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Commercial Banker Cover Letter Example

Writing a cover letter for a commercial banking position can be a difficult task. As such, it is important to have a guide to help you craft a cover letter that will be persuasive and effective. This guide will provide you with the information you need to write a compelling cover letter, along with an example of a commercial banker cover letter. With this guide and example, you can create a cover letter that will help you stand out amongst the competition.

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Commercial Banker Cover Letter Sample

Dear [Employer],

I am writing to apply for the position of Commercial Banker at [Company Name]. Drawing on my experience in finance and my enthusiasm for helping businesses grow, I am confident I can become an asset to your team.

To begin with, I have a degree in finance from [University Name], and have been in the banking industry for the last [years]. Throughout my career, I have provided exceptional service to a wide range of clients, helping them make sound decisions when it comes to their finances. My expertise includes identifying potential risks, structuring complex deals, and analyzing financial statements.

In addition to my technical skills, I have a track record for taking initiative and going above and beyond to ensure customer satisfaction. I have been commended for my diligent work ethic and my ability to think on my feet to handle difficult and challenging client scenarios.

Moreover, I have a strong understanding of the banking regulations and policies that govern the industry, and am comfortable working independently or in a team environment. I am highly organized, and have the capacity to manage multiple projects at once.

I am excited to explore this opportunity further, and am confident that my knowledge and experience would be a great asset to [Company Name]. I look forward to hearing from you and discussing my qualifications in greater detail.

[Your Name]

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What should a Commercial Banker cover letter include?

A commercial banker cover letter should be a concise and professional summary of your qualifications and experience for the role. It should highlight your strongest skills and accomplishments as well as explain why you are the best candidate for the position.

Your cover letter should start with a brief introduction of yourself, including your name and the job you are seeking. It should also contain a few sentences that describe why the company should hire you and why the position is a good fit for you.

Next, your cover letter should give a brief overview of your most relevant qualifications for the role. This can include your professional skills, such as financial analysis and strong customer service, as well as any educational background or experience in the banking industry. Be sure to provide evidence of how you have been able to use these skills effectively in the past.

Finally, your commercial banker cover letter should end with a clear call to action. Request an interview and provide your contact information, so that you can schedule an appointment. Your letter should be professional and well- written, reflecting your enthusiasm and dedication to the role and the company.

Commercial Banker Cover Letter Writing Tips

Writing a cover letter for a commercial banking position presents unique challenges. You need to demonstrate your understanding of banking operations and the ability to work in a dynamic and competitive environment. Here are some tips to consider when writing your commercial banker cover letter:

• Research the company: Research the company and its operations before you start writing your cover letter. This will help you understand the organization’s culture and the type of person they’re looking for in a commercial banker.
• Tailor your letter: Customize your cover letter to reflect the qualities the employer is looking for in a commercial banker. Highlight your skills and experience that are directly related to the job description.
• Use keywords: Incorporate industry- specific keywords into your cover letter. This will ensure that your letter is noticed by the employer and increases your chances of getting an interview.
• Show enthusiasm: Show the employer that you are excited to be a part of their bank. Demonstrate your enthusiasm for the job by discussing your qualifications and why you would be a great addition to the team.
• Keep it brief: Commercial banking cover letters should be concise and to the point. Avoid using overly flowery language and keep your letter to no more than one page.
• Proofread: Make sure you check your cover letter for any typos, grammar or spelling mistakes. This will ensure that your letter is professional and error- free.

Following these tips will help you write an effective and convincing cover letter for your commercial banking position. Good luck!

Common mistakes to avoid when writing Commercial Banker Cover letter

Writing a Commercial Banker cover letter is no easy task. It requires you to capture the attention of a potential employer and explain why you are the perfect fit for the role. To make sure your cover letter stands out from the competition, here are some common mistakes to avoid when writing your Commercial Banker cover letter.

• Not customizing your cover letter: A great cover letter should be tailored to the job you are applying for. Don’t just copy and paste a generic letter. Take the time to research the company and position and mention specific skills and qualifications that make you the ideal candidate.
• Not addressing the hiring manager: If you’re sending your cover letter through email, you should always make sure to address the hiring manager by name. Not doing so can make your letter seem impersonal and make it less likely to stand out to the employer.
• Not emphasizing your accomplishments: This is your opportunity to show the employer why you are the perfect fit for the Commercial Banker role. You should make sure to include some of your notable accomplishments in the banking field in your cover letter.
• Not proofreading your letter: Before you submit your cover letter, make sure you take the time to proofread it. Grammatical errors and typos can make your letter seem sloppy and can make you appear less desirable to the employer.

By avoiding these common mistakes when writing your Commercial Banker cover letter, you can make sure that your letter stands out from the competition and gives you a better chance of landing the job.

Key takeaways

• A commercial banker cover letter should be written in a professional business tone and should include all the relevant details pertinent to the position being applied for.
• It’s important to emphasize the skills and experience that make you the best candidate for the job.
• Emphasize your knowledge of the banking industry, your customer service and problem- solving skills, and your ability to work with other departments.
• Highlight the experience you have or any relevant coursework you’ve completed related to the position.
• Demonstrate your knowledge of modern banking technology and any experience you have in using it.
• Showcase your ability to handle a variety of accounts and transactions, including loans and credit cards.
• Explain why you are the ideal candidate for the job and why you would be an asset to the company.
• Be sure to have a strong closing paragraph that expresses your enthusiasm for the position.

Frequently Asked Questions

1. how do i write a cover letter for an commercial banker job with no experience.

When writing a cover letter for a Commercial Banker job with no experience, focus on your transferable skills. Show employers your enthusiasm for the banking industry and the importance of customer service. Highlight your organizational, mathematical and problem solving skills, as well as your ability to work with teams and clients. Explain any education or training that you have completed in finance or banking, such as a financial planning certificate or a degree in business administration. Make sure to include specific examples of how your skills and knowledge have helped you in past roles.

2. How do I write a cover letter for an Commercial Banker job experience?

When writing a cover letter for a Commercial Banker job with experience, focus on your successes. Show employers that you understand both the banking industry and the importance of customer service. Highlight your previous accomplishments in the banking industry and be sure to include any specific awards or promotions that you have received. Mention any experience you have had in developing new business or working with clients, and explain how your skills have helped you to succeed in these roles.

3. How can I highlight my accomplishments in Commercial Banker cover letter?

When highlighting your accomplishments in your Commercial Banker cover letter, be sure to mention any awards or promotions that you have received in the banking industry. Show employers that you have a strong understanding of the banking industry and the importance of customer service. Also, describe any successful projects that you have completed, such as developing new business strategies or solving customer issues. Explain how your skills and knowledge have helped you to succeed in past roles and be sure to include specific examples.

4. What is a good cover letter for an Commercial Banker job?

A good cover letter for a Commercial Banker job should focus on your knowledge and experience in the banking industry and demonstrate your enthusiasm for customer service.

In addition to this, be sure to check out our cover letter templates , cover letter formats ,  cover letter examples ,  job description , and  career advice  pages for more helpful tips and advice.

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Commercial Banker Cover Letter Example for 2024: Expert Tips & Templates

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Table of Contents

Are you ready to take the next step in your banking career? As a Commercial Banker, your ability to communicate effectively is just as crucial as your financial expertise. A well-crafted cover letter can set you apart from the competition and open doors to new opportunities. In this comprehensive guide, we’ll walk you through the essential elements of writing an impactful cover letter tailored for a Commercial Banker position. From showcasing your relevant skills and experiences to understanding the expectations of potential employers, this article will equip you with all the tools you need to create a compelling cover letter. Here’s what you can expect to learn:

• The fundamental structure of a winning cover letter
• Key skills and qualifications to highlight specific to Commercial Banking
• Tips for personalizing your cover letter to match the job description
• Common pitfalls to avoid when writing your cover letter
• A detailed cover letter example to inspire your writing process

Let’s dive into the world of cover letter writing and prepare you for success in your Commercial Banking career!

What does a Commercial Banker Cover Letter accomplish?

A cover letter for a Commercial Banker serves as a crucial introduction to potential employers, allowing candidates to highlight their relevant skills, experiences, and understanding of the banking industry. It not only complements the resume but also provides a personal touch, demonstrating the applicant's enthusiasm for the role and the institution. By effectively articulating how their background aligns with the specific requirements of the position, candidates can differentiate themselves in a competitive job market. For those looking to craft a compelling cover letter, resources like our cover letter guide and cover letter builder can be invaluable in ensuring that the letter is both professional and impactful.

Key Components of a Commercial Banker Cover Letter

• Introduction and Purpose : Start your cover letter with a strong opening that states your interest in the Commercial Banker position, mentions the specific job title, and briefly explains why you are a suitable candidate. A compelling introduction sets the tone for the rest of the letter.
• Relevant Experience and Skills : Highlight your professional experience in commercial banking, emphasizing key skills such as financial analysis, risk assessment, and client relationship management. Provide specific examples that demonstrate your ability to meet the demands of the role and contribute to the bank's objectives. For inspiration, you can refer to various cover letter examples that illustrate how to effectively showcase your qualifications.
• Understanding of the Market : Demonstrate your knowledge of the banking industry and market trends that may affect the bank’s operations. Discuss how your insights can help the bank navigate challenges and seize opportunities, reinforcing your value as a Commercial Banker.
• Closing Statement and Call to Action : Conclude your cover letter with a strong closing statement that reiterates your enthusiasm for the position and invites further discussion. Encourage the hiring manager to contact you for an interview, and express your eagerness to contribute to the bank's success. Be sure to follow a professional cover letter format for the best presentation.

How to Format a Commercial Banker Cover Letter

When crafting a cover letter for a commercial banker position, it's essential to present your qualifications and experiences clearly and compellingly. A well-structured cover letter can make a lasting impression on hiring managers. Here are some key points to consider while formatting your cover letter:

• Personalized Greeting : Address the hiring manager by name if possible, demonstrating your knowledge of the company and personalizing your application.
• Strong Opening Statement : Begin with a compelling statement about your interest in the position and the unique skills you bring to the role.
• Relevant Experience : Highlight your experience in commercial banking or related financial services, focusing on roles that demonstrate your expertise in lending, credit analysis, and client relationship management.
• Quantifiable Achievements : Include specific metrics or achievements that showcase your success, such as increasing loan approvals or managing a portfolio of high-value clients.
• Industry Knowledge : Demonstrate your understanding of the banking industry, including current trends, regulations, and economic factors that influence commercial lending.
• Client Relationship Management : Emphasize your ability to build and maintain strong relationships with clients, showcasing any successful strategies you’ve employed.
• Team Collaboration : Illustrate your experience working within cross-functional teams and your ability to collaborate with colleagues in risk management, compliance, and other departments.
• Problem-Solving Skills : Provide examples of how you have successfully identified and resolved issues for clients, enhancing their satisfaction and loyalty.
• Professional Development : Mention any relevant certifications, training, or professional development activities that highlight your commitment to the field.
• Closing Statement : End your letter on a positive note, expressing enthusiasm for the opportunity and your eagerness to contribute to the company's success. Include a call to action, inviting further discussion or an interview.

Commercial Banker Entry-Level Cover Letter Example #1

I am writing to express my interest in the entry-level Commercial Banker position at [Company Name], as advertised on [where you found the job listing]. With a Bachelor’s degree in Finance from [Your University] and a strong foundation in financial analysis and client relationship management, I am excited about the opportunity to contribute to your team and support the financial needs of your clients.

During my academic career, I completed an internship at [Previous Company Name], where I gained hands-on experience in commercial lending and credit analysis. I assisted senior bankers in evaluating loan applications, conducting financial assessments, and preparing detailed reports for client presentations. This experience honed my analytical skills and provided me with a solid understanding of credit risk assessment and the lending process. Additionally, I had the opportunity to collaborate with various teams, which enhanced my communication skills and taught me the importance of teamwork in achieving organizational goals.

Furthermore, my coursework in financial management and investment analysis equipped me with a strong knowledge base to analyze market trends and understand the financial needs of businesses. I have always been passionate about helping clients achieve their financial objectives, and I believe my proactive approach and dedication to providing exceptional customer service would make me an asset to your team. I am particularly drawn to [Company Name] because of its commitment to supporting local businesses and fostering community growth, and I am eager to contribute to this mission.

I am excited about the opportunity to bring my skills and enthusiasm to [Company Name] as a Commercial Banker. Thank you for considering my application. I look forward to the possibility of discussing how I can contribute to your team and support your clients in achieving their financial goals.

Commercial Banker Mid-Level Cover Letter Example #2

I am writing to express my interest in the Commercial Banker position at [Company Name], as advertised on [where you found the job posting]. With over [X years] of experience in commercial banking and a strong track record of building and maintaining client relationships, I am excited about the opportunity to contribute to your team. My expertise in financial analysis, risk assessment, and tailored client solutions positions me well to support your clients' financial needs and drive growth for [Company Name].

In my previous role at [Previous Company Name], I successfully managed a diverse portfolio of commercial clients, ranging from small businesses to mid-sized enterprises. I developed and implemented strategic financial plans that not only addressed immediate funding needs but also positioned clients for long-term growth. My ability to analyze complex financial statements and assess risk allowed me to recommend appropriate financing solutions, leading to a [specific percentage]% increase in portfolio revenue over [time period]. Additionally, I took the initiative to streamline our loan processing procedures, reducing turnaround time by [specific percentage or time frame], which enhanced client satisfaction and loyalty.

Collaboration is key in the banking industry, and I pride myself on my ability to work effectively with cross-functional teams. At [Previous Company Name], I partnered closely with the credit and risk assessment teams to ensure that our lending decisions aligned with the bank’s risk appetite while still meeting client needs. My proactive communication style and relationship-building skills have enabled me to cultivate strong ties with clients, resulting in numerous referrals and repeat business.

I am drawn to [Company Name] because of its commitment to innovation and excellence in client service. I admire your recent initiatives in [mention any specific program, technology, or service relevant to the company], and I am eager to bring my experience and insights to your team. I am confident that my background in commercial banking, combined with my passion for helping businesses thrive, would make me a valuable asset to [Company Name].

Thank you for considering my application. I look forward to the opportunity to discuss how my skills and experiences align with the needs of your team. I am excited about the possibility of contributing to [Company Name] and am eager to bring my expertise in commercial banking to your esteemed organization.

Commercial Banker Experienced Cover Letter Example #3

Dear [Hiring Manager's Name],

I am writing to express my interest in the Commercial Banker position at [Company Name], as advertised on [where you found the job posting]. With over [number] years of experience in commercial banking and a proven track record of driving significant revenue growth while fostering strong client relationships, I am excited about the opportunity to contribute to your esteemed organization.

In my previous role at [Previous Company Name], I successfully managed a diverse portfolio of commercial clients, ranging from small businesses to large corporations, overseeing credit analysis, loan structuring, and risk management. My analytical skills and attention to detail enabled me to assess various financial situations, ultimately leading to the approval of over $[amount] in loans annually. I am adept at identifying client needs and providing tailored financial solutions, which has resulted in a [percentage]% increase in customer satisfaction ratings during my tenure.

Additionally, I have led initiatives to streamline banking processes, enhancing operational efficiency and reducing turnaround times for loan applications. By collaborating closely with cross-functional teams, I was able to implement a new digital banking platform that improved client engagement and accessibility. My commitment to leveraging technology to enhance service delivery aligns perfectly with [Company Name]'s vision for innovation in the banking sector.

Furthermore, my extensive network within the industry has allowed me to create and nurture productive relationships with key stakeholders, including business owners, attorneys, and accountants. This has proven invaluable in not only growing my client base but also in identifying opportunities for partnerships that drive mutual success. I am confident that my proactive approach and strategic mindset would make me a valuable asset to your team.

I am eager to bring my expertise in commercial banking to [Company Name] and contribute to your continued success in providing exceptional financial services to clients. Thank you for considering my application. I look forward to the opportunity to discuss how my background, skills, and enthusiasms align with the goals of your organization.

Sincerely, [Your Name] [Your Contact Information] [LinkedIn Profile or Professional Website, if applicable]

Cover Letter Tips for Commercial Banker

When crafting a cover letter for a Commercial Banker position, it’s essential to highlight your financial expertise, relationship-building skills, and understanding of the banking industry. Your cover letter should reflect not only your qualifications but also your ability to contribute to the institution's growth and success. Tailor your letter to the specific bank you are applying to, demonstrating your knowledge of their services and values. Use clear and professional language, and ensure your enthusiasm for the role comes through, showcasing how your background aligns with the bank’s goals.

Cover Letter Tips for Commercial Banker:

• Personalize Your Greeting: Address the hiring manager by name if possible to create a more personal connection.
• Start with a Strong Opening: Begin with a compelling statement that captures your enthusiasm for the role and highlights your relevant experience.
• Highlight Relevant Experience: Focus on your specific achievements in commercial banking, such as successful loan origination, client retention, or portfolio management.
• Showcase Relationship Management Skills: Emphasize your ability to build and maintain client relationships, which is crucial in commercial banking.
• Demonstrate Industry Knowledge: Mention current trends or challenges in the banking industry and how you can address them through your role.
• Use Metrics: Whenever possible, quantify your achievements (e.g., "increased loan portfolio by 20% within one year") to provide concrete evidence of your capabilities.
• Express Enthusiasm for the Institution: Research the bank’s values and recent initiatives, and express how your goals align with theirs.
• Include a Strong Closing Statement: Reiterate your interest in the position and express your eagerness to discuss how you can contribute to the bank’s success in an interview.

How to Start a Commercial Banker Cover Letter

As you embark on crafting your cover letter for a commercial banking position, it's important to capture the attention of hiring managers right from the start. Here are some examples of effective introductions that convey your enthusiasm and qualifications for the role.

With over five years of experience in commercial banking and a proven track record of managing high-value client portfolios, I am excited to apply for the Commercial Banker position at [Company Name]. My background in financial analysis and relationship management has equipped me with the skills needed to drive growth and deliver exceptional service to clients. I am writing to express my interest in the Commercial Banker role at [Company Name]. Throughout my career, I have successfully developed and executed strategic financial solutions for small to mid-sized businesses, and I am eager to bring my expertise in credit analysis and risk assessment to your esteemed institution. As a dedicated commercial banker with a passion for helping businesses succeed, I was thrilled to see the opening for a Commercial Banker at [Company Name]. My extensive experience in loan origination and client relationship management aligns perfectly with your team’s goals, and I am eager to contribute to your success. Having spent the last decade honing my skills in commercial finance and lending, I am excited about the opportunity to join [Company Name] as a Commercial Banker. My commitment to building lasting client relationships and my strong analytical skills position me as a valuable asset to your organization. I am enthusiastic about the opportunity to apply for the Commercial Banker position at [Company Name]. With a solid foundation in financial services and a track record of exceeding sales targets, I am confident in my ability to help your clients navigate their financial needs while contributing to the growth of your bank.

How to Close a Commercial Banker Cover Letter

In closing your cover letter for a Commercial Banker position, it's essential to reinforce your enthusiasm for the role and your readiness to contribute to the bank's success. Here are some effective closing examples:

“I am excited about the opportunity to bring my expertise in financial analysis and client relationship management to your esteemed bank, and I look forward to the possibility of discussing how I can help drive your commercial lending initiatives.”

“Thank you for considering my application. I am eager to leverage my experience in the commercial banking sector to contribute to your team and help achieve your financial goals.”

“I appreciate your time and consideration. I am confident that my skills in risk assessment and portfolio management will be a valuable asset to your organization and I look forward to the opportunity to discuss this further.”

