quarterfinal against Ireland!

It's 26-0 at half-time. Ireland stunned.

Swimming: How O'Callaghan won gold

As we mentioned earlier, Mollie O'Callaghan executed her race plan to perfection.

She allowed her rivals to set the pace, before making her move in the third lap.

The 20-year-old then proved too quick in the final 50 to beat the field to the wall.

Here's O'Callaghan's 50m splits:

50m — 27.01 (5th place)

100m —   29.06 (56.07, 5th)

150m —   29.22 (1:25.29, 3rd)

200m — 27.98 ( 1:53.27, 1st)

Swimming: Titmus gracious in defeat

O'Callaghan: 'I did it for the country'

Mollie O'Callaghan spoke to the Nine Network after her win.

It's such an honour to be with everyone and compete against Arnie. She is an absolute gun. She races like an absolute beast and it's an honour to train alongside her and have such a great team around us.

O'Callaghan says she put "a lot of pressure" on herself.

My expectations are very high. That was an amazing race. I'm always wanting that little bit more. I just had to go with coach Dean Boxall and trust him knowing what to do and what's best.

O'Callaghan says she wanted to win for Australia.

To be honest, I did it for the country, I didn't do it for myself. I'm racing for all these people.

Swimming: Mollie O'Callaghan wins gold!

MOLLIE O'CALLAGHAN WINS GOLD!

O'Callaghan finished with a flourish to win in an Olympic record of 1:53.27.

Ariarne Titmus was second in 1:53.81.

Siobhan Haughey of Hong Kong was third in 1:54.55.

O'Callaghan was fifth after 100m but timed her finish to perfection.

It is the first time Australia has finished 1-2 in an Olympic swimming final since Ian Thorpe beat home Grant Hackett in the men's 400m freestyle at the 2004 Athens Games.

O'Callaghan reversed the result from the Australian selection trials, when Titmus edged out her training partner in a world-record time.

Both swimmers are coached by Dean Boxall in Brisbane and their race in Paris was eagerly anticipated.

It is O'Callaghan's first individual Olympic gold medal.

She was a member of the Australian quartet that triumphed in the women's 4x100m freestyle final on the opening night of swimming.

Titmus adds the silver to the gold she won in the 400m freestyle on the same night.

She was the gold medallist in the 200m freestyle at the Tokyo Olympics.

Swimming: 200m freestyle final (after 100m)

1.   Siobhan Haughey - 55.70

2. Ariarne Titmus - 55.88

3. Barbora Seemanova - 55.97

5. Mollie O'Callaghan - 56.07

Swimming: Titmus, O'Callaghan to face off in 200m freestyle final

Here we go!

The swimmers are behind their blocks for the women's 200m freestyle final.

Ariarne Titmus will swim out of lane four, with training partner Mollie O'Callaghan right next to her in five.

Watch out for Claire Weinstein of the US and Hong Kong's Siobhan Haughey as they will back their chances of causing an upset.

Swimming: Smith wins gold for South Africa

South Africa is celebrating after Tatjana Smith stormed home to win gold in the women's 100m breaststroke.

Smith finished over the top of the field to triumph in a time of 1:05.28.

China's Tang Qianting picked up silver in 1:05.54, while Ireland made the podium with Mona McSharry clocking 1:05.59.

Swimming: Italy wins backstroke gold

Another sensational finish in the men's 100m backstroke final, with Italian world-record holder Thomas Ceccon winning gold.

Ceccon posted a time of 52.00, with China's Xu Jiayu (52.32) and Ryan Murphy (52.39) of the US third.

Swimming: McKeown wins 100m backstroke semi

Kaylee McKeown does the business to take out the second semifinal in the women's 100m backstroke.

McKeown swam 57.99, just .02 outside the time Regan Smith posted in the opening semi.

Great news for Australia with Iona Anderson also qualifying for the final.

Anderson swam 58.63 to be third behind McKeown and Katharine Berkoff of the US (58.27) in their semi.

Tennis: Carlos Alcaraz advances at Roland Garros

As we told you earlier, Rafael Nadal's singles tournament at the Paris Olympics is over, after he lost to Novak Djokovic in straight sets.

However his compatriot, Carlos Alcaraz, looks like he is just getting started. Alcaraz showed how good he is on clay with his win in the French Open earlier this year.

Today Alcaraz — who is partnering with Nadal in the men's doubles — advanced to the third round of the men's singles, beating Dutch player Tallon Griekspoor 6-1, 7-6 (7/3) on Court Phillippe-Chatrier.

The first set took just 31 minutes, with Alcaraz in control.

However he was made to work for the second set before clinching it in the tie-break.

Alcaraz hit 14 forehand winners to just one on the backhand side, but he also hit five aces and just one double fault, compared to Griekspoor's two aces and three doubles.

The ABC of SPORT