“I am enthusiastic about the possibility of joining your team and contributing to your reputation for excellence in commercial banking. I hope to discuss how my background and skills align with the needs of your bank in more detail.”

Common Mistakes to Avoid in a Commercial Banker Cover Letter

When applying for a position as a commercial banker, your cover letter serves as a crucial first impression to potential employers. It’s essential to craft a compelling narrative that highlights your qualifications and aligns with the expectations of the role. However, many candidates make common mistakes that can undermine their chances of securing an interview. Here are some pitfalls to avoid when writing your cover letter for a commercial banking position:

• Failing to customize your cover letter for the specific bank and role.
• Using a generic opening that doesn't engage the reader.
• Overly technical jargon that may confuse the reader instead of clarifying your expertise.
• Neglecting to highlight relevant achievements or experiences that relate directly to commercial banking.
• Writing in a passive voice instead of showcasing your active contributions and successes.
• Making spelling and grammatical errors that reflect poorly on your attention to detail.
• Focusing too much on duties rather than on the impact and results of your previous roles.
• Ignoring the importance of a strong closing statement that encourages further discussion.
• Being too lengthy; cover letters should be concise and to the point, ideally no longer than one page.
• Forgetting to include a call to action, such as expressing a desire for an interview or further conversation about your qualifications.

Key Takeaways for a Commercial Banker Cover Letter

In conclusion, a well-crafted cover letter is essential for a Commercial Banker to effectively showcase their qualifications and experience to potential employers. It should highlight key skills such as financial analysis, relationship management, and risk assessment, while also demonstrating a clear understanding of the banking industry and the specific needs of the institution. By tailoring the letter to the job description and incorporating relevant achievements, candidates can make a compelling case for their candidacy.

To streamline the cover letter writing process, utilizing resources such as cover letter templates can provide a strong foundation. Additionally, a cover letter builder can assist in creating a polished and professional document that aligns with industry standards. By investing time in crafting a thoughtful cover letter, Commercial Bankers can significantly enhance their chances of standing out in a competitive job market.

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Banking cover letter examples

If you’re hoping to land your next banking role, then you need a cover letter that’s right on the money.

In our step-by-step guide, we’ll share our top tips and advice for writing an impressive application.

We’ve also created some banking cover letter examples to inspire your own. Check them out below.

CV templates 

Banking cover letter example 1

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Banking cover letter example 2

Banking cover letter example 3

These 3 Banking cover letter example s should provide you with a good steer on how to write your own cover letter, and the general structure to follow.

Our simple step-by-step guide below provides some more detailed advice on how you can craft a winning cover letter for yourself, that will ensure your CV gets opened.

How to write a Banking cover letter

A simple step-by-step guide to writing your very own winning cover letter.

Write your cover letter in the body of an email/message

When writing your Banking cover letter, it’s best to type the content into the body of your email (or the job site messaging system) and not to attach the cover letter as a separate document.

This ensures that your cover letter gets seen as soon as a recruiter or employer opens your message.

If you attach the cover letter as a document, you’re making the reader go through an unnecessary step of opening the document before reading it.

If it’s in the body of the message itself, it will be seen instantly, which hugely increases the chances of it being read.

Start with a friendly greeting

To start building rapport with the recruiter or hiring manager right away, lead with a friendly greeting.

Try to strike a balance between professional and personable.

Go with something like…

• Hi [insert recruiter name]
• Hi [insert department/team name]

Stay away from old-fashioned greetings like “Dear sir/madam ” unless applying to very formal companies – they can come across as cold and robotic.

How to find the contact’s name?

Addressing the recruitment contact by name is an excellent way to start building a strong relationship. If it is not listed in the job advert, try to uncover it via these methods.

• Check out the company website and look at their  About page. If you see a hiring manager, HR person or internal recruiter, use their name. You could also try to figure out who would be your manager in the role and use their name.
• Head to LinkedIn , search for the company and scan through the list of employees. Most professionals are on LinkedIn these days, so this is a good bet.

Identify the role you are applying for

Once you’ve opened up the cover letter with a warm greeting to start building a relationship, it is time to identify which role you want to apply for.

Recruiters are often managing multiple vacancies, so you need to ensure you apply to the correct one.

Be very specific and use a reference number if you can find one.

• I am interested in applying for the position of *Banking role* with your company.
• I would like to apply for the role of Sales assistant (Ref: 406f57393)
• I would like to express my interest in the customer service vacancy within your retail department
• I saw your advert for a junior project manager on Reed and would like to apply for the role.

See also: CV examples – how to write a CV – CV profiles

Highlight your suitability

The sole objective of your cover letter is to motivate recruiters into to opening your CV. And you achieve this by quickly explaining your suitability to the roles you are applying for.

Take a look at the job descriptions you are applying to, and make note of the most important skills and qualifications being asked for.

Then, when crafting your cover letter, make your suitability the central focus.

Explain why you are the best qualified candidate, and why you are so well suited to carry out the job.

This will give recruiters all the encouragement they need to open your CV and consider you for the job.

Keep it short and sharp

A good cover letter is short and sharp, getting to the point quickly with just enough information to grab the attention of recruiters.

Ideally your cover letter should be around 4-8 sentences long – anything longer will risk losing the attention of time-strapped recruiters and hiring managers .

Essentially you need to include just enough information to persuade the reader to open up your CV, where the in-depth details will sit.

Sign off professionally

To round of your CV, you should sign off with a professional signature.

This will give your cover letter a slick appearance and also give the recruiter all of the necessary contact information they need to get in touch with you.

The information to add should include:

• A friendly sign off – e.g. “Kindest regards”
• Your full name
• Phone number (one you can answer quickly)
• Email address
• Profession title
• Professional social network –  e.g. LinkedIn

Here is an example signature;

Warm regards,

Jill North IT Project Manager 078837437373 [email protected] LinkedIn

Quick tip: To save yourself from having to write your signature every time you send a job application, you can save it within your email drafts, or on a separate documents that you could copy in.

What to include in your Banking cover letter

Here’s what kind of content you should include in your Banking cover letter…

The exact info will obviously depend on your industry and experience level, but these are the essentials.

• Your relevant experience – Where have you worked and what type of jobs have you held?
• Your qualifications – Let recruiters know about your highest level of qualification to show them you have the credentials for the job.
• The impact you have made – Show how your actions have made a positive impact on previous employers; perhaps you’ve saved them money or helped them to acquire new customers?
• Your reasons for moving – Hiring managers will want to know why you are leaving your current or previous role, so give them a brief explanation.
• Your availability – When can you start a new job ? Recruiters will want to know how soon they can get you on board.

Don’t forget to tailor these points to the requirements of the job advert for best results.

Banking cover letter templates

Copy and paste these Banking cover letter templates to get a head start on your own.

Hello Harry

I am keen to showcase my interest in the Bank Manager position at Investec. With a distinguished career in the financial service industry spanning over 15 years, I am excited about the opportunity to lead a dynamic team, steer exceptional customer experiences, and contribute to the success of your company.

Throughout my career at Metro Bank, I have held progressively responsible roles, where I honed my expertise in optimising branch operations, client service, team management, and business development across all activities. Some of the significant contributions I have played throughout my time at Metro Bank include, increasing deposits by 30% through integrating targeted marketing campaigns and relationship-building strategies, developing training programs which enhanced branch staff’s cross-selling of bank products by 50%, and lessening annual expenses by £80K by negotiating favourable contracts with suitable vendors.

My passion for fostering a customer-centric culture has been the driving force behind my success, and I am confident that my collaborative approach and ability to build and maintain relationships will ensure continued growth for Investec as a whole. Thank you very much for considering my application and I hope to hear from you very soon regarding scheduling an interview.

Kind regards

Ellen Mount ¦ 07777777777 ¦ [email protected]

I hope you’re well. I am thrilled to apply for the Private Banker role at Santander, as advertised on Indeed. With a successful track record in wealth management and a deep commitment to delivering personalised financial solutions to high-net-worth clients, I am eager to contribute my expertise to your institution.

I possess 7 years of experience as a Private Banker at CitiBank, where I increased AUM by 20% since 2016, successfully generated £3M in revenue and exceeded individual/team targets through cross-selling financial products to clients. I also boosted CSAT scores by 10% within 3-months due to promptly addressing any complaints.

I am eager to leverage my skills to enhance your establishment’s reputation and ensure to its continued success. As a highly analytical professional, I thrive in dynamic market environments and excel at navigating complex financial landscapes. My dedication to providing exceptional service is matched by my commitment to stay abreast of industry trends and guaranteeing my clients receive the most relevant advice.

Thank you for considering my application and look forward to attending an interview at your convenience.

Simon Piles ¦ 07777777777 ¦ [email protected]

Good morning, Gary

I am excited to apply for the Junior Teller role at Fidelity Bank. I am eager to leverage my skills and commitment towards maintaining the high standards of service associated with your institution.

Throughout my academic journey and part-time experiences, I have developed a deep understanding of banking procedures, where I gained valuable insights into the importance of accuracy, confidentiality, and efficiency in handling transactions. As a recent HND Banking Graduate from Lincoln College, I possess theoretical knowledge in financial accounting and economics.

Additionally, I completed a one-year internship at TD Group where I was exposed to real-world cash handling, account management, and customer interactions. During this internship I assisted in the implementation of a new process for addressing inquiries that reduced wait times by 20%, as well as assuring a 100% record of compliance with bank policies which led to successful audits with no major findings.

Please feel free to reach out to me via email or by phone at your convenience to schedule an interview. Thank you for considering my application.

Lisa McKenzie ¦ 07777777777 ¦ [email protected]

Writing an impressive cover letter is a crucial step in landing a Banking job, so taking the time to perfect it is well worth while.

By following the tips and examples above you will be able to create an eye-catching cover letter that will wow recruiters and ensure your CV gets read – leading to more job interviews for you.

Good luck with your job search!

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Commercial Banking, Entry Level, Response to Ad

Business Banker Cover Letter Example for 2024 (Skills & Templates)

Create a standout business banker cover letter with our online platform. browse professional templates for all levels and specialties. land your dream role today.

Are you looking to make a career move into the banking sector? Our Business Banker Cover Letter Guide provides comprehensive advice to help you write an outstanding cover letter that will make you stand out from the competition. With our guidance, you can craft a letter that will demonstrate your knowledge and experience in the banking industry.

We will cover:

• How to write a cover letter, no matter your industry or job title.
• What to put on a cover letter to stand out.
• The top skills employers from every industry want to see.
• How to build a cover letter fast with our professional Cover Letter Builder .
• What a cover letter template is, and why you should use it.

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Business Banker Cover Letter Sample

Dear Hiring Manager:

I am writing to express my interest in the position of Business Banker with your organization. I have over five years of experience in banking, finance, and customer service, and I am confident that my skills and qualifications are an ideal fit for the role.

I have a Bachelor’s degree in Business Administration, and I am currently working as a Senior Business Banking Officer at ABC Bank. During my tenure, I have successfully managed a portfolio of over 100 commercial accounts, including small businesses, mid-sized companies, and large corporations. I have also been responsible for developing and maintaining relationships with clients and providing specialized banking services.

I am highly skilled in assessing customer needs and providing solutions tailored to their specific requirements. I have a strong understanding of banking regulations, processes, and procedures. I am also proficient in financial analysis, risk management, and loan origination.

In addition to my professional qualifications, I have strong interpersonal skills and the ability to build strong relationships with clients. I am a team player and I am comfortable working in a fast-paced environment. I am committed to providing excellent customer service and I am confident that I can contribute to your team.

I would welcome the opportunity to discuss my qualifications and skills further. Please review my attached resume and I look forward to hearing from you soon.

Sincerely, [Your Name]

Why Do you Need a Business Banker Cover Letter?

• A Business Banker cover letter is an important part of the job application process, as it shows employers that you are serious about the job and that you have taken the time to craft a thoughtful, well-written letter.
• It is an opportunity to demonstrate that you are a good fit for the role, and to highlight your relevant skills and experience that make you a suitable candidate.
• A Business Banker cover letter should also demonstrate your understanding of the role and how you can contribute to the success of the organization.
• It should also be tailored to the specific job you are applying for, as this will show the employer that you have taken the time to research their company and have a clear understanding of the role.
• Overall, a Business Banker cover letter is an important part of your job application, as it gives you the chance to demonstrate why you are the perfect candidate for the role.

A Few Important Rules To Keep In Mind

• Address the letter to the relevant hiring manager or contact person.
• Include an introduction that states why you are writing the letter.
• Summarize your qualifications and experience related to the job.
• Highlight relevant qualifications such as knowledge of banking regulations and familiarity with banking software.
• Indicate your interest in the position and your enthusiasm for the role.
• Close the letter by thanking the hiring manager for their time and consideration.
• Proofread the letter carefully for grammar, spelling, and punctuation errors.

What's The Best Structure For Business Banker Cover Letters?

After creating an impressive Business Banker resume , the next step is crafting a compelling cover letter to accompany your job applications. It's essential to remember that your cover letter should maintain a formal tone and follow a recommended structure. But what exactly does this structure entail, and what key elements should be included in a Business Banker cover letter? Let's explore the guidelines and components that will make your cover letter stand out.

Key Components For Business Banker Cover Letters:

• Your contact information, including the date of writing
• The recipient's details, such as the company's name and the name of the addressee
• A professional greeting or salutation, like "Dear Mr. Levi,"
• An attention-grabbing opening statement to captivate the reader's interest
• A concise paragraph explaining why you are an excellent fit for the role
• Another paragraph highlighting why the position aligns with your career goals and aspirations
• A closing statement that reinforces your enthusiasm and suitability for the role
• A complimentary closing, such as "Regards" or "Sincerely," followed by your name
• An optional postscript (P.S.) to add a brief, impactful note or mention any additional relevant information.

Cover Letter Header

A header in a cover letter should typically include the following information:

• Your Full Name: Begin with your first and last name, written in a clear and legible format.
• Contact Information: Include your phone number, email address, and optionally, your mailing address. Providing multiple methods of contact ensures that the hiring manager can reach you easily.
• Date: Add the date on which you are writing the cover letter. This helps establish the timeline of your application.

It's important to place the header at the top of the cover letter, aligning it to the left or center of the page. This ensures that the reader can quickly identify your contact details and know when the cover letter was written.

Cover Letter Greeting / Salutation

A greeting in a cover letter should contain the following elements:

• Personalized Salutation: Address the hiring manager or the specific recipient of the cover letter by their name. If the name is not mentioned in the job posting or you are unsure about the recipient's name, it's acceptable to use a general salutation such as "Dear Hiring Manager" or "Dear [Company Name] Recruiting Team."
• Professional Tone: Maintain a formal and respectful tone throughout the greeting. Avoid using overly casual language or informal expressions.
• Correct Spelling and Title: Double-check the spelling of the recipient's name and ensure that you use the appropriate title (e.g., Mr., Ms., Dr., or Professor) if applicable. This shows attention to detail and professionalism.

For example, a suitable greeting could be "Dear Ms. Johnson," or "Dear Hiring Manager," depending on the information available. It's important to tailor the greeting to the specific recipient to create a personalized and professional tone for your cover letter.

Cover Letter Introduction

An introduction for a cover letter should capture the reader's attention and provide a brief overview of your background and interest in the position. Here's how an effective introduction should look:

• Opening Statement: Start with a strong opening sentence that immediately grabs the reader's attention. Consider mentioning your enthusiasm for the job opportunity or any specific aspect of the company or organization that sparked your interest.
• Brief Introduction: Provide a concise introduction of yourself and mention the specific position you are applying for. Include any relevant background information, such as your current role, educational background, or notable achievements that are directly related to the position.
• Connection to the Company: Demonstrate your knowledge of the company or organization and establish a connection between your skills and experiences with their mission, values, or industry. Showcasing your understanding and alignment with their goals helps to emphasize your fit for the role.
• Engaging Hook: Consider including a compelling sentence or two that highlights your unique selling points or key qualifications that make you stand out from other candidates. This can be a specific accomplishment, a relevant skill, or an experience that demonstrates your value as a potential employee.
• Transition to the Body: Conclude the introduction by smoothly transitioning to the main body of the cover letter, where you will provide more detailed information about your qualifications, experiences, and how they align with the requirements of the position.

By following these guidelines, your cover letter introduction will make a strong first impression and set the stage for the rest of your application.

Cover Letter Body

Dear Hiring Manager,

I am writing to express my interest in the Business Banker position at ABC Bank. With over five years of experience providing exceptional customer service and financial advice, I am confident that I am the right candidate for the job. I possess the knowledge, skills, and enthusiasm to become an asset to the team.

As a Business Banker, I have extensive experience in managing customer accounts, providing financial advice, and developing relationships with business customers. I have an in-depth understanding of banking regulations and procedures, and I am comfortable working with a wide range of financial products. In addition, I have a proven track record of successfully analyzing customer needs and finding the best financial solutions for them.

In my current role, I have been successful in providing excellent customer service and building strong relationships with business customers. I have a strong understanding of the ever-changing banking industry and I am adept at staying up-to-date on the latest trends and technologies. Furthermore, I have the ability to think on my feet and come up with creative solutions to solve problems.

I am confident that I have the knowledge, skills, and expertise to make an immediate contribution to ABC Bank. I am excited for the opportunity to discuss my qualifications in more detail. Please do not hesitate to contact me with any questions or to arrange an interview.

Complimentary Close

The conclusion and signature of a cover letter provide a final opportunity to leave a positive impression and invite further action. Here's how the conclusion and signature of a cover letter should look:

• Summary of Interest: In the conclusion paragraph, summarize your interest in the position and reiterate your enthusiasm for the opportunity to contribute to the organization or school. Emphasize the value you can bring to the role and briefly mention your key qualifications or unique selling points.
• Appreciation and Gratitude: Express appreciation for the reader's time and consideration in reviewing your application. Thank them for the opportunity to be considered for the position and acknowledge any additional materials or documents you have included, such as references or a portfolio.
• Call to Action: Conclude the cover letter with a clear call to action. Indicate your availability for an interview or express your interest in discussing the opportunity further. Encourage the reader to contact you to schedule a meeting or provide any additional information they may require.
• Complimentary Closing: Choose a professional and appropriate complimentary closing to end your cover letter, such as "Sincerely," "Best Regards," or "Thank you." Ensure the closing reflects the overall tone and formality of the letter.
• Signature: Below the complimentary closing, leave space for your handwritten signature. Sign your name in ink using a legible and professional style. If you are submitting a digital or typed cover letter, you can simply type your full name.
• Typed Name: Beneath your signature, type your full name in a clear and readable font. This allows for easy identification and ensures clarity in case the handwritten signature is not clear.

Common Mistakes to Avoid When Writing a Business Banker Cover Letter

When crafting a cover letter, it's essential to present yourself in the best possible light to potential employers. However, there are common mistakes that can hinder your chances of making a strong impression. By being aware of these pitfalls and avoiding them, you can ensure that your cover letter effectively highlights your qualifications and stands out from the competition. In this article, we will explore some of the most common mistakes to avoid when writing a cover letter, providing you with valuable insights and practical tips to help you create a compelling and impactful introduction that captures the attention of hiring managers. Whether you're a seasoned professional or just starting your career journey, understanding these mistakes will greatly enhance your chances of success in the job application process. So, let's dive in and discover how to steer clear of these common missteps and create a standout cover letter that gets you noticed by potential employers.

• Not personalizing the cover letter to the specific job.
• Using generic language that does not demonstrate knowledge of the company or the job.
• Not providing evidence of skills or accomplishments.
• Not providing contact information.
• Not proofreading the letter for errors.
• Using overly formal language.
• Including irrelevant information.
• Not addressing the letter to a specific person.
• Not explaining why you are the best candidate for the job.
• Failing to explain why you are interested in the job.

Key Takeaways For a Business Banker Cover Letter

• Demonstrate knowledge of banking industry trends and regulations.
• Highlight a comprehensive understanding of the banking sector products, services and processes.
• Mention the ability to analyze customer needs and recommend suitable banking solutions.
• Showcase excellent communication, interpersonal, and problem-solving skills.
• Demonstrate the ability to develop and maintain strong customer relationships.
• Display knowledge of financial analysis techniques and financial statements.
• Mention proficiency in customer service and banking operations.
• Express organizational and time management skills.
• Highlight relevant qualifications for the position.

Commercial Banker Cover Letter Example

Commercial Banker jobs are in high demand, and a well-written cover letter can help you stand out from the competition. Here is a high quality Commercial Banker cover letter that you can use as a blueprint to write your own.   As a Commercial Banker, your responsibilities involve managing client relationships, assessing creditworthiness, and providing financial solutions to support commercial banking activities.

Commercial Banker Cover Letter:

Dear Hiring Manager,

I am writing to apply for the Commercial Banker position at [Company Name]. I am excited about the opportunity to join your dynamic team and contribute my proven expertise in commercial banking.

With over 8 years of experience in the banking industry, I have developed a strong understanding of commercial banking principles and practices. In my most recent role as a Commercial Relationship Manager at XYZ Bank, I successfully managed a portfolio of high-value clients, consistently exceeding sales targets and generating substantial revenue for the bank.

I possess a deep understanding of financial products and services, including lending, cash management, and treasury services. I have a proven track record of identifying and capitalizing on new business opportunities, developing and growing client relationships, and delivering exceptional customer service. Additionally, my strong analytical and problem-solving skills enable me to effectively assess credit risk, perform financial analysis, and structure customized financing solutions tailored to meet clients’ specific needs.

In my role at XYZ Bank, I was recognized for my ability to collaborate with cross-functional teams and provide strategic advice to clients, resulting in increased commercial loan origination and successful project outcomes. With a focus on relationship building, I am committed to understanding and anticipating clients’ financial objectives in order to effectively develop and implement tailored financial strategies.

I am confident that my experience, skills, and proven success in commercial banking make me a strong candidate for the Commercial Banker position at [Company Name]. I am particularly drawn to your reputation for delivering innovative financial solutions and providing exceptional customer service, values that align with my own professional approach.

I appreciate your consideration and look forward to discussing how I can contribute to the continued success of [Company Name]. Please find attached my resume for your review. I am available at your convenience for an interview.

Thank you for your time and consideration.

[Your Name] [Your Contact Information]

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5 Banking Cover Letter Examples Landing Jobs in 2024

• Banking Cover Letter
• Banking Cover Letters by Experience
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• Write Your Banking Cover Letter

The banking industry requires a detail-oriented mindset with compliance as a top concern. You shine in that role by overseeing client accounts, monitoring transactions, and providing excellent customer service.

Are your banking resume and cover letter helping you connect with hiring managers to show you’re right for the job?

When banks are looking for skilled employees, they’ll perform detailed reviews to ensure they bring in the most qualified applicants for interviews. To ensure you stand out, use our banking cover letter examples as templates, or leverage the power of our free cover letter builder to help display your abilities successfully.

Banking Cover Letter Example

USE THIS TEMPLATE

Microsoft Word

Google Docs

Block Format

Copy this text for your Banking cover letter!

123 Fictional Avenue Austin, TX 76208 (123) 456-7890

November 5, 2023

Zoey Mitchell Citibank 123 Fictional Lane Oakland, CA 94601

Dear Mr. Mitchell:

Having long admired Citibank’s commitment to precision and customer service excellence, I’m thrilled at the opportunity to contribute to your mission of delivering exceptional banking experiences that serve clients and promote financial success. I share your goal of providing reliable and accurate financial services to individuals globally. My valuable experience in this field can help enhance customer satisfaction, streamline banking procedures, and foster stronger client relationships as your bank teller.

As an operations associate at 1st United Credit Union, I handled, on average, $267,124 in cash transactions daily. This task necessitated meticulous cash management and record keeping, aiding a 24% reduction in transaction anomalies.

With a penchant for technology integration, I was instrumental in implementing Jack Henry Check processing software at First Republic Bank. Adopting this systematic check-processing tool optimized our transaction processing correctness by 32% and decreased check fraud occurrences by 17%. Furthermore, at First Republic, I strategized an efficient record-keeping system that increased record retrieval speed by 22%.

Grasping the criticality of trust in the banking industry, I tread beyond my role-given responsibilities to ensure transparency, accuracy, and respectful collaboration. It would be an honor to champion these values as a bank teller at Citibank, and I’m eager to share more about how my expertise will beef up the operational excellence of your Oakland team. Thank you.

Leila Hassan

Enclosures: Resume Application 2 letters of recommendation Academic transcript

Why this cover letter works

• Speaking of the structure, craft a compelling intro diving into your passion, motivations, and possibly, company knowledge; a middle highlighting your professional experiences in reverse chronological order, and a conclusion reinstating your interest and encouraging further discussion.

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Mortgage Banking Intern Cover Letter Example

Copy this text for your Mortgage Banking Intern cover letter!

123 Fictional Avenue Minneapolis, MN 55401 (123) 456-7890

John Perez Wells Fargo 123 Fictional Lane Minneapolis, MN 55401

Dear Mr. Perez:

Wells Fargo’s emphasis on innovation in the mortgage banking landscape commands my attention as a budding professional eager to advance my expertise in credit analysis, loan documentation, and regulatory compliance. A crucial part of my approach to internships is the driving desire to grow and learn while empowering clients with practical financial tools to streamline their home ownership ambitions. This ethos is embedded in all my academic projects and past roles. I’m eager to cultivate these skills further at Wells Fargo, intertwining my individual growth with the bank’s objective to lead in mortgage services.

During my internship at Affinity Plus, I gained hands-on experience in credit analysis. Within a five-month window, I effectively assessed borrower creditworthiness for 73 unique cases, using tools like Moody’s and RiskCalc. The first-hand experience of understanding borrower credit profiles and mitigating risk reinforced my belief in the importance of sound credit analysis in the loan approval process.

At the University of Minnesota, I contributed to streamlining a loan documentation process for a hypothetical firm. The project was acknowledged for its efficiency, and we observed a decrease in error rate by 14% in our simulation.

Financial Regulations was a particularly enlightening module during my course at the University of Minnesota. It offered me a deep understanding of risk and compliance norms in the banking sector. Utilizing financial risk management software such as IBM OpenPages within class simulations, my peers and I improved adherence to financial regulations by 18% across various hypothetical portfolios.

My dedication to assisting clients to achieve their dream homeownership fuels me to seek further opportunities to enhance my knowledge and skills. I’m confident that my drive and acquired knowledge would contribute meaningfully as Wells Fargo’s next mortgage banking intern. I eagerly anticipate discussing my candidacy further with you. Thank you.

Anton Ivanov

• Following Anton’s lead, kick off by strategically aligning your career aspirations with the hiring company’s mission and values. From there, intertwine your objectives for the roles with the shared values, showing your readiness to inject passion and drive into the role.

Electronic Banking Specialist Cover Letter Example

Copy this text for your Electronic Banking Specialist Cover Letter Example cover letter!

123 Fictional Avenue Tulsa, OK 74101 (123) 456-7890

Madison Roberts Bank of Oklahoma 123 Fictional Lane Tulsa, OK 74101

Dear Mr. Roberts

I agree with the belief that finance is the backbone of the modern world, and I stand in awe of the Bank of Oklahoma’s mission to provide seamless, intuitive, and secure banking experiences at the tip of anyone’s fingers. My penchant for conquering novel problems and challenges makes me a natural fit for the electronic banking specialist position. With five years of diverse experience in electronic banking, I’m prepared to work independently, lead assertively, and bridge the gap between your technology and client-facing teams at the Bank of Oklahoma.

My passion for the financial industry burgeoned at TTCU Federal Credit Union, where I contributed significantly to its fraud detection and prevention department. I immersed myself in implementing state-of-the-art measures aided by tools such as FICO Falcon Fraud Manager. My commitment and results-driven approach led to a significant 31% decrease in financial losses, a testament to the potency of refined risk mitigation efforts.

At QuikTrip, I was entrusted with database management using SQL Server. My responsibilities extended to enhancing database performance and guaranteeing data integrity—a task I fulfilled by advancing an initiative to streamline our data management processes. Notably, I spearheaded an initiative that streamlined data management processes, improving database efficiency by 17%.

I refined my data analysis expertise at ONEOK. Utilizing Tableau and Python for data visualization and analysis, I provided insight that facilitated nimble decision-making and strategic alignment. This process led to actionable business improvements with a notable 29% increase in operational efficiency. This statistic validates my contributions and underscores the tremendous impact of data-driven strategy on organizational performance.

The prospect of contributing to the Bank of Oklahoma’s vision by improving electronic banking services, creating meaningful client journeys, and reinforcing security safeguards sparks great enthusiasm in me. I’m thrilled at the potential of contributing to the financial growth within Tulsa, OK, and beyond. Looking forward to connecting with you soon to discuss how I can foster your drive. Thank you.

Freja Larsen

• Quickly draw attention to your career’s landmarks that saw you apply relevant industry-relevant skills, such as fraud detection and prevention, database management, and data visualization and analysis, solidifying each experience with numbers. Did you slash financial losses by 31%? Improved operational efficiency by 29%? Flaunt these triumphs, but concisely.

Deutsche Bank Cover Letter Example

Copy this text for your Deutsche Bank cover letter!

123 Fictional Avenue New York, NY 10005 (123) 456-7890

August 14, 2024

Grace Hill Deutsche Bank 123 Fictional Lane New York, NY 10005

Dear Ms. Hill:

A fervent desire to devise cutting-edge financial strategies propels me toward a position on Deutsche Bank’s vibrant corporate banking team. The esteemed record of Deutsche Bank in forward-thinking and placing clients at the forefront resonates with my professional goals. Analyzing intricate financial environments and a solid background in fostering relationships, I stand poised to enhance your team’s capabilities.

At Bank of America, supervisory responsibilities for teller operations fell under my purview. I meticulously processed transactions that often summed up to $138,000+ daily, maintaining unwavering accuracy. A focus on maximizing teller team performance led to the honing of customer satisfaction, enhanced sales techniques, and strict adherence to regulatory practices, all crucial for a corporate banker.

My initiative at Popular Bank bore fruit as sales surged by 12% within a single quarter, a testament to my knack for engaging customers and intelligently recommending products. The seamless initiation of 79 new accounts reflects my adeptness at spotting and nurturing potential business opportunities. It’s this acute understanding of client needs and delivery of bespoke financial solutions that I’m excited to bring to Deutsche Bank to fuel further growth.

At HSBC, the challenges of problem-solving and precise attention to detail were my daily companions, ensuring clients’ needs were met seamlessly. Partnering with account managers and loan officers, I facilitated top-notch service, managed cash reserves and ATMs without error, and meticulously organized transaction documentation for efficient processing. My demonstrated proficiency in credit evaluations, financial proposals, and credit risk oversight will serve well in the intricate landscape of corporate banking.

The opportunity to drive growth and innovation at Deutsche Bank ignites a sense of enthusiasm in me. I’m deeply appreciative of your consideration of my candidacy and am looking forward to elaborating on the ways my experience, skills, and qualifications will resonate with the unique demands of the corporate banker role.

Felix Larsen

Enclosures: Resume Transcript Letter of recommendation

• Ditch those overused phrases like “I work hard.” Show your potential employer the real deal, instead. Perhaps toss in quantified metrics such as “… processed transactions that often summed up to $138,000+ daily” and “seamless initiation of 79 new accounts.” In addition, mimic the hiring company’s language in your piece—simply dive into the job ad and pick keywords and phrases that precisely echo their needs.

World Bank Cover Letter Example

Copy this text for your World Bank Cover Letter Example cover letter!

123 Fictional Avenue Washington, DC 20433 (123) 456-7890

Jackson Rodriguez The World Bank 123 Fictional Lane Washington, DC 20433

Dear Mr. Rodriguez:

Driven by a fervent zeal for global finance and sustainable development, the role of investment officer at the World Bank appears to be a perfect arena for me to apply my deep well of expertise. Having navigated the complex world of investment banking with a keen focus on nurturing economic growth in emerging markets, my career trajectory seems to be in harmonious alignment with the ambitions and aspirations of your esteemed organization.

During my tenure at Wells Fargo, the complex labyrinth of teller operations was my battlefield, where I led the charge in implementing cutting-edge cash management techniques and tackling high-stakes customer service dilemmas. Tasked with the reconciliation and processing of daily transactions that sometimes soared to $223K, my initiatives to refine operational processes and foster staff development boosted efficiency by 26%.

At United Bank, my leadership catalyzed a team of tellers to consistently surpass our upselling goals, achieving an impressive 94% completion rate each quarter. This feat underscored my prowess in negotiation and deal structuring, skills directly transferable to the elaboration and negotiation of investment agreements and the crafting of proposals for the World Bank.

While at JPMorgan Chase, my role entailed rigorous management of client accounts, where precision and operational efficacy were paramount. My strategies yielded an 18% increase in portfolio returns over a year, underlining my aptitude for portfolio management. This experience is invaluable for overseeing the Bank’s investments, ensuring robust governance, and optimizing returns.

To conclude, my journey through financial operations, customer service, and leadership landscapes has sculpted me into an ideal candidate for the investment officer position at the World Bank. Fueled by a dedication to sustainable investing, I’m keen to explore how my array of skills and experiences will resonate with the foundational goals of the World Bank. I appreciate your consideration and look forward to adding value to your team.

• You see that line about being the golden child at a former workplace: “Everyone loved me at United Bank because I was clearly a catch”)? It doesn’t belong to your cover letter. Try something like this: “At United Bank, my leadership catalyzed a team of tellers to consistently surpass our upselling goals, achieving an impressive 94% completion rate each quarter.”

Related cover letter examples

• Banking resume
• Bank teller
• Financial analyst

How to Optimize Your Banking Cover Letter

While all banks have standardized processes to ensure compliance, that doesn’t mean that each one won’t have unique qualifications they’re looking for applicants to possess.

For instance, one bank may be seeking a reconciliation expert, whereas another may be looking for a customer-centric teller who can create a great experience for everyone who walks through their doors. You’ll want to customize each cover letter you submit based on the job description .

Write an attention-grabbing intro to your banking cover letter

When someone walks into the bank, you know the importance of creating a friendly atmosphere since every customer makes a first impression quickly. The same is true when bank hiring managers are reviewing cover letters.

The first step to stand out is greeting a specific hiring manager by name if it’s listed in the job description or on the bank’s website. It’s the same as connecting with customers by learning their names before discussing investment opportunities.

Then, once you get into the first paragraph, you’ll want to show how you connect with the bank’s mission and where your skills fit in. For instance, how you want to use your knowledge of debt consolidation and index funds to help customers make smart financial decisions.

The intro below doesn’t make enough of a connection since it lacks key details about the applicant’s specific mortgage banking skills and the company’s mission.

Not connecting enough!

Hello Mr. Halbert,

Upon seeing the mortgage banking job you have available, I immediately thought this sounded like a great role for my skills. This sounds like a great company to work for, and I would be excited to join your team.

The opener below makes a better connection since the applicant showcases an evident passion for Citibank’s commitment to customer service excellence and exceptional banking experiences.

A well-connected opener based on the bank’s mission!

Dear Mr. Mitchell,

How to make the body of your banking cover letter more impactful

As you get into the body section when writing a cover letter , it’s time to think about how you can share more details about the customer service and financial solutions skills you highlighted in the opening paragraph.

A great way to illustrate your impact as a banker is by using metrics since every financial solution requires data to make accurate decisions. Depending on your role in the bank’s success, everything from customer satisfaction rates to loan-to-asset ratios could work well in this section.

Additionally, if you’re applying to a role like a mortgage banker or investment banker that requires some education, you could also explain how your degree in finance or related fields has equipped you to succeed.

A well-formed body paragraph with banking metrics!

Make the closer of your banking cover letter stand out

As you begin the closing paragraph of your banking cover letter, you’ll want to relate back to some of the key financial solutions skills and your connection to the bank’s mission. For example, your passion for the bank’s commitment to excellence and how you want to use your financial analysis skills to provide accurate service to every customer.

After that, it’s a good idea to thank the bank’s hiring manager for their time and end with a light call to action. It’s similar to thanking customers for banking with you and saying you look forward to seeing them again to increase customer retention rates.

The closer below lacks impactfulness since the applicant doesn’t use a call to action or reference the bank’s mission.

Lacking impactfulness here!

Overall, I believe my experience as a mortgage banker will be a valuable addition to your team. Thank you for considering my qualifications.

Lucy Carlson

The closer below makes a much better impact by referencing the applicant’s passion for helping clients achieve their dream of homeownership.

An impactful closer relating to the bank’s needs!

My dedication to assisting clients to achieve their dream of homeownership fuels me to seek further opportunities to enhance my knowledge and skills. I’m confident that my drive and acquired knowledge would contribute meaningfully as Wells Fargo’s next mortgage banking intern. I eagerly anticipate discussing my candidacy further with you. Thank you.

Reviewing the job description and understanding the bank’s needs is the best way to include job skills that stand out. For instance, if the position requires cross-selling, you could write about previous experiences cross-selling credit cards or business banking solutions.

The best way to optimize the tone you write in is by reviewing the job description and trying to match the tone each bank uses. For instance, if a bank uses a formal and logical tone, matching that shows how you’ll fit in with their professional and knowledgeable work culture.

If you haven’t worked in banking before, you could emphasize translatable skills like other jobs involving customer service or data entry. Or you could emphasize relevant education like a bachelor’s degree in finance that equipped you with the necessary skills.

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Banking cover letter example

Sometimes it’s bad news when you get a letter from the bank. But let’s talk about writing a letter to the bank. Because if you’re a banker looking for work, you’re going to need to write one — a persuasive banker cover letter.

Even if you’ve already created the perfect resume, you’re only half done. This article will discuss the crucial other half of your banker application, the cover letter. Resume.io is a leading provider of job search advice and tools, with resources that include more than 180 occupation-specific writing guides and corresponding cover letter examples.

The guide you're reading now is backed by a banking cover letter example that you can adapt for your own use.

What we’ll discuss here:

• Why a banking cover letter is a critical component of your job application
• How a cover letter is structured and what each component should contain for optimal impact: header, greeting, introduction, body and conclusion
• Proper design for a banker cover letter and why looks matter
• The psychology of persuasive writing
• Mistakes to avoid
• Tips for writing a banking cover letter when you lack experience

The job outlook for banking

“Banking” is a blanket term for a wide variety of finance-related occupations, everything from investment banking to starting out as a bank teller, but in general bankers are well-paid and in demand. For example, loan officers earned a median annual salary of $63,960 in 2020, according to the Bureau of Labor Statistics. J ob growth of 1% was anticipated for this profession from 2020 through 2030, much slower than the occupational average.

The banking industry grows a bit more complicated every year as new financial products are designed and new technologies develop to manage and move money globally. Banks also have to guard against the increasingly sophisticated cybercrimes that banking activity inevitably attracts. 

The good news is, if you’re a banker seeking a job, all you need are two pieces of paper. Just two! Imagine a business loan application that was so simple.

The two documents you need are an outstanding resume and an irresistible cover letter. The resume covers your employment history, education and skills. But the cover letter is how you get your foot in the door.  

For more ideas, take a look at some other cover letter writing guides and examples in our accounting & finance category listed below. 

• Accounting cover letter sample
• Finance cover letter sample
• Administration cover letter sample
• Bookkeeper cover letter sample
• Finance Assistant cover letter sample
• Finance Manager cover letter sample
• Bank Teller cover letter sample
• Auditor cover letter sample
• Private Equity cover letter sample
• Accounting and finance cover letter sample
• Bank Manager cover letter sample
• Loan Processor cover letter sample
• Accounting Internship cover letter sample
• Financial Advisor cover letter sample
• CFO cover letter sample

Why a banker needs a cover letter

Imagine you’ve been working at a bank for six years and you’d like to be considered for promotion to a new position. Would you just stick your resume under your boss’s door and wait to hear back? 

Hopefully, you would approach your boss in person, ask if s/he had a moment to talk, and then make a brief but persuasive pitch, emphasizing your previous achievements on the job and explaining why you’re ready to embrace some new challenge. Then you can hand the boss your resume. Which of these strategies do you think would be more successful — the resume stuck under the door or the personal approach?

The whole point of a cover letter is to make a personal approach to someone who has the power to offer you a job. While your job application may be subjected to all kinds of electronic filters, ultimately you’ll need a human being to offer you a job. This is your chance to introduce yourself to that person. 

There may be debate about whether or not to write a cover letter, but according to LinkedIn , you’re always better off making the extra effort.

Surveys of hiring managers have found that one of the top reasons resumes are rejected is because they aren’t accompanied by cover letters. A resume without a cover letter is like a flyer stuck under a windshield wiper: People usually throw them away.

Getting the tone right for your banker cover letter

Banking is among the most traditional and buttoned-down professions. Investment bankers don’t go to their jobs on Wall Street wearing tank tops. There’s a formality that pervades the industry, and it’s reflected in the way letters are written. Unless you belong to an uncontacted tribe in the Amazon, you’ve probably received a letter from a bank. Letters from banks tend to be friendly but professional, getting to the point quickly and informatively, and then inviting you to contact the bank if you have any questions or need any help.

Your cover letter should hit all the same notes. Keep it short, friendly and professional, yet use this space to make an irresistible pitch, and close with a call to action. The whole point of a cover letter is to establish a personal connection to a hiring manager. So while you’re writing a formal business letter, it should also be written with a personal touch.

Hold your cover letter to one page, with a maximum of 400 words, and put some thought into writing it. You need to find the right tone, and use that voice to highlight your experience, training and other qualifications for the job.

Always include a cover letter with a resume unless you are specifically asked not to. A few employers prefer that you send a resume only, and of course you have to respect their wishes. But it’s their loss, because a cover letter is a better vehicle than a resume to convey a candidate’s personality, enthusiasm, friendliness and professionalism.

Here is exactly how you can write a cover letter that will stand out from the crowd, and help you land that interview.

Best format for a banking cover letter

While your bank cover letter offers a lot of latitude when it comes to the tone and content, most cover letters should follow the same basic structure:

• The cover letter header
• The greeting
• The introduction
• The letter body
• The conclusion
• The signature.

Below is a banker cover letter example that you can customize for the position and hiring organization.

17 August, 2020

Dear Mr. Looker,

As a fluent Arabic speaker with four years of investment banking experience in the US/MEA markets, the analyst position at Borton would offer a fascinating next step in my international investment banking career.

After my bachelor’s degree in Finance, I spent three years working in corporate finance, but after my online MBA from Wharton, I started an analyst role in the M&A team at Flux Capital. Over the past four years at Max, I have been the lead analyst for six deals totalling $1.8 billion and have collaborated closely on dozens of others. I have considerable experience in accounting and risk analysis in international markets, with FDI experience concentrated around the Middle East.

As well as working on the valuations and financial viability assessments, I created and updated pitch books and became proficient in writing executive summaries. I enclose non-confidential examples of my best writing work — words make a difference when you are building trust. Giving the right data to the right person gets any deal across the line.

Given that Flux Capital was a boutique firm, I was tasked with raising our profile at networking events and conferences, allowing me to finesse my influencing skills. I am applying to Borton because your scale offers a broader range of opportunities, but I am certain that my “small guy” business development mentality will nevertheless prove useful.

• Lead analyst on $850 million M&A of US/Saudi natural resources acquisition.
• Supported the IPO process for eight start-ups onto the NYSE over a four-year period.
• Used my programming experience to update our in-house financial viability tools.

I am familiar with the culture and reputation of Borton as my uncle is a client and it has been a long-held ambition to work for you. When a role became available, I simply had to put my name in the running for an interview.

Yours sincerely,

Let’s explore what each cover letter component should contain.

Cover letter header

The header of your letter should be an attractively designed section at the top that contains your name, address, phone number and email. Often it will also mention your occupation — for instance, “Investment Banker”.

Other than letting the company know how to reach you, the header is a design element that provides some visual relief from what would otherwise be solid paragraphs of black text.

Your banker resume and cover letter should be designed in the same style — fonts, font sizes and formatting. This gives you a “visual brand” and shows that you’re organized and you pay attention to detail.

Mixing several different fonts and styles will make your resume and cover letter look like Frankenstein’s monster — random parts badly stitched together. Strive for a coherent and consistent design.

Goal of the cover letter header: Distinguish yourself from other job applicants with a visually distinctive style that makes your letter inviting to read. Prominently displaying your contact information makes it easy for impressed recruiters to get in touch.

Greeting for a banker cover letter 

This is the line that says, “Dear Mr. (or Ms.),” followed by the last name of the hiring manager. 

You should almost always try to address your letter to a specific individual rather than the entire company. People like to read their own names, and letters that are addressed to an individual rather than an entire company are more likely to get a reply. Also, it shows your attention to detail if you’ve gone to the trouble of finding out the name of the appropriate person to address.

If you’re responding to a job listing that doesn’t mention the name of the hiring manager, it may be worthwhile to call the company and inquire. But if the company prefers that letters be addressed more generically, follow its wishes. Sometimes you have to use a greeting that says something like “Dear (Employer) Hiring Team.”

Goal of the cover letter greeting: Start off on a professional note while making a direct personal connection with the hiring manager.

Cover letter introduction

Your intro should be an attention-grabbing paragraph that identifies your job objective and briefly previews your qualifications for the job. Use energetic, lively language that shows enthusiasm and confidence, but beware of crossing a line into arrogance or excessive familiarity. Set the right tone from the beginning, and write an opening paragraph that will make your correspondent want to read more.

Goal of the cover letter introduction: Capture the hiring manager’s attention with an intriguing preview of your qualifications that motivates further reading..

Here’s an introduction idea from our banking cover letter sample.

Sample of a cover letter body 

In the central two or three paragraphs of your letter, you have to make your primary case. This is where you describe your work experience, your past achievements in banking and any other qualifications that make you a good fit for the job you’re seeking.

Be specific in describing your accomplishments at past jobs, using facts and figures wherever possible (think numbers, dollar figures, percentages, etc.). Also, try to use an anecdote or two to describe a specific challenge you faced in the past as a banker and how you resolved it.

You may also choose to use the body of your letter to discuss your education, any special certifications or credentialing, and perhaps the reasons for your interest in this particular company. Compare your cover letter to your resume, and while some cross-over is inevitable, try to use the valuable space in your letter to say something your resume doesn’t.

Remember that your letter should not be about why you deserve a job, but about how you can help this company solve its problems, save money or increase efficiency. Emphasize how you can help them, not how they can help you.

Goal of the cover letter body: Persuade this employer that your contributions as a banker would be beneficial..

Our banker cover letter sample illustrates what you might include in the middle part.

Cover letter conclusion and signature

Your last paragraph should contain some kind of call to action —you are looking forward to a reply, you would be delighted to schedule an interview, etc. 

You may even wish to ask if you could call in a week or so to follow up. This shows that you’re serious about this particular job and not just mailing letters at random. Put yourself in the shoes of the person you’re writing to — wouldn’t you pay just a bit more attention if you knew that this letter writer would be calling you soon?

However, it’s possible that some employers might find such a suggestion a bit pushy. Study your target, and write your pitch accordingly.

Your sign-off should generally be a simple “Sincerely” or the equivalent, followed by a space and your typed name. You can also insert your actual scanned signature if you like, though this is not considered essential in electronic correspondence.

Goal of the cover letter closing: End on a positive, self-assured note that suggests you expect the hiring manager will get in touch.

Below is the closing section of our banker cover letter example.

Layout, design and formatting of your banker cover letter

Your letter should look as good as it reads, and that’s why it’s important to follow some basic rules for good design and formatting.

• Fonts: Choose a modern, easy-to-read font that looks attractive but doesn’t call attention to itself. Beware of exotic fonts that may turn to garble on someone else’s computer.
• Font size: Use a font size of 10 to 12 points. If you’re having trouble holding your letter to one page, trim your text before you try to solve the problem by reducing the font size.
• Margins: Include one-inch margins on the left, right, bottom and top.
• Alignment: Body text should be aligned left, not justified from margin to margin. Leave a space between paragraphs, and keep the paragraphs short.
• White space: Don’t overlook the importance of leaving space on your page that contains nothing at all. Good design always includes an appropriate amount of white space to give the eye a break.
• File format: Unless you’re specifically asked for a Word file, save your cover letter as a PDF. The main advantage of a PDF is that it will preserve the formatting of your letter so that it looks the same on any computer. With other file types, you run the risk that some of your text may become unreadable, and it may jump all over the page in places where you didn’t put it.
• Use a professional template: To sidestep all of these potential pitfalls, use a professionally designed cover letter template from resume.io. We’ve taken care of all the formatting for you, so all you have to do is fill in your own content.

The psychology of writing a cover letter for a banker job

Never forget that you are writing a letter to a human being, and you need to think about how it will be received. Put yourself in the shoes of your correspondent, and write in a human voice that is professional but personable.

Psychologists say we all react to different stimuli with a combination of emotional and rational responses. Emotional responses are quicker and more automatic, but more deeply felt. Rational responses are slower and more deliberative. An ideal cover letter should inspire both.

So while this is a professional business letter, don’t hesitate to include language that appeals to the heart as well as the head. “Emotional language” might include some reference to your passions and desires, while “rational language” could be a more factual recitation of your employment history and banking career achievements.

Try using the AIDA model to inject your letter with emotional appeal:

• Grab the reader’s attention by telling a story about yourself related to the job
• Increase interest level by appealing to the hiring manager’s needs
• Create a desire to hire you by detailing how you satisfy the job requirements
• Close with a call to action.

It’s important to study each employer carefully to determine the best approach. If you’re aware of specific needs or problems the company has, and if you have your own strategy for resolving them, say so. It’s always a good idea to include something in a cover letter that shows you’re writing to a specific employer and not mass-mailing a letter to all.

You should also look at the tone of voice the company uses in addressing the public. Most banks use a friendly but formal voice on their websites and in communications with customers. You should endeavor to match the style and tone used by your prospective employer.

You should also consider your position as a banker relative to the employer. If a bank is seeking a new CEO and you’re eminently qualified, you would probably write in a more authoritative voice than a college student looking for her first internship.

Mistakes to avoid in a banking cover letter

Here are some of the common mistakes people make in writing cover letters:

• Writing errors: These include typos, misspellings and errors in grammar, punctuation and capitalization. Surveys have found that simple writing mistakes are the most common reason job applications are rejected.  
• Clichés: “I am writing to….” Stop there! We already know you’re writing, because we’re reading your letter. “Please consider this letter my application for….” Ditto! Other clichés include describing yourself as a “self-starter” or a “team player” who “thinks outside the box. Avoid using stock phrases that every recruiter has read a thousand times before, and strive for fresh, original language.  
• Non-customized letters: If your letter says nothing specific about the company you’re writing to, most hiring managers will assume it’s the same copy-and-paste letter that you’re also sending to all their competitors. Make every cover letter unique, targeted to a specific employer.  
• Irrelevant info: Avoid discussing your hobbies or other aspects of your life that aren’t relevant to the job you’re seeking.  
• Design errors: Strange fonts, tiny margins, huge blocks of text, zero white space and other formatting errors can disqualify your letter at a glance.

Banking cover letter sample with no experience

You may feel that you are stuck in a circular situation: You can’t get a banking job without experience and you can’t get experience without a banking job. That’s a frustration every worker has felt, yet they all got their first job somehow. 

The key is to start with the skills you do have. If you are new to the banking industry, but not to the workforce, explain in your banker cover letter why you want to move into banking. Then, highlight the skills you used in your previous jobs that will transfer to banking. 

Any business or project manager work ranks high, so check out resume.io cover letter examples for those fields, too. Emphasize your communication, organization and problem-solving skills — all abilities that will stand you in good stead in any career.

Consider mentioning your emotional intelligence , also known as emotional quotient or EQ, because, according to Forbes , hiring managers know that a vast majority of their high performers also rank high in this area.

Key takeaways for a banking cover letter

• Bankers who are seeking employment need an excellent resume and an outstanding cover letter, the latter in order to make a personal appeal to a hiring manager.
• A cover letter is your way of introducing yourself personally to a prospective employer. You should always include a cover letter in a job application unless you’re specifically asked not to.
• Cover letters have a formal structure that you should adhere to, and each component of your letter should serve a specific function.
• Design can be as important as content, and you must ensure that your letter adheres to basic rules about fonts, formatting and the overall look.
• Every cover letter should be unique and targeted to a specific employer.
• A professionally designed template can save you from a multitude of errors. The quickest and safest way to write a cover letter is to start with a proven structure where all you have to do is add your own information.

Free professionally designed templates

Written Samples

15 sample cover letters for banking jobs.

Are you ready to take your banking career to the next level but unsure how to make your cover letter stand out from the competition?

Look no further!

Sample Cover Letters for Banking Jobs

We have compiled a collection of 15 outstanding sample cover letters specifically tailored for various roles within the banking industry.

From entry-level positions to senior management, these examples will provide you with the inspiration and guidance needed to craft a compelling cover letter that showcases your unique skills, experiences, and passion for the world of finance.

Get ready to impress potential employers and secure your dream job in the dynamic field of banking!

Cover Letter 1: Entry-Level Teller Position

Subject: Application for Entry-Level Teller Position

Dear Hiring Manager,

I am writing to express my strong interest in the entry-level teller position at XYZ Bank. As a recent graduate with a degree in Finance and a genuine passion for customer service, I am confident that I possess the skills and enthusiasm necessary to excel in this role and contribute to the success of your esteemed organization.

Throughout my academic journey, I have consistently demonstrated a keen aptitude for financial concepts and a dedication to maintaining the highest standards of accuracy and integrity. My coursework has provided me with a solid foundation in banking principles, cash handling, and financial transactions, ensuring that I am well-prepared to handle the responsibilities of a teller.

Moreover, my part-time experience as a sales associate has honed my customer service skills, enabling me to interact with diverse individuals, address their concerns, and provide efficient solutions. I am committed to delivering exceptional service and building long-lasting relationships with clients, which I believe aligns perfectly with XYZ Bank’s commitment to customer satisfaction.

I am excited about the opportunity to bring my skills, knowledge, and enthusiasm to your team and contribute to the growth and success of XYZ Bank. Thank you for considering my application. I look forward to the possibility of further discussing my qualifications in an interview.

[Your Name]

Cover Letter 2: Loan Officer Position

Subject: Application for Loan Officer Position

Dear [Hiring Manager’s Name],

I am writing to apply for the position of Loan Officer at ABC Bank. With five years of experience in the banking industry and a proven track record of success in loan origination and client relationship management, I am confident in my ability to make a significant contribution to your team.

In my current role as a Loan Processor at DEF Bank, I have consistently demonstrated my expertise in analyzing financial documents, assessing creditworthiness, and recommending appropriate loan products to meet clients’ needs. My attention to detail and ability to effectively communicate complex financial concepts have enabled me to build strong relationships with both clients and colleagues, resulting in a 20% increase in loan approvals and a 95% customer satisfaction rating.

Furthermore, I have actively sought opportunities to expand my knowledge and skills in the field. I recently completed a certification in Advanced Loan Underwriting, which has enhanced my ability to evaluate risk and make sound lending decisions. I am confident that my combination of practical experience and continuous learning will allow me to excel as a Loan Officer at ABC Bank.

I am genuinely excited about the prospect of joining your team and contributing to ABC Bank’s mission of providing exceptional financial solutions to clients. Thank you for considering my application. I would welcome the opportunity to discuss my qualifications further in an interview.

Best regards,

Cover Letter 3: Commercial Banking Relationship Manager

Subject: Application for Commercial Banking Relationship Manager

I am reaching out to express my strong interest in the Commercial Banking Relationship Manager position at XYZ Bank. With over eight years of experience in commercial banking and a proven ability to cultivate and maintain profitable client relationships, I am confident that I am an ideal candidate for this role.

In my current position as a Senior Business Banking Officer at ABC Bank, I have consistently exceeded performance targets, growing my portfolio by 30% and securing high-value commercial accounts. My deep understanding of commercial lending products, combined with my strategic approach to relationship management, has allowed me to identify and capitalize on new business opportunities while providing exceptional service to existing clients.

Moreover, I am a strong leader and collaborator, with a proven ability to work effectively with cross-functional teams. I have successfully led initiatives to streamline processes and improve efficiency, resulting in reduced loan processing times and increased customer satisfaction. My excellent communication and interpersonal skills have enabled me to build and maintain strong relationships with colleagues, clients, and key stakeholders.

I am excited about the opportunity to bring my expertise, leadership skills, and passion for commercial banking to XYZ Bank. Thank you for considering my application. I look forward to the possibility of further discussing how I can contribute to the success of your organization.

Cover Letter 4: Investment Banking Analyst

Subject: Application for Investment Banking Analyst Position

I am writing to apply for the Investment Banking Analyst position at XYZ Investment Bank. As a highly motivated finance professional with a strong academic background and relevant internship experience, I am confident in my ability to make a significant contribution to your team.

During my internship at ABC Investment Bank, I gained valuable experience in financial modeling, valuation analysis, and pitch book preparation. I demonstrated my ability to work effectively under pressure, managing multiple projects simultaneously and consistently delivering high-quality work within tight deadlines. My attention to detail, strong analytical skills, and ability to think critically have been praised by my supervisors and colleagues.

In addition to my internship experience, I have a solid academic foundation in finance, having graduated with a Bachelor’s degree in Finance from a top-tier university. I have also completed relevant coursework in accounting, economics, and data analysis, which has further enhanced my understanding of financial concepts and their practical applications.

I am genuinely excited about the prospect of joining XYZ Investment Bank and contributing to the success of your clients. I am confident that my skills, experience, and passion for finance make me a strong fit for this role. Thank you for considering my application. I would welcome the opportunity to discuss my qualifications further in an interview.

Cover Letter 5: Private Banking Relationship Manager

Subject: Application for Private Banking Relationship Manager

I am writing to express my strong interest in the Private Banking Relationship Manager position at XYZ Private Bank. With over ten years of experience in private banking and a proven track record of managing high-net-worth client relationships, I am confident that I am an excellent candidate for this role.

In my current position as a Senior Private Banker at ABC Bank, I have consistently exceeded performance targets, growing my client portfolio by 25% and increasing assets under management by 30%. My deep understanding of wealth management strategies, combined with my ability to provide personalized financial solutions, has allowed me to build and maintain long-lasting relationships with high-net-worth individuals and families.

Moreover, I am a skilled communicator and relationship builder, with a proven ability to navigate complex client needs and provide exceptional service. I have successfully collaborated with cross-functional teams, including investment specialists, tax advisors, and estate planning attorneys, to deliver comprehensive wealth management solutions to my clients.

I am excited about the opportunity to bring my expertise, relationship management skills, and passion for private banking to XYZ Private Bank. Thank you for considering my application. I look forward to the possibility of further discussing how I can contribute to the success of your esteemed organization.

Cover Letter 6: Risk Management Analyst

Subject: Application for Risk Management Analyst Position

I am writing to apply for the Risk Management Analyst position at XYZ Bank. As a highly analytical and detail-oriented professional with a strong background in finance and risk assessment, I am confident in my ability to make a significant contribution to your risk management team.

In my current role as a Credit Risk Analyst at ABC Bank, I have developed a deep understanding of risk assessment methodologies and regulatory requirements. I have consistently demonstrated my ability to analyze complex financial data, identify potential risks, and recommend effective mitigation strategies. My contributions have been instrumental in reducing the bank’s overall risk exposure and ensuring compliance with regulatory standards.

Furthermore, I possess excellent problem-solving and communication skills, which have enabled me to collaborate effectively with cross-functional teams and present findings and recommendations to senior management. I am proficient in using various risk management tools and software, including SAS and Python, which has allowed me to automate processes and improve efficiency.

I am genuinely excited about the prospect of joining XYZ Bank and contributing to the success of your risk management initiatives. Thank you for considering my application. I would welcome the opportunity to discuss my qualifications further in an interview.

Cover Letter 7: Compliance Officer

Subject: Application for Compliance Officer Position

I am writing to express my strong interest in the Compliance Officer position at XYZ Bank. With over six years of experience in compliance and a proven track record of ensuring adherence to regulatory requirements, I am confident that I am an ideal candidate for this role.

In my current position as a Senior Compliance Analyst at ABC Bank, I have played a key role in developing and implementing compliance policies and procedures across the organization. I have a deep understanding of banking regulations, including BSA/AML, KYC, and GDPR, and I have consistently ensured that the bank remains compliant with these requirements. My attention to detail and ability to stay up-to-date with changing regulations have been instrumental in mitigating compliance risks and protecting the bank’s reputation.

Moreover, I am a skilled communicator and collaborator, with a proven ability to work effectively with various departments and stakeholders. I have conducted compliance training sessions for employees at all levels, ensuring that they understand their roles and responsibilities in maintaining compliance. I have also successfully managed compliance audits and regulatory examinations, demonstrating my ability to work well under pressure and provide timely and accurate information to auditors and regulators.

I am excited about the opportunity to bring my compliance expertise and passion for maintaining the highest standards of integrity to XYZ Bank. Thank you for considering my application. I look forward to the possibility of further discussing how I can contribute to the success of your compliance team.

Cover Letter 8: Financial Analyst

Subject: Application for Financial Analyst Position

I am writing to apply for the Financial Analyst position at XYZ Bank. As a highly analytical and detail-oriented professional with a strong background in finance and accounting, I am confident in my ability to make a significant contribution to your financial planning and analysis team.

In my current role as a Senior Financial Analyst at ABC Corporation, I have consistently demonstrated my ability to analyze complex financial data, develop accurate forecasts, and provide actionable insights to support strategic decision-making. I have a deep understanding of financial modeling techniques and proficiency in using tools such as Excel and SQL to manipulate and analyze large datasets. My contributions have been instrumental in identifying cost-saving opportunities and optimizing financial performance.

Furthermore, I possess excellent communication and collaboration skills, which have enabled me to work effectively with cross-functional teams and present findings and recommendations to senior management. I have a proven track record of translating complex financial information into clear and concise reports and presentations, ensuring that stakeholders at all levels can understand and act upon the insights provided.

I am genuinely excited about the prospect of joining XYZ Bank and contributing to the success of your financial planning and analysis initiatives. Thank you for considering my application. I would welcome the opportunity to discuss my qualifications further in an interview.

Cover Letter 9: Treasury Analyst

Subject: Application for Treasury Analyst Position

I am writing to express my strong interest in the Treasury Analyst position at XYZ Bank. With over four years of experience in treasury management and a proven track record of optimizing cash flow and liquidity, I am confident that I am an excellent candidate for this role.

In my current position as a Treasury Analyst at ABC Corporation, I have developed a deep understanding of cash management strategies, financial risk management, and liquidity planning. I have consistently demonstrated my ability to analyze complex financial data, develop accurate cash flow forecasts, and recommend effective strategies to optimize working capital. My contributions have been instrumental in reducing borrowing costs and improving the company’s overall financial performance.

Moreover, I am a skilled communicator and collaborator, with a proven ability to work effectively with various departments and stakeholders. I have successfully partnered with the accounting, finance, and operations teams to develop and implement treasury policies and procedures that align with the company’s strategic objectives. I have also demonstrated my ability to manage banking relationships and negotiate favorable terms and conditions for the company.

I am excited about the opportunity to bring my treasury management expertise and passion for financial optimization to XYZ Bank. Thank you for considering my application. I look forward to the possibility of further discussing how I can contribute to the success of your treasury team.

Cover Letter 10: Credit Analyst

Subject: Application for Credit Analyst Position

I am writing to apply for the Credit Analyst position at XYZ Bank. As a highly analytical and detail-oriented professional with a strong background in credit analysis and risk assessment, I am confident in my ability to make a significant contribution to your credit risk management team.

In my current role as a Credit Analyst at ABC Bank, I have consistently demonstrated my ability to analyze complex financial statements, assess creditworthiness, and make sound lending recommendations. I have a deep understanding of credit risk assessment methodologies and a keen eye for identifying potential risks and red flags. My contributions have been instrumental in reducing the bank’s overall credit risk exposure and improving the quality of the loan portfolio.

Furthermore, I possess excellent communication and interpersonal skills, which have enabled me to collaborate effectively with loan officers, underwriters, and other stakeholders. I have a proven track record of presenting credit analysis findings and recommendations clearly and concisely, ensuring that all parties involved understand the risks and opportunities associated with each credit decision.

I am genuinely excited about the prospect of joining XYZ Bank and contributing to the success of your credit risk management initiatives. Thank you for considering my application. I would welcome the opportunity to discuss my qualifications further in an interview.

Cover Letter 11: Mortgage Loan Processor

Subject: Application for Mortgage Loan Processor Position

I am writing to express my strong interest in the Mortgage Loan Processor position at XYZ Bank. With over five years of experience in mortgage lending and a proven track record of processing loans efficiently and accurately, I am confident that I am an ideal candidate for this role.

In my current position as a Senior Mortgage Loan Processor at ABC Bank, I have consistently demonstrated my ability to manage a high volume of loan applications while maintaining the highest standards of quality and compliance. I have a deep understanding of mortgage lending regulations and guidelines, and I have successfully processed a wide range of mortgage products, including conventional, FHA, and VA loans. My attention to detail and ability to work well under pressure have been instrumental in ensuring that loans are processed promptly and closed successfully.

Moreover, I am a skilled communicator and collaborator, with a proven ability to work effectively with loan officers, underwriters, and borrowers. I have successfully managed relationships with all parties involved in the loan process, ensuring that everyone is kept informed and that any issues or concerns are addressed promptly and professionally.

I am excited about the opportunity to bring my mortgage lending expertise and passion for excellent customer service to XYZ Bank. Thank you for considering my application. I look forward to the possibility of further discussing how I can contribute to the success of your mortgage lending team.

Cover Letter 12: Wealth Management Advisor

Subject: Application for Wealth Management Advisor Position

I am writing to apply for the Wealth Management Advisor position at XYZ Wealth Management. As a highly skilled and experienced financial advisor with a proven track record of managing high-net-worth client relationships, I am confident in my ability to make a significant contribution to your wealth management team.

In my current role as a Senior Wealth Advisor at ABC Wealth Management, I have consistently demonstrated my ability to develop and implement comprehensive wealth management strategies that align with clients’ unique financial goals and risk tolerances. I have a deep understanding of investment management, estate planning, tax optimization, and risk management, and I have successfully helped clients navigate complex financial situations and achieve their long-term objectives. My contributions have been instrumental in growing the firm’s assets under management and maintaining a high level of client satisfaction and retention.

Furthermore, I possess excellent communication and interpersonal skills, which have enabled me to build and maintain strong relationships with clients, their families, and their professional advisors. I have a proven ability to explain complex financial concepts clearly and concisely, ensuring that clients understand the strategies and recommendations presented to them.

I am genuinely excited about the prospect of joining XYZ Wealth Management and contributing to the success of your high-net-worth clients. Thank you for considering my application. I would welcome the opportunity to discuss my qualifications further in an interview.

Cover Letter 13: Investment Portfolio Manager

Subject: Application for Investment Portfolio Manager Position

I am writing to express my strong interest in the Investment Portfolio Manager position at XYZ Investment Management. With over eight years of experience in portfolio management and a proven track record of generating strong risk-adjusted returns, I am confident that I am an excellent candidate for this role.

In my current position as a Senior Portfolio Manager at ABC Asset Management, I have consistently demonstrated my ability to construct and manage diversified investment portfolios that align with clients’ investment objectives and risk tolerances. I have a deep understanding of various asset classes, including equities, fixed income, and alternative investments, and I have successfully implemented investment strategies that have outperformed benchmarks and peer groups. My contributions have been instrumental in growing the firm’s assets under management and attracting new clients.

Moreover, I am a skilled researcher and analyst, with a proven ability to identify investment opportunities and assess potential risks. I have a keen eye for market trends and a deep understanding of macroeconomic factors that impact investment performance. I have also demonstrated my ability to collaborate effectively with research analysts, risk managers, and other investment professionals to ensure that portfolios are well-positioned to capitalize on market opportunities and mitigate potential risks.

I am excited about the opportunity to bring my investment management expertise and passion for delivering strong risk-adjusted returns to XYZ Investment Management. Thank you for considering my application. I look forward to the possibility of further discussing how I can contribute to the success of your investment management team.

Cover Letter 14: Financial Planning Advisor

Subject: Application for Financial Planning Advisor Position

I am writing to apply for the Financial Planning Advisor position at XYZ Financial Planning. As a highly skilled and compassionate financial planner with a proven track record of helping clients achieve their financial goals, I am confident in my ability to make a significant contribution to your financial planning team.

In my current role as a Senior Financial Planner at ABC Wealth Management, I have consistently demonstrated my ability to develop comprehensive financial plans that address clients’ unique needs and objectives. I have a deep understanding of various financial planning disciplines, including retirement planning, tax planning, estate planning, and risk management, and I have successfully helped clients navigate complex financial situations and make informed decisions about their financial future. My contributions have been instrumental in growing the firm’s client base and maintaining a high level of client satisfaction and retention.

Furthermore, I possess excellent communication and interpersonal skills, which have enabled me to build and maintain strong relationships with clients and their families. I have a proven ability to explain complex financial concepts clearly and concisely, ensuring that clients understand the strategies and recommendations presented to them. I am also a skilled listener and problem-solver, with a keen ability to identify clients’ underlying needs and concerns and develop tailored solutions that address them.

I am genuinely excited about the prospect of joining XYZ Financial Planning and contributing to the success of your client’s financial well-being. Thank you for considering my application. I would welcome the opportunity to discuss my qualifications further in an interview.

Cover Letter 15: Branch Manager

Subject: Application for Branch Manager Position

I am writing to express my strong interest in the Branch Manager position at XYZ Bank. With over ten years of experience in retail banking and a proven track record of leading high-performing teams, I am confident that I am an ideal candidate for this role.

In my current position as an Assistant Branch Manager at ABC Bank, I have consistently demonstrated my ability to manage day-to-day branch operations, ensure exceptional customer service, and drive sales performance. I have a deep understanding of retail banking products and services, and I have successfully coached and mentored team members to achieve their individual and collective goals. My contributions have been instrumental in improving branch efficiency, increasing customer satisfaction, and growing the branch’s deposit and loan portfolios.

Moreover, I am a skilled communicator and relationship builder, with a proven ability to engage with customers, resolve complex issues, and identify opportunities to deepen relationships and increase wallet share. I have also demonstrated my ability to collaborate effectively with other departments, including lending, operations, and compliance, to ensure that the branch operates smoothly and complies with all applicable policies and regulations.

I am excited about the opportunity to bring my retail banking expertise and passion for leadership to XYZ Bank. Thank you for considering my application. I look forward to the possibility of further discussing how I can contribute to the success of your branch network.

These 15 sample cover letters demonstrate the wide range of roles and opportunities available within the banking industry.

By tailoring your cover letter to the specific position and highlighting your relevant skills, experiences, and achievements, you can effectively showcase your potential value to prospective employers and increase your chances of landing your dream job in banking.

Remember to keep your cover letter concise, professional, and engaging, and to proofread it carefully before submission.

With a strong cover letter and a compelling resume, you will be well-positioned to take the next step in your banking career.

Professional Corporate Banking Cover Letter Examples for 2024

Your corporate banking cover letter should immediately highlight your understanding of complex financial services. Demonstrate your ability to manage high-value accounts with precision. In the next paragraph, reflect your solid grasp of risk management and your strategic approach to problem-solving. Show that you are equipped to drive client success and grow the bank's corporate portfolio.

Cover Letter Guide

Corporate Banking Cover Letter Sample

Cover Letter Format

Cover Letter Salutation

Cover Letter Introduction

Cover Letter Body

Cover Letter Closing

No Experience Corporate Banking Cover Letter

Key Takeaways

Crafting a corporate banking cover letter can often be a stumbling block on your path to landing that coveted job. You've diligently sent out your resume, only to realize a compelling cover letter is not just a formality; it's a must. Don't merely echo your resume—bring it to life. Share the highlight of your career, the professional milestone that you hold in high esteem, without resorting to worn-out phrases. And remember, brevity is key; your story must unfold on just one page.

• Writing the essential corporate banking cover letter sections: balancing your professionalism and personality;
• Mixing storytelling, your unique skill set, and your greatest achievement;
• Providing relevant (and interesting) information with your corporate banking cover letter, despite your lack of professional experience;
• Finding the perfect format for your[ corporate banking cover letter, using templates from industry experts.

Leverage the power of Enhancv's AI: upload your resume and our platform will map out how your corporate banking cover letter should look, in mere moments.

If the corporate banking isn't exactly the one you're looking for we have a plethora of cover letter examples for jobs like this one:

• Corporate Banking resume guide and example
• Tax Manager cover letter example
• Financial Controller cover letter example
• Collector cover letter example
• Finance Executive cover letter example
• Financial Counselor cover letter example
• Billing Specialist cover letter example
• Financial Planning Analyst cover letter example
• Bookkeeper cover letter example
• Finance Business Analyst cover letter example
• PwC cover letter example

Corporate Banking cover letter example

Mia Williams

Fort Worth, Texas

+1-(234)-555-1234

[email protected]

• Highlighting past quantifiable accomplishments, such as improving operational workflow by 30% and enhancing remote work efficacy by 25%, is effective as it provides concrete evidence of the candidate's ability to deliver results in a similar role.
• Demonstrating familiarity with the tools and technology used by the company (e.g., advocating the use of cloud-based collaboration tools) shows that the candidate is not only up-to-date with technological trends but can also drive adaptation and efficiency within the organization.
• Detailing relevant key responsibilities and experience, such as coordinating company events and managing international travel arrangements, assures the hiring manager of the candidate's capability to handle the logistics and planning aspects of the executive assistant role.

What should your corporate banking cover letter look like - formatting and organizing your information

Have you ever wondered what are the must-have sections you need to include in your corporate banking cover letter? Our builder sets those up for you with:

• Header - dedicated to your contact information, the role you're applying for, and the date (don't forget to include your name);
• Greeting and opening paragraph - to create a personalized and memorable experience for recruiters;
• Body paragraph - emphasizing your skill set and knowledge that aligns with the role and helps you to stand out;
• Closing paragraph - leaving a great impression and ending with an optional signature.

Use a cover letter template to discover the best formatting for your corporate banking cover letter: that is single-spaced paragraphs and wrapping your content in a one-inch margin.

Ensure that both your resume and corporate banking cover letter are in the same font . Stand apart from the crowd by using modern, yet simple fonts, like Chivo and Rubik, instead of the overused Arial and Times New Roman.

Did you know that the Applicant Tracker System (or ATS) won't be assessing your corporate banking cover letter? Instead, submit your profile in PDF to recruiters to keep the same formatting and the design intact.

The top sections on a corporate banking cover letter

Header: This section includes the applicant's contact information, the date, and the employer's contact details, setting a professional tone and providing necessary information for a recruiter to respond to the application.

Greeting: Opening with a personalized greeting that addresses the hiring manager by name demonstrates professionalism and attention to detail, essential in the corporate banking sector.

Introduction: The introduction should briefly state the position you are applying for, your current role, and a mention of how your skills align with the company's objectives in the financial industry, capturing the recruiter's interest.

Body (Experience and Qualifications): This section is critical for elaborating on relevant banking experience, understanding of financial markets, and specific skills like risk management or client relations, highlighting expertise crucial for a corporate banking role.

Closing (Call to Action): The closing should assertively express your desire for an interview, reiterate your interest in contributing to the corporate banking team, and thank the recruiter for their consideration, effectively wrapping up your case.

Key qualities recruiters search for in a candidate’s cover letter

• Strong financial analysis skills to assess the creditworthiness of corporate clients and understand complex financial statements.
• Deep understanding of corporate finance products such as loans, syndications, and asset-based lending to tailor solutions to client needs.
• Relationship management experience to build and maintain strong ties with corporate clients and sustain customer loyalty over long periods.
• Proven track record in business development to expand the bank's corporate client base and increase revenue through strategic partnerships.
• Excellent risk management abilities to identify, assess, and mitigate financial risks associated with corporate lending and investments.
• Knowledge of regulatory compliance and corporate governance to ensure that all banking activities adhere to laws and regulations specific to the financial industry.

How to greet recruiters in your corporate banking cover letter salutation

As the saying goes, "You never get a second chance to make a first impression."

Write your corporate banking cover letter salutation to be more personalized to the actual hiring manager, who is set to assess your profile by:

• greeting them on a first-name basis, if you have previously communicated with them (e.g. "Dear Sam,");
• using their last name, if you have more formal communication or haven't spoken to them (e.g. "Dear Mr. Harrows" or "Dear Ms. Marshall");
• writing "Dear HR Team" or "Dear Hiring Manager", if you have no clue about who's recruiting for the role.

Search on LinkedIn, Google, or the company website to find information as to the recruiter's name.

In any case, avoid the impersonal "Dear Sir or Madam".

List of salutations you can use

• Dear Hiring Manager,
• Dear [Name of the Hiring Manager],
• Dear [Name of the Department] Team,
• Dear [Mr./Ms./Dr.] [Last Name],
• Dear [Full Name],
• Dear [Job Title] Hiring Committee,

First introductions in your corporate banking cover letter

Within your corporate banking cover letter introduction , genuinely state what you like about the organization.

Research the latest company projects, honorary awards, company updates, etc.

Write up to two sentences to let recruiters know what impresses you about the company,

This would help you to set a good tone for the rest of the communication.

How to select your best achievement for the middle, or the corporate banking cover letter body

You probably feel exhausted by this point in your application: you've dived into all the details of your success and skills in your corporate banking resume.

What else can you include in your corporate banking cover letter body ?

Well, for starters, the next three to six paragraphs should show you further value as a professional. Or, why should recruiters choose you?

Think back on a noteworthy achievement that answers key job requirements and dive deep.

Structure your corporate banking cover letter middle as you'd a story: following chronological logic and highlighting outcomes, thanks to skills.

At the end of the day, you'd want recruiters to be able to see you as the best candidate for the role and understand more about who you are and what makes your success unique (and valuable to the role).

Thinking about the closing paragraph of your corporate banking cover letter

Before your signature, you have extra space to close off your corporate banking cover letter .

Use it to either make a promise or look to the future.

Remind recruiters how invaluable of a candidate you are by showing what you plan to achieve in the role.

Also, note your availability for a potential next meeting (in person or over the telephone).

By showing recruiters that you're thinking about the future, you'd come off as both interested in the opportunity and responsible.

The zero experience corporate banking cover letter: shifting the focus to your unique value

Don't worry if you have no conventional professional experience . Within your whole experience, there's plenty more you can write about in your corporate banking cover letter.

Take, for example, your biggest achievement or award - dedicate your cover letter body to describe it and the job-relevant skills you've learned.

Your professional ambitions could also take center stage. Describe what you plan on achieving in the next five to ten years and the efforts you're making towards your dreams.

Key takeaways

Creating your corporate banking cover letter should be a personalized experience for the role and the recruiter, where you:

• Format your cover letter using the same ATS-friendly font (e.g. Railway) as you did for your resume;
• Greet recruiters, using their name, and follow up with two sentences to introduce yourself, your interest in the role, and to stand out;
• Map out one key success from your career (or life) that has taught you job-crucial skills;
• Substitute your lack of experience with an achievement from your internships, degrees, or volunteering gigs;
• End with a promise for your potential or your availability for an interview.

Cover letter examples by industry

AI cover letter writer, powered by ChatGPT

Enhancv harnesses the capabilities of ChatGPT to provide a streamlined interface designed specifically focused on composing a compelling cover letter without the hassle of thinking about formatting and wording.

• Content tailored to the job posting you're applying for
• ChatGPT model specifically trained by Enhancv
• Lightning-fast responses

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Business Banker Cover Letter Example

A cover letter is a document that consists of your significant achievements, essential attributes and skills, scholastic accomplishments, and your work experience. Writing a cover letter just for the sake of fulfilling the official protocol does not help in landing the job you desire. Our Business Banker Cover Letter Sample guides you through creating a high-quality cover letter that would convince the employer to check out your resume.

He establishes a connection with potential companies and assists them in the banking processes. He resolves customer inquiries and ensures customer satisfaction. After examining the documents and verifying the organization’s credibility, he initiates the loan requests. He leads a well-organized team of employees. A Business Banker manages accounts of the corporate clients and helps his consumers in handling their accounts.

• Cover Letters
• Business Development

What to Include in a Business Banker Cover Letter?

Roles and responsibilities.

A Business Banker is an expert whose job is to approach companies and entrepreneurs who need credit to carry out business processes . His motive is to make banking operations accessible to its clients. He provides detailed information to the end-users and suggests various offers that would match their requirements. His work is to understand the company’s needs and advise what type of loan would be suitable for the firm.

• Manage all business and commercial customers for the bank.
• Manage communication between employees and new customers.
• Assist commercial clients with all information for managing accounts .
• Manage efficient working of the team and ensure an optimal level of customer service.
• Provide support to sales and service operations and participate in promotional campaigns and seminars.

Education & Skills

Business Banker Skills :

• Good at determining the company’s needs and requirements regarding the credit.
• Capable of suggesting credit types to the firms that match their needs.
• Technical know-how.
• Able to address the clients’ issues promptly and effectively.

Business Banker Educational Requirement:

• Bachelor’s degree in business or finance or economics.
• Master’s degree in any of the above-mentioned or related fields to secure a higher position.
• Excellent mathematical and accounting skills.

Business Banker Cover Letter Example (Text Version)

Dear Mr./Ms.,

After reading the post about the vacant position of a Business Banker at your firm, I was excited about the valuable opportunity it presents to me; therefore, I am writing this application to bid for the post. My entire experience of 10 years has helped to develop a profound sense of banking policies, customer relations, and market analysis. I am confident that my qualities and qualifications would satisfy the eligibility criteria.

{Company name xxx} has been consistently serving and satisfying its customers. I admire the company’s respect for its employees and how they motivate their staff members to improve their productivity.

The high spots of my career and my skillsets are:

• Master’s degree in accountancy.
• Ten years of experience.
• Great understanding of client relationships.
• Detail-oriented.
• Level headed.
• Excellent analytical skills.
• Lead a team of professionals.

As an experienced Business Banker, I encourage my team members to give the best of their abilities. I focus on providing quality service to my clients. I have a good understanding of the field of marketing, customer service, and mergers. Additionally, I customize the schemes as per the clients’ needs. My skills would contribute to the success of your firm.

Thank you for giving attention to my application. I am Looking forward to joining your organization.

Sincerely, [Your Name]

Tips for Business Banker Cover Letter For College Graduates:

The college graduates can get an edge over other aspirants, by presenting the combination of a unique skill set and a sound understanding of the business banking operations in Business Banker Cover Letter.

A resume comprises your career achievements and advancements. It spotlights the talents and duties you specialize in. With our Business Banker Resume Sample , you will be able to draft an intriguing resume to enclose with your cover letter.

Customize Business Banker Cover Letter

Get hired faster with our free cover letter template designed to land you the perfect position.

Related Business Development Cover Letters

Commercial Banker Cover Letter Examples

A great commercial banker cover letter can help you stand out from the competition when applying for a job. Be sure to tailor your letter to the specific requirements listed in the job description, and highlight your most relevant or exceptional qualifications. The following commercial banker cover letter example can give you some ideas on how to write your own letter.

or download as PDF

Cover Letter Example (Text)

Skilar Helgemo

(672) 331-8010

[email protected]

Dear Ms. Shone,

I am writing to express my keen interest in the Commercial Banker position at JPMorgan Chase & Co., as advertised. With a solid foundation of five years of commercial banking experience at Wells Fargo & Company, I am eager to bring my expertise in financial analysis, client relationship management, and business development to your esteemed institution.

During my tenure at Wells Fargo, I cultivated a robust portfolio of commercial clients, consistently exceeding performance benchmarks through a personalized approach to understanding and meeting each client's unique financial needs. My dedication to fostering long-term relationships has enabled me to not only retain high-value clients but also to expand business opportunities through referrals and strategic networking.

I have honed my skills in financial modeling, risk assessment, and structuring complex loan agreements that support client objectives while safeguarding the bank's interests. My proactive approach to staying abreast of market trends and regulatory changes has ensured that the advice and solutions I provide are both innovative and compliant.

Collaboration is at the heart of my work ethic, and I have successfully worked alongside cross-functional teams to deliver comprehensive banking solutions that drive growth and profitability. I am particularly proud of a recent project where I led a team that structured a multimillion-dollar financing deal for a key client, which not only solidified our relationship with the client but also significantly contributed to the bank's revenue targets for the quarter.

I am excited about the opportunity to contribute to JPMorgan Chase & Co., an organization renowned for its leadership in the financial sector and commitment to client success. I am confident that my background and skills will enable me to add value to your team and support your company's strategic goals.

Thank you for considering my application. I am looking forward to the opportunity to discuss how my experience and vision align with the needs of JPMorgan Chase & Co. and how I can contribute to the continued success of your commercial banking division.

Warm regards,

Related Cover Letter Examples

• Commercial Account Manager
• Commercial Sales Manager
• Commercial Project Manager
• Commercial Loan Officer
• Commercial Property Manager
• Commercial Real Estate Appraiser

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The Investment Banking Cover Letter Template You’ve Been Waiting For

If you're new here, please click here to get my FREE 57-page investment banking recruiting guide - plus, get weekly updates so that you can break into investment banking . Thanks for visiting!

A long time ago I said that we would never post a cover letter template here :

“I was tempted to post a Word template, but I don’t want 5,000 daily visitors to copy it and to start using the same exact cover letter.”

But hey, we already have resume templates that everyone is using, so why not go a step further and give you a cover letter template as well?

Plus, “investment banking cover letter” is one of the top 10 search terms visitors use to find this site – so you must be looking for a template.

The Template & Tutorial

Let’s jump right in:

Investment Banking Cover Letter Template [Download]

Download Template – Word

Download Template – PDF

And here’s the video that explains everything:

(For more free training and financial modeling videos, subscribe to our YouTube channel .)

And if you’d rather read, here’s the text version:

Do Cover Letters Actually Matter?

At bulge bracket banks, people barely read cover letters.

Cover letters matter 10x less than resumes and 100x less than networking.

But there are a few special cases where they’re more important:

• Boutiques and Local Banks – Sometimes they actually read cover letters.
• Unusual Backgrounds – If you’re NOT in university or business school at the moment, you may need to explain yourself in more detail.
• Outside the US – In Europe, for example, some banks pay more attention to cover letters, online applications, and so on.

Similar to grades and test scores, a great cover letter won’t set you apart but a poor one will hurt you – so let’s find out how to avoid that.

Keep your cover letter compact and avoid 0.1″ margins and size 8 font.

With resumes you can get away with shrinking the font sizes and margins if you really need to fit in extra information, but this is questionable with cover letters.

Go for 0.75″ or 1″ margins and at least size 10 font.

With resumes there were a couple different templates depending on your level – but with cover letters that’s not necessary and you can use the same template no matter your background.

1 Page Only

Ok, maybe they do things differently in Australia (just like with resumes) but aside from that there is no reason to write a multi-page cover letter.

If you actually have enough experience to warrant multiple pages, do it on your resume instead and keep the cover letter brief.

Contact Information

List your own information – name, address, phone number, and email address – right-aligned up at the top.

Then, below that you list the date and the name and contact information for the person you’re writing to, left-aligned on the page.

If you don’t have this information you can just list the company name and address and use a “Dear Sir or Madam” greeting.

That’s not ideal – especially if you’re applying to smaller firms where cover letters actually get read – but it’s all you can do if you can’t find a person’s name.

If you’re sending the cover letter via email as the body of the email, you can omit all this information and just include the greeting at the top.

Paragraph 1: Introduction

This is where you explain who you are, where you’re currently working or studying, and how you found the bank that you’re applying to.

Name-drop as much as possible:

• Impressive-sounding university or business school ? Mention it. Even if it’s not well-known, you still need to mention it here.
• Your company name , especially if it’s recognizable, and the group you’re working in, especially if it’s something relevant to finance like business development.
• How you found them – specific peoples’ names , specific presentations or information sessions where you met them, and so on.
• The position you’re applying for (Analyst? Associate?) – especially for smaller places that are not well-organized.

This first paragraph is all about grabbing their attention.

Example 1st Paragraph:

“My name is John Smith and I am currently a 3rd year economics major at UCLA. I recently met Fred Jackson from the M&A group at Goldman Stanley during a presentation at our school last week, and was impressed with what I learned of your culture and recent deal flow. I am interested in pursuing an investment banking summer analyst position at your firm, and have enclosed my resume and background information below.”

Paragraph 2: Your Background

You go through your most relevant experience and how the skills you gained will make you a good banker right here.

Do not list all 12 internships or all 5 full-time jobs you’ve had – focus on the most relevant 1-2, once again name-dropping where appropriate (bulge bracket banks / large PE firms / Fortune 500 companies).

Highlight the usual skills that bankers want to see – teamwork, leadership, analytical ability, financial modeling and so on.

If you worked on a high-impact project / deal / client, you can point that out and list the results as well.

This may be your longest paragraph, but you still don’t want to write War and Peace – keep it to 3-4 sentences.

Example 2nd Paragraph:

“I have previously completed internships in accounting at PricewaterhouseCoopers and in wealth management at UBS. Through this experience working directly with clients, analyzing financial statements, and making investment recommendations, I have developed leadership and analytical skills and honed my knowledge of accounting and finance. I also had the opportunity to work with a $20M net-worth client at UBS and completely revamped his portfolio, resulting in a 20% return last year.”

Paragraph 3: Why You’re a Good Fit

Now you turn around and link your experience and skills to the position more directly and explain that leadership + quantitative skills + accounting/finance knowledge = success.

There is not much to this part – just copy the template and fill in the blanks.

Example 3rd Paragraph:

“Given my background in accounting and wealth management and my leadership and analytical skills, I am a particularly good fit for the investment banking summer analyst position at your firm. I am impressed by your track record of clients and transactions at Goldman Stanley and the significant responsibilities given to analysts, and I look forward to joining and contributing to your firm.”

Paragraph 4: Conclusion

This part’s even easier: remind them that your resume is enclosed (or attached if sent via email), thank them for their time, and give your contact information once again so they don’t have to scroll to the top to get it.

Example 4th Paragraph:

“A copy of my resume is enclosed for your reference. I would welcome an opportunity to discuss my qualifications with you and learn more about Goldman Stanley at your earliest convenience. I can be reached at 310-555-1234 or via email at [email protected]. Thank you very much for your time and consideration.”

Unusual Backgrounds

These examples cover how to apply to a bank if you’re in university, business school, or you’ve been working for several years.

If you have a more unusual background (e.g. you went to med school, graduated, started your residency, but then decided you wanted to be an investment banker), then you might need to add a few sentences to paragraph #2 or #3 explaining yourself.

Resist the urge to write your life story because no one will read it – interviews are a much better venue to prove how committed you are.

Email vs. Attachments

If you’re emailing your cover letter and resume, do you create a separate cover letter attachment?

Or do you make the body of your email the cover letter?

I think it’s redundant to create a separate cover letter and attach it, so don’t bother unless they ask specifically for a separate cover letter.

If you’re making the body of your email the cover letter, make it even shorter (4-5 sentences total) and cut out the address bits at the top.

Optional Cover Letters?

If you’re applying online and it says “Optional Cover Letter” should you still upload one?

You might as well because it takes 2 minutes once you have a good template – it’s not the end of the world if you don’t include one, but you never know what everyone else is doing and it’s not terribly time-consuming.

Cover Letter Mistakes

Remember the role of cover letters: great ones don’t help much, but poor ones get you dinged.

The biggest mistakes with cover letters:

• Making outrageous claims (“I’m a math genius!”) or trying to be “creative” with colors, pictures, fonts, and so on.
• Going on for too long – 10 paragraphs or multiple pages.
• Listing irrelevant information like your favorite ice cream, your favorite quotes from Wall Street or Boiler Room , and so on.

If you think this sounds ridiculous, remember the golden rule: do not overestimate the competition .

For every person reading this site, there are dozens more asking, “What it’s like to be an investment banker?” at information sessions.

Sometimes you hear stories of people who write “impassioned” cover letters, win the attention of a boutique, and get in like that …

…And I’m sure that happens, but you do not want to do that at large banks.

If you do, your cover letter will be forwarded to the entire world and your “career” will be destroyed in 5 minutes .

More Examples

As with resumes, there are hardly any good examples of investment banking cover letters online.

Most of the templates are horribly formatted and are more appropriate for equities in Dallas than real investment banking.

Here’s a slightly different but also good templates you could use:

• Best Cover Letters – MBA Template

More questions? Ask away.

Still Need More Help?

Introducing: premium investment banking-specific resume/cv and cover letter editing services.

We will take your existing resume and transform it into a resume that grabs the attention of finance industry professionals and presents you and your experience in the best possible light.

When we’re done, your resume will grab bankers by the lapels and not let them go until they’ve given you an interview.

Specifically, here’s what you’ll get:

• Detailed, line-by-line editing of your resume/CV – Everything that needs to be changed will be changed. No detail is ignored.
• Your experience will be “bankified” regardless of whether you’ve been a student, a researcher, a marketer, a financier, a lawyer, an accountant, or anything else.
• Optimal structuring – You’ll learn where everything from Education to Work Experience to Activities should go. Regional badminton champion? Stamp collector? You’ll find out where those should go, too.
• The 3-point structure to use for all your “Work Experience” entries: simple, but highly effective at getting the attention of bankers.
• How to spin non-finance experience into sounding like you’ve been investing your own portfolio since age 12.
• How to make business-related experience, such as consulting, law, and accounting, sounds like “deal work.”
• How to avoid the fatal resume mistake that gets you automatically rejected . Nothing hurts more than making a simple oversight that gets you an immediate “ding”.
• We only work with a limited number of clients each month. In fact, we purposely turn down potential clients in cases where we cannot add much value. We prefer quality over quantity, and we always want to ensure that we can work well together first.

FIND OUT MORE

Other Options for Personalized Help: Wall Street Mastermind

Finally, if you want to go  beyond your cover letter and also get help with your resume, work experience, networking, and interview prep, check out Wall Street Mastermind .

They’ve worked with over 1,000 students to help them secure high-paying investment banking jobs out of school (and internships while in school), and their coaches include a former Global Head of Recruiting at three different large banks.

They provide personalized, hands-on guidance through the entire networking and interview process – and they have a great track record of results for their clients.

It could be a great fit for you if you’re looking for comprehensive coaching through the entire process rather than just a new version of your resume or cover letter.

You can book a free consultation with them to learn more .

About the Author

Brian DeChesare is the Founder of Mergers & Inquisitions and Breaking Into Wall Street . In his spare time, he enjoys lifting weights, running, traveling, obsessively watching TV shows, and defeating Sauron.

Free Exclusive Report: 57-page guide with the action plan you need to break into investment banking - how to tell your story, network, craft a winning resume, and dominate your interviews

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279 thoughts on “ The Investment Banking Cover Letter Template You’ve Been Waiting For ”

I love how hand downs and direct this page is. Trying to break into IB come from a (semi-)target school but very bad GPA, love how you are always motivating, but realistic. Keep it up!

I am a sophomore and have a low gpa (2.5) should I include this on my cover letter? how do I stand out and not get dinged, low gpa because had to work full time freshman year because my dad lost his job, and my family had health issues. Am an only child.

All you can really do about a low GPA is network extensively so that people who know you can recommend you, and so you can avoid being filtered out by screening tools. See: https://mergersandinquisitions.com/low-gpa-investment-banking/

Maybe include a brief mention of why your GPA is lower in your cover letter, but focus on how you’ve improved since your first year (mention the higher GPA since then).

Thanks for the write up!

If i am writing my cover letter in the body of the email, Do i write the name of the recipient instead of dear Madam ?

I like it not bad

Hey Brian – thanks for this article. Quick question: is there a certain point in your career (in my case, I’m an associate) when you can stop with the cover letters even if they give you the option?

Cover letters are pretty much always optional unless they ask for one.

I was wondering for your template, you gave a solid and formal introduction. I also see other career advice sites that recommend making the cover letter “memorable” and straying away from the cookie cutter method with more flashy intros. As an example just from another online source: When I was seven, I wanted to be the GEICO gecko when I grew up. I eventually realized that wasn’t an option, but you can imagine my excitement when I came across the events manager position, which would have me working side by side with my favorite company mascot. So what’s your opinion on this? I’m sure it’s different for every field, so would you say the average investment banker appreciates something like this, or would it just make them roll their eyes and make you seem too keen/tryhard.

Same Andrew again…

Sorry I should’ve watched your video fully before asking. But you mentioned to not get too fancy with fonts, photos, etc. But would the bit of personal information outside the cookie cutter approach separate you in the slightest? To me, cover letters sound like they have the same purpose as GPA. A 4.0 (good but generic cover letter) won’t give you any advantages, but a 2.5 (poorly done letter) will eliminate you from the application process.

Yes, cover letters are basically used to weed out people, not to select them. You can include some personal information such as an interesting student group, study abroad, or experience that led you to IB, but don’t go overboard with trying to appear “interesting.” Save that for actual networking and interviews.

If you are applying to traditional “high finance” roles such as investment banking, private equity, etc., you should not do anything creative with your cover letter. It will only backfire. Firms either do not read cover letters, or if they do, they simply look at them to make sure you didn’t do something silly or inappropriate. You’re taking a very big risk by writing a “creative” cover letter, and one that has very little upside with tons of downside.

For online applications that request your resume, but do not specify whether a cover letter should be included, should I submit a cover letter? Also since you can only submit one document in these cases, should you compile resume and cover letter into one document?

Thanks so much.

If they just request your resume, just include your resume. I would not even bother with a cover letter or combining them into one document.

Do we have to leave

“Enclosure: Resume”

At the bottom of the Cover Letter? Many thanks

*In Online Application where they ask you to attach your CV and Cover Letter – if that makes any difference

Brina, many thanks for the quick answer. Just a last question:

Shall we sign between sincerely and our name or under our name?Both options are good?

Alternative A:

(Signature)

Alternative B:

The first one is slightly better.

I just wanted to thank you for not only this Cover Letter template but also your Resume template. I have used both and I have received great feedback from interviewers and getting my foot in the door for asset management.

Thanks! Glad to hear it. Good luck!

This question targets the paragraph listing relevant experiences & skills gained through it.

As a University Student with some corporate finance and consulting experience but nothing directly related to investment banking, do you think it would be relevant to list explain skills gained during university classes (e.g. a term project that simulated the entire M&A process based on a real life deal) that involved valuation, simulated investor calls, etc. Or do you believe sticking to actual work experience would be best suited.

Thanks a lot for all the content you post.

Stick to your work experience if you have actual CF and consulting internships. Maybe add a line or brief phrase within a line that mentions your learnings from university classes as well.

I live in the UK and I’ve been told cover letters carry a lot of weighting in the initial application process. I have written a cover letter which is 8 paragraphs but it’s still 1 page. Do you think this would be ok or should I take some stuff out? Thanks in advance, great website you have.

By the way, it’s still size 10 font but I had to reduce the line spacing between the paragraphs to fit it all in.

Cover letters only matter in the “negative” sense, i.e. if you write something stupid or have typos, you could lose an offer or interview opportunity. Your cover letter should be as short as possible, so 8 paragraphs is too long, especially if you had to reduce the font size to 10, which is too small. So, be more concise and realize that bankers glance at hundreds/thousands of these letters each recruiting season…

How do one relate a tax internship experience which I acquired In an accounting consulting firm to an investment banking internship I hope to start with with BofA

Talk about how your tax findings/work affected the big picture… did they potentially change the company’s valuation? What was the impact on the company’s financial statements? Did anything you did result in changes to the internal controls at the company? Did you do any tax work related to M&A or equity/debt deals?

Hi Brian, I have read that the header of a cover letter should match your resume. Is there a reason the header from the M&I resume template was not included in this cover letter template?

??? I think it would be very odd if your cover letter started with your name in a bigger font size at the top… so, no if that is what you are asking about. A cover letter should start with the normal heading of a letter. Your resume is different because it’s intended to present the key points in bullet/highlight format.

I agree. Thanks.

I’m applying online to banks in the EMEA area and most banks ask for my motivation – they don’t require a cover letter. Could I still use this template? or wouldn’t it make any sense to use this template?

If its the case that this template would not be useful, do you have any tips on what to focus on in such a motivation letter?

I think this template is too long for a simple question about your motivation. Your motivation should basically be the last part of your “story” – assuming 150 words for a competency question and a 300-word story. See:

https://mergersandinquisitions.com/walk-me-through-your-resume/

How do you travel like a dug dealer? haha…You are funny. Great info. Thanks a lot. I’m trying to break the front door at Piper Jaffray so I can put my little two feet inside that door.

hey, i am actually studying law in France but i wanted to go on trading/investment banking/hedge fund area. What would you suggest me ? Which arguments should I point out ?

Thanks a lot !

??? I’m not sure I understand your question.

The links for Workbloom – Investment Banking Intern Template and Vanderbilt – Cover Letter Template are not valid anymore. Is it possible to fix that? Thank you very much!

Sincerely, Frank

We don’t have alternate links, sorry. But the template there wasn’t much different anyway.

Hi Brian, I had a question in mind. I have been working with a Big four Audit firm in India for the past 10 months now, and have a Bachelors in Commerce degree from a non-target University here. The role here is Back-end, as in we do not have client interaction, and rather coordinate with the US/EMEA teams – which deal with the clients directly – for the work. Recently, I got a call from GS for an Analyst position under the Data Resource Group for its IB Division in India. How do you suggest I pitch my auditing experience to get an offer for this position? Also, considering the work I do here is back-end and basically, formatting files around and punching in numbers! Thanks in advance for your help!

I would just point out how your audit work led directly to results with clients and how you were a part of the client-interaction process, even if you didn’t speak with them directly. As a result, you have a good understanding of what they’re looking for and how to get them results most efficiently.

Thanks for the template. Is it correct to include in the cover letter an entreprise which I am auditing or not?

Sure, you could, but you have to be able to tie that to whatever role(s) you’re applying for.

Hi there, thanks for the cover letter template you provided. It’s a great help. Just wondering does the same template work for UK application? As you mentioned they tend to pay attention to cover letters.

Yes this template works for UK applications.

Thank you for sharing your blog, it helped a lot cos I am also having a hard time in writing a cover letter and I suck! Hope you can help more. Keep it up!

Thank you for sharing the template and guide! I am a recent college grad and just started working in an economic consulting firm (last month). I want to make the career transfer to IB and I am trying my best networking everywhere. I am applying for an IB analyst position and editing my cover letter. Should I still mention in the cover letter my leadership roles in college or it does not matter much?

Many thanks!

You can mention them briefly, but you should focus on your current role.

Thanks for the template! After working as an ER associate for 2 years in my hometown, I am moving from North America to Europe in the next few weeks. Should I mention in my cover letter something to the effect of “After visiting [country] several times over the past few years, I applied for and received my Work Visa” or will the recruiter assume I have a visa and do not require sponsorship? I just do not want to be passed over if they are assuming I will be a headache for them!

Furthermore, I am also hoping to move from ER to corporate. Besides tailoring the letter to reflect skills mentioned in the posting, are there any other changes that need to be made when moving out of capmarkets?

Thank you for your time!

Sure you can include this. Yes, I’d talk about why you want to move from ER to corporate and talk about why you prefer corporate over ER (perhaps you prefer the type of work in corporate better and you see yourself in a corporate vs. in a bank) and you want to move over to XX industry [the industry the corporate you’re applying for is in] given XX reason [ideally you’ve covered that industry in ER before]

Thank you Nicole. Should I be putting this explanation in paragraph 2? Or later on in the letter?

I’d probably list this later in the letter.

Hi, I’m studying in the US and applying to summer IBD internship in 3 different locations (New York, London, HK), so who should I address to in my cover letter since there is only one cover letter for three different recruiters? Thanks!

I’d say Dear Sir/Madam or To Whom It May Concern

when you express abbreviations, let’s say M&A, how do you put it in a cover letter? i.e., (“M&A”) or (M&A) without punctuations mark?

M&A is fine I believe

Hi! You mentioned that putting the name of the recruiter is always better than just a “Dear Sir/Madam”. When applying in London, do you think it is appropriate to address the cover letter to a recruiter I haven’t personally met that I just found his name via an internet search, specifically from Linkedin. Also, there are dozens recruiters for the same company on Linkedin, should I still address the letter to a specific person? What about if it is the director of HR? Should I address it to him/her directly?

Yes, I’d address the email to Director of HR. If you don’t know the person’s name, I’d say “To Whom It May Concern” or “Dear Sir/Madam”

Hey, I have a question concerning applying for an internship at G&S in Europe. Instead of a cover letter they want you to submit a motivational statement with 300 words when applying, which is according to them similar to the cover letter. But I am a bit unsure that I express my motivation for applying for an investment banking postion with this cover letter because it focuses more on previous internships. Should I outline my internships and then explain that I want to pursue an career in IB because of them? and should I mention my extra curriculare activities which involve leadership experience and exotic interests?

I’d briefly touch on your previous experience and focus on why IB, and why GS. If the previous experience can serve as your IB spark, use them. So yes you can mention that you want to pursue a career in IB because of your previous internships, but don’t dive too deep given word limit and you can address that in interviews. No, the latter part should be demonstrated on your resume, unless you have space in the statement

What should you do in [Signature]?

I’m not sure I understand your question. I’d just insert your signature there.

Upload an image of your handwritten signature?

Yes you can do that. Copy and paste it below “Yours sincerely/Best Regards”

I resigned from my previous role in April this year as we were planning a family move to another country However, it did not materialize due to some unexpected changes and I have to start looking for a job again. This has left an employment gap of about 3 months in my resume. During this period, I have taken the BIWS course to enhance my knowledge. Shall I mention my current status and address that in my cover letter? or leave it out and talk about it when asked during interview?

Xavier, you can list that on your resume and cover letter. You may also want to talk about other activities you’ve done during those 3 months.

I am a first year associate working at a boutique bank on the trading floor and trying to switch into equity research/banking side. How is the cover letter different from the cover letter template above. Do I need to specifically state why I am switching?

Yes you need to address why you’re switching

Do you have any suggestions as to how I can gracefully address this? The reason why I am switching is because I don’t feel like I am learning much out of my positions – not being given much responsibilities, etc…

I’d focus on the positives on why you prefer the other division versus your current one; not what you’re lacking.

Hi, I am wondering when introducing my skill sets and experience in the second paragraph of the cover letter, is it appropriate to use bullet points? e.g. my key skills/experience include: bullet point: A bullet point: B

Yes you can do that, though a lot of times we find that its best to follow our template, unless you’re a very experienced candidate

I worked at a boutique investment bank for an internship and I was wondering how I may explain my low gpa on my cover letter. I would focus on my strengths and what I learned from the position but sooner or later the question of gpa will be addressed either during an interview or sent through email. How would I approach this?

This may come up in interviews and I’d address it then. I am not sure why you had a low GPA. If you had family/personal reasons you can list that. Otherwise if you were taking more advanced courses because you were too ambitious and got a lower GPA as a result of that you can list that too.

I’m applying to various finance and IB positions and my documents will be seen as a package sent through my school. I created my resume in a very similar format to the template on your website, only using .5″ margins. I have the same header layout (with name and personal info) on both my resume and cover letter. My question is regarding holding these .5″ margins on both of my documents to keep a consistent look. I’m just curious as to whether this would be a good or bad idea, or as to whether you think it would even matter.

I haven’t seen the format of your resume so I am not 100% sure. 0.5 margins maybe a bit crowded but depending on your content it can be doable. If you have lots of solid content, yes this is applicable. Otherwise, I’d shorten your content and go for the standard margins

Hey, this template isn’t just for investment banking right, it can be used for targeting internships in accounting as well? Same with the resume template?

If you change the paragraph from why IB to why accounting, you can use this template. The resume template is tailored to IB though you can use it for Accounting roles too

I graduated from a top school 1.5 years ago, but unfortunately ended up at a not so impressive bank. What’s the best way to name drop the school in the cover letter? Thanks.

First paragraph – you can just say that you are working at XX bank and have recently graduated from XX school

I am applying to three different divisions in the same investment bank that are different in nature (2 back office and one front) and there is only one cover letter for all three that asks you to describe your motivation for each. Since they are different positions, how do I go about this?

I’d be generic and focus on why finance and how you can make an impact to the firm

How about adding the recommendations from the previous job? Is it worth? Should we add it even if they do not menton about that?

You can provide recommendations upon request

Hi, I am wondering whether I need to include a signature in my cover letter for online application. If so, should I just insert it in the pdf document or scan a paper copy of the cover letter? Thanks!

Yes you can include it. Both works.

Yo’re welcome.

Just a follow-up question: I am applying for summer analyst position at CS, and they only allow one application per applicant. Should I use the same cover letter during campus recruiting (addressed to an alumnus) for my online application? Since I am applying to CS HK as well, I am wondering whether I should use a slightly different cover letter.

Sure I think this shouldn’t be a problem. Yes the HK one should be slightly different – i.e. why HK, why Chinese market

Dear M&I staff,

I’m a master student in Europe. I’m currently attending a Master of Science in Finance after completing a bachelor in business administration. Do you have any specific suggestion about my first paragraph? Also, if I can’t find the name of the recruiter, how can I start the letter? I was thinking about expressions such as “To whom it may concern…”; does this work?

Thanks in advance

Yes it does, or Dear Sir/Madam.

First paragraph – I’d follow the template on the post

Dear Sir or Madam,

My name is [Insert Name] and I am currently pursuing a Master of Science in Finance at [Insert University Name] where I have also been awarded a Bachelor of Science with honors. How would this sound?

Sounds good, though I’d probably just use My name is [Insert Name] and I am currently pursuing a Master of Science in Finance at [Insert University].

Hey Brian/Nicole, Thank you guys so much for this website. I spend days on it reading your articles! lol I’m just wondering when I do the name-dropping on the cover letter, is it alright to put the company names in bold? or is that too much? What do you guys think?

Thank you for your kind comment. You should credit Brian for his hard work! I don’t think its necessary to bold company names. I think its probably better to leave it “unbolded.”

i a lil older i was originally an engineering major, left school (didnt graduate), started working as a stock broker, then mortgage broker, and then more sales background. I then re entered school and graduated with a degree with finance, gpa not so high bc of past screw ups, but now looking to break into finance. I love finance, and cant figure out how to convey that in a cover letter. can you help?

Focus on the impact you’ve made in your previous roles. Then say while you’ve enjoyed and learn a lot from your previous experience, you realize [Talk about your IB spark here], and that you realize you wanted to pursue IB because [XYZ]. Then say that you’re confident that your [XX] skills can be an invaluable asset to the firm (something around those lines)

If I’m applying for a job based on an online job posting (LinkedIn / other job board), then in my 1st paragraph, ho would you address the section about how you learnt about the job / company ?

(I find it awkward to say that “I recently learnt about your company through your online ad on abc.com”)

ThankX Guys!

I recently learned about your company from [a contact/an event/an online job posting] and was impressed with what I learned of [List what you’re impressed with here]

Hey Nicole,

Thanks for your reply.

I’m finding it awkward to write “I learnt about your company from an online job posting” bcoz I feel it sounds like I did not know them before seeing the posting (which, in turn, sounds insulting for the company).

Instead, can I just say “I recently found out about the XYZ position at ABC Capital & want to apply for this position”?

Sure, this sounds good. No, this isn’t insulting – this is why companies post on job postings! It is best if you have already spoken to people at the company and use that as an intro. line.

please i am an undergraduate in my final year with just one internship experience and one teaching experience, that was before i gained admission. i want to know if it is appropriate to include my date of birth and list of referees; i will also like to know the maximum length of resume ideal for some one in my category. Thanks.

Please see https://mergersandinquisitions.com/free-investment-banking-resume-template/

No, I don’t think you need to include your DOB and list of referees. Maximum length of your resume would be 1 page.

Hi Brian, thanks so much for creating this awesome website.

I’m a year one student in a non-target uni in HK who’s interested in IBD. My first semester GPA wasn’t stellar because I had a hard time balancing family issues and adapting to a new country.

I’m currently applying for several pre-internship programs, and am afraid my less-than-3 GPA will cause my immediate disqualification. What can I do?

I’ve had several leadership positions in high school, am great at networking/socializing, and speak a few languages. But my first semester GPA is lackluster. Please advice, should I explain in my cover letter?

Best Regards, Sara

Yes, your GPA is likely to be alarming to interviewers. Sure, you can explain the above on your cover letter, though I would focus on your strengths and what you have achieved first. You want to draw people to your strengths. I’d also try as hard as you can to boost your GPA next semester and craft a very good explanation when you land interviews.

Hey there M&I,

Firstly, I’d just like to thank you for this template – it truly is priceless.

I’m from Melbourne, Australia and I’d like to break into Investment Banking for a long-term career.

I’m starting a Bachelor of Commerce degree at The University of Melbourne and I was thinking of double majoring in Accounting and Finance.

I feel as though this will put me in a good position for Investment Banking and will also provide me with a few alternatives should I be unable to make it to Investment Banking or decide that it’s not for me.

Sorry about the long-winded explanation, I guess what I want to know is whether or not the double major sequence I have suggested is desirable in Investment Banking or there is a better sequence you could suggest to me.

Also, what do you have to say about people getting summer internships after first year? I haven’t heard of anyone doing this before, but have you? How should I go about trying to increase my chances?

Thanks very much!

Thanks. Yes, that sequence is fine but I don’t know if it would give you an advantage. From what I understand about Australia, I believe most people who get into banking there actually have dual Commerce and Law degrees.

Summer internships after year 1: very tough. You’d have to aim for small local firms. And probably not common in Australia.

I’m applying to a Private Equity internship and I completed the BIWS fundamental and advanced modeling courses. Should I talk about this in my cover letter? Right now I just have a general statement about it and that I worked on some case studies.I was wondering whether I should go more in depth and mention a specific case? Leave it as a general statement? Or take it out completely

Yes, definitely mention the specific case studies as that makes it sound much better than just saying you completed the courses.

Document for listing them on your resume (you may be able to apply parts of this):

http://biws-support.s3.amazonaws.com/BIWS-Courses-Resume-Instructions.docx

Thanks Brian,

I took your advice and mentioned specific case studies.

One other thing, currently in the second paragraph of my cover letter I talk a lot about my internship experience, but this internship doesn’t have to do with IB, its accounting and sales for a hotel. I did spin it in away that says that I picked up skills from this internship that I can apply to IB, PE, etc. Should I focus less about this and more on the BIWS courses, and projects in school I worked on since it doesn’t directly relate?

I would probably do an even split in that case.

I found this guide and template very useful. I was wondering, though, if I were to apply online to bb investment banks that didn’t make any meeting at my university and require a cover letter, what should I write in: “I was recently introduced to your firm via [Friend / Contact at Firm / Presentation] and was impressed with what I learned of [Your Culture / Working Environment / Bank-Specific Info.].”

I know about these banks just because of their fame, so should I just skip this part?

Sure though having this line may be more convincing.

I am now applying to Société Générale M&A summer internship in Power, Utilities and Infrastructure department. I tried to find some alumni working there. I could manage to find one via linkedin; however, i cannot contact him because he sets a permission. I wonder what should i write on cover letter if i can’t find a contact in SG?

Dear Sir or Madam / [Name of Recruiter if you have it]

Dear Nicole,

I feel sorry not to explain it clearly.

Quoted from the IB template: ” I was recently introduced to your firm via [Friend / Contact at Firm / Presentation] and was impressed with what I learned of [Your Culture / Working Environment / Bank-Specific Info.] ”

I searched SG career website but they mention the work environment and culture very vague. I tried to find an alumni working there; however,the alumni office hasn’t replied me yet.Even worse, SG hasn’t held any campaign event at our uni. At present moment,I can’t manage to get a contact at firm. I did search they have an aggressive expansion plan for the department 2 years ago. Should I mention this instead?

Much thanks

It would help if you have spoken to a contact who is working/worked there or attending one of their info sessions. Otherwise, yes it may be useful to mention of their department’s aggressive expansion plan.

Hi! What if I have not attended any presentation and I do not know nobody that work in a specific bank? Can I still apply online? I am applying to investment banks in London and I know that they recruit using the online application process.

Yes you can still apply online.

Hi Nicole/Brian,

Adding to what Paolo has mentioned, what about the cover letter? Since we do not know anybody that work in that specific bank (nor attend any presentations), who do we address the cover letter to? (Or is it better not to submit one if the cover letter is optional?)

Secondly, is it alright to say that we found out about the job/vacancy by browsing through their website?

Again, thanks for your continuous kind support.

Regards, Rifki

Quoting from the article:

“If you don’t have this information you can just list the company name and address and use a ‘Dear Sir or Madam” greeting.’ ”

If it’s optional, I wouldn’t even bother submitting it especially if you don’t know anyone there. Yes saying you saw it through a website is OK.

Thanks Brian!

I’ve just graduated in Finance and Accounting but wasn’t able to get summer internships in my 2nd year. What else can I write in section 2+3? I’ve got work experience in wholesale, an accounting firm and an insight day at a Merrill Lynch which were just before I started uni, i.e. 2009 can I still use these in this section or would it look bad since they are old?

I’ve taken part in many trading simulation games in teams etc which show all the skills you have mentioned in the paragraph, would it be acceptable to use this as an example even though it was a simulation?

They wouldn’t look bad but not exactly current. Ideal if you have recent experiences to list. Otherwise you can list them

Yes – show the returns you generated

Thanks for the useful resources.

Last year, I hadn’t as much insight and experience with IB (I was coming from law and bearely started to study a MSc-Finance in a good school). I still got two interviews with a nice boutique and a bb. I got reject at the final round.

This year I’m applying again (I’m currently doing an off cycle M&A internship)

1. Shall I mention I applied last year, and why I like the firm so much? or shall I just make a regular cover letter and avoid to mention I applied a year ago?

2. How many interviews should I go through to secure an offer, or what is the average? I’d like to know whether I am doing something bad or just if it is because you need to go through several interviews to finally get something?

3. What would shall I do with the current market if I secure another off cycle internship or a full time M&A position in a leading law firm? (I prefer finance than law, but I m getting old and need to start working as oppose to “intern”)

Sorry for this long thread, thanks for your help.

1. you can mention it if you want though I don’t think its necessary 2. hard to say – depends on you. people generally go through more than several rounds of interviews to land an offer 3. network a lot

Last year, I hadn’t as much insight and experience in IB profiles (I am coming from law and bearely started to study a MSc-Finance in a good school). I still got two interviews with a nice boutique and a bb. I got reject at the final round.

— Shall I mention I applied last year, and why I like the firm so much

Hi, I have an upcoming interview with a bulge bracket bank in Capital Markets. I submitted my resume about 1 month ago and got selected recently. My resume was updated recently and is much much more in depth than before. Should I reach out to the recruiters and ask if I can have them replace the resume on the website with my new one? Or would this be frowned upon? Thanks!

Yes, please do that!

Thank you for your tips, they are great!I have two questions:

1. All templates I find are about experienced people. If you are a person with no experience (or with a very short experience in a different area), how can you turn this fact around and convince someone to hire you? Should you really emphasize your academic background?

2. I started a PhD but early on I realized that it was not the right fit for me. How and where should I mention this? Should I explain why? I am afraid that no one will be considering me for a job position because I am quitting the PhD…

Thank you so much!

1. There are templates for inexperienced hires – pls look for the one for undergraduates. If you have NO work experience at all, I’d suggest you to emphasize your academic background and extracurricular activities. 2. Explain this on your cover letter & interviews. No, it shouldn’t be a problem if you know how to spin your story. Most jobs don’t require a PhD these days anyway.

Hi, Thank you very much for uploading the template.

But what if I don’t have background info or experiences specific to the investment banking industry even though I have banking experience in a different field such as Loan Officer? Will that matter?

I will be considered as a fresher in that case how can I convince anybody about changing my profession to investment banker or wealth management analyst from this profession?

And can you also please help me with a sample C.V for freshers in Invest and Wealth Management.

I do have an MBA in finance.

You’ll have to figure out why IB and pitch your story well.

You can use the same template for Wealth Management – just focus on your research and investment experience

I’m planning to use this short cover letter as my email body. My question : “Should I opt for a longer version with more elaborate details?”

— Dear Sir/ Madam [or the recruiter’s name],

I would like to express my interest in a position as [position] for [company].

As you may perceive from my summary, I’ve been leveraging my consulting and technical skills from my previous career as an IT Consultant to break into the finance industry. Thus, I’m adapt at translating clients’ problems into a satisfying, concrete solution. I also possess good leadership skill and can work well with others. [ + other skills the company valued / demanded for this specific job]

I would love to expand my career with your company, and am confident that I would be a beneficial addition to your company. I have enclosed my resume and I would welcome a personal interview at your earliest convenience.

[Name and contact address] —

Any input would be greatly appreciated. Thanks

I’d keep your email short, sweet and succinct. Anything longer than that is too much.

Hello, my question is regarding the introduction —

“Paragraph 1: Introduction This is where you explain who you are, where you’re currently working or studying, and how you found the bank that you’re applying to.”

I have nearly 2 years of consulting experience, but have recently been laid off. Since I’m no longer working or studying, how would I approach this as far as introduction?

Just introduce yourself and tell interviewer you’ve been laid off due to the lackluster economy – they should understand. Tell them what you’ve been doing with your free time i.e. traveling, studying, picking up a new hobby, etc. As long as you sound like you are doing something productive/interesting with your life, you should be fine

Errors – If there are minor typos that most people don’t see at a glance, are you in the clear? I’m not sure if people read cover letters that closely especially during OCR when hundreds of people apply at the same time from one school.

It depends on whether your reviewer is attentive to details or not!

I don’t exactly have a stellar GPA, so I was wondering if the cover letter is where I would explain myself? Or is it better to just not mention it? Thanks! And love this website!

It depends why you don’t have a stellar GPA – if you have a legit reason i.e. you had sick parents you needed to take care of etc I think it would help

Thanks for the article. I just had a quick question. I was originally interested in marketing and completed two internships my freshman year undergraduate (currently a junior applying for summer analyst positions). Since then I have had several research internships. Would it be a good idea what lead my decision to go from marketing to banking in my cover letter?

Any input would be awesome. Thanks!

Yes I would explain why you changed your mind in your cover letter and point to a specific person/incident

I am studying at a “frontier market” university and am currently an exchange student at a highly ranked (Top 100) universities.

Should I use an exchange studies university in a cover letter instead of a university where I’ll be graduating and mention it accordingly (I am currently an exchange student at…)?

No, I think you should still use the university where you’ll be graduating

ha frontier market. I am putting where I am an exchange student with the frontier school I attend.

I’m applying for an internship in the US, but I’m studying in Germany. Should I mention that my University/Business School, is one of the best business schools in Germany?

Thank you for your answer!

I don’t think it makes a difference. You could try but reviewers might not necessarily care too much re that

Hi, thanks so much for this article. I am writing a cover letter to J.P. Morgan, but I cannot find the office address in HK, shall I omit it at the top?

But what if I don’t have background info or experiences specific to the investment banking industry? does that automatically rule me out as a candidate even though they specify that finance background is not necessary?

Could I simply emphasize my skills and abilities that I have gained through other experiences such as working for an NGO?

Not necessarily.

just one other quick question. At Goldman Sachs, one could apply for internship in several divisions and they have asked motivation for applying to different divisions. Would it make this impression that you yourself do not know what division is right for you when you make applications for several divisions? Thanks a lot.

With Goldman, yes. However, in a way you still need to hedge your bets because one division’s MD might like you and the other’s MD might not.

I’ve shown my CL to the Head of HR in my firm and he adviced me to write something “catching” as a title between the date and “Dear Sir or Madam,..”. So do you think it would be okay to write there: “Why I am a good fit for taking part in your spring programme”? Or does this sound too arrogant?

Thanks a lot! Jevira

This sounds generic.

Have you got another idea or just put there: Spring Programme at XYZ. :D Thanks, and sorry for the time you lose with all my questions..

Come up w something original he said right? I don’t know if the above is original. You should just ask him what his suggestions are. I’d love to help but I need to think through it and have to look at your CL; wouldn’t be fair to other customers who are paying for our CL editing service.

Thanks very much for your helps. I have a few questions and I would greatly appreciate if you could help me. I am doing a double degree master in Complex Systems Science (A multidisciplinary field), so I have studied one year at Warwick, UK and now I am studying the second year at Ecole Polytechnique, France. 1) Should I mention anywhere that I have had a multidisciplinary approach since in my field I have to interact with people with completely diverse backgrounds, from Physics and math to economics and Philosophy? 2)I have got a full scholarship from European commission for my studies. How should I mention it? 3)I think many people are not very acquainted with the structure of such joint programs between two universities in two different countries. In my CV, shall I mention it as two masters and not saying that they are in fact joint? 4)My master thesis has been about financial contagion and I do not have ant job or internship opportunity, so how should I write the second paragraph?

Thanks in advance and sorry it becomes too long. Mostafa

1. Not sure how you will be wording this one. Difficult to use this to stand out 2. Yes 3. No, put joint but you can separate the two in diff lines 4. Can’t help you on this one.

Hi, it’s me again. Does this template also apply for online applications where you have to upload the cover letter? Or can my personal adress, the banks adress and the date can be removed withous replacement?

Yes these templates apply to online apps too

No, I don’t think you should remove the details you mentioned

I’m a first year university student in the UK, and looking to apply to a spring division internship at Goldman Sachs (and probably many others in the near future).

I have litte actual experience in terms of working for firms, but have competed in many stock market challenges/competitions, and I have come to university a year early, having been moved up a year.

Clearly with my lack of experience, I will need to slightly change the template you have provided above; how would you recommend I do this?

Many thanks.

I nearly asked the same thing – but my question didn’t even appear.

You should elaborate on your stock market challenges/competitions

Is it okay to write under my asset mgmnt firm that I “increased producivity of checking several entries by about 60%”? It was an excelsheet with about 120 rows in which I had to find the entries which were more than once in these rows. (it was an excel formula I made for that).

Or does it sound ridiculous?

Oh, its in the CV, not the cover letter.

yes it does sounds a bit ridiculous and monotonous. Sorry.

So I’ll delete :) Thanks. Its very difficult to boost your CV.

btw: may I send you, Nicole, my CV that you could look over that? You see my email adress, i guess. I’d really appreciate it! Thinking, that it sounds “too” ridiculous…

We’re not offering resume editing at the moment but will be introducing it shortly, so you can watch for that announcement.

What does “shortly” mean? Within this month? And will it be free? If not, how much would it cost? If you’re launching in the very near future, please reserve one place for me :-).

Haha yes but not free. Sure.

Thanks for your work!

My question is that if I apply for some regions where original language is not English i.e. China, Japan, will it be ok I send a 2-page resume/cl with one in English and another Chinese/Japanese/whatever? or seperately in 2 .pdfs?

Thanks again

No. Not necessary. Just send a one-page resume in English

If bilingual required?

No still submit one pager unless they ask

Thanks Nicole.

Another not-related question, do you think that a 4-month full time internship in PE department of commercial banks, say, standard chartered, strong enough to pass the summer/FT online selection? prior to that i had internship in big-4. a senior in university and will pursue a finance master degree right after. thanks

Should do but again it depends on what position you are interviewing for and which division you are looking at. Also depends on who is screening you..However, I believe your experience should suffice

Do you think sending a cover letter with a CV directly to the Head of investment banking dpt is inappropriate? The bank is hiring (according to website). Sent my CV to HR a month ago, no responce.

Sure, just send him a brief email and your resume. No point in sending a cover letter – address what you need to say briefly on the email

What is your opinion about listing client names. Obviously working in a deal situation it would not be acceptable to mention a client name and the transaction itself if this is not public but in my case I have done a lot of work which didn’t result in deals however I am quite keen on mentionning the clients as I have worked with many PE and large Corporate clients. Is it fine to write: “selected list of clients: A,B,C,D,E…

Why would you want to use names there? Just for more credibility when you discuss deals? I would still avoid using names if possible for dead deals. You can still mention that you’ve worked with some big PE names such as X but I wouldn’t go into details; pretend deal is still ongoing even if it died, and leave out the names.

https://mergersandinquisitions.com/why-investment-banking-deals-fail/

You do such a great service for idiots like me!Keep it up.

Hi! For my motivation letter, which the company requires on their application website, shouldn’t I just say I like money and that I want to work for their company because I would like to earn a lot? Or should I go with the “It’s my passion… I like to be challenged… I’d like to contribute innovations for the growth of the business…” bits? Thank you!

applications for bulge brackets. thanks!

Um #2, always

Okay, thanks!

I am beginning to write my cover letter for a number of boutique banks in the fall to apply for analyst positions. What do I if I don’t know anyone at the firm and can’t namedrop a presentation I attended (1st paragraph)? Can I just say

“My name is John Smith, and I am a recent graduate of Fordham University (Class of 2011). I am interested in applying for an analyst position at XYZ firm”

Is there anything else I can add to the first paragraph to flesh out my cover letter a bit? Thank you very much and keep up the good work!

That’s fine

Hi, I recently switched to a major in economics from engineering. The engineering curriculum at my school is very challenging and had a negative impact on my GPA over my freshman/sophomore year (3.4 currently). Would it be appropriate to list that I was previously an engineering major on my resume to reflect the challenging curriculum I was previously engaged in?

Yes that’s a good idea or at least reflect coursework on there

Thanks for the cover letter and resume templates, they’re really helpful. A friend of mine used your templates to score a summer internship in corporate finance advisory at a big four company in london and I was able to score a SA offer in the IBD of a BB firm in frankfurt, germany. we’re both germans btw.

depending on how fulltime recruiting develops we should set something up for a “breaking into IB in europe”-feature if you see the demand for this. So long, Nick

Congrats, interesting to hear that it works in other countries. There are a few articles on Europe (UK, Germany, Italy) already but could use more if you have a unique angle.

A company was recruiting at my college, and all they asked for was for us to send them a 1-page motivational letter? Any idea what I can include in the letter? Eg, why me? Why should I get the offer? Why should I get the bursary? My strengths and weaknesses?

They don’t want a cv, they just want a motivational letter. I’m not too sure what to include in it. Any help would be appreciated.

I would just follow the cover letter template here and expand on it a bit… don’t go into strengths/weaknesses, just follow the outline above.

Thanks Brian for putting up such a nice website and sharing valuable stuff with us aspirers. I might be using a wrong space to look for your suggestions anyways here I go. My challenge here is to make a successful transition from a business development/ strategy side (prior 3 yrs of exp. with a commercial bank) to IB. Being done an MBA recently from a decent B school in UK where I gained the required skill sets for IB, I was targeting at BB which doesnot seems to be working out my way so I m considering the small boutiques as well to start with. I thought a good cover letter can win recruiters attention in my case. Any advice on the approach I should carry to enter into IB & put my prior experience into use to encash it is highly appreciated.

If you do a search for “Networking” and “Cold-calling” you’ll see the most helpful advice – cover letters do not make a difference, focus on your cold-calling and networking skills and do not give up until you try hundreds of places.

is it okay to put stuff on your resume you don’t mention in your cover letter? or should your resume ONLY include stuff from your cover letter?

It’s fine, you can’t even mention everything in the cover letter anyway

In the 3rd paragraph you explained that we should say something along the lines of “I am impressed by your track record of clients and transactions at Goldman Stanley…”

This is obviously a great way to tailor your cover letter, but I was wondering where you find out information of transactions. I’ve found some doing a simple Google search, but is there an independent authority that tracks all of these? As well, how do you know which transactions to mention? The ones that the firm is particularly proud of or ground-breaking?

Use the WSJ Deal Journal or NYT Dealbook to find recent deals they’ve done, anything sizable or significant e.g. the Goldman / Facebook deal

I realized I made a grammatical error in the last paragraph of my cover letter today. I never noticed it before and I’ve sent it to three places already, one BB and two boutiques. Big deal?

No, no one reads cover letters anyway

Firstly thanks for the website, it’s great.

My question is: in most summer IB internships, they ask several cover letter-like questions like “In 250 words max, describe your career aspirations” etc., however there’s usually an option to upload a cover letter as well. Would you advise keeping it concise or would you include examples of IB-related things, adapted to the question, despite the fact you’re effectively rewriting the cover letter?

This is in UK by the way.

Thanks in advance.

Just keep it concise – competency questions are not a big factor vs. CV/interviews.

Thank you for the template.

Quick questions:

Should we use the email format for a doostang message as well?

No keep it way shorter like 2-3 sentences maybe

Dear M&I,

I guess I’m the most complicated case here. I’m currently doing BA in Art History and Italian at UCL, London, now doing my Erasmus in Italy. However, last summer I worked as a M&A Summer Analyst in a small boutique bank specializing in cross-border M&As. There, I started from scratch, with no finance experience/knowledge, but learnt a lot and had lots of hands-on experience, since the company was really small and I was involved in literally everything.

I’m applying for summer internships in large investment banks and about to start writing my cover letters. I assume I must explain myself for studying Art History & Italian and my out-of-the-blue interest in I-Banking, plus use my last summer experience as a selling point. Any other specific hints?

Thanks in advance for your help!

Well, why did you work there? What made you interested in doing that? Reference a specific person or if nothing comes to mind use something from the news or your background e.g. I was always really interested in Italy and the UK and got interested in finance as a result of [xx] so I wanted to explore cross-border M&A and leverage my skills/interests like that.

Hi, I have completed my masters in Drug Discovery and Translational Biology. But currently I am planning to apply for any investment banking positions. As I don’t have any background or experience in the given field, i don’t what to write in the 2nd and 3rd paragraph.

Can you please help me,

Talk about the analytical skills you gained and how they apply, or the leadership / project management skills or anything else like that from previous internships or school.

Hey guys, this letter just repeats what is inside the Resume anyway. What is the additional value for the potential employer to read this kind of resume? There are no additional information. Wouldnt it be better to wite about your motiviation, your personal (not work) background, and reasons to chose this department/bank ? Or would it harm to do this?

Furthermore, the letter includes the information about resume enclosure 3(!) times. I like this site but this template really does not look too promising for me!

So don’t use it? The point is that no one reads cover letters, but in case they do, you don’t want to screw up by saying anything controversial or anything that could be misinterpreted.

If you start writing your personal story, bankers might mistake it for a soap opera script rather than cover letter.

Cover letters have no value at all, but just like grades if you screw one up it could hurt you. This template is intentionally boring and gives very little information because otherwise people would download this and insert pictures of unicorns, write about their past relationships, and other nonsense.

Great comment, made me laugh

Do you recommend being creative in cover letters, ie varying sentence structure, using big/expressive words ?

No, creativity is for marketing or poetry – this is finance.

I’m a US student currently at Oxford for my junior year. All the applications for the UK offices are online. I know you have already answered the question before, but I don’t want to make any mistakes. So just to clarify:

1. Omit the physical addresses, mine as well as theirs. 2. Omit the recruiters name leaving only the name of the bank 3. Omit the signature 4. Do not enclose resume since that is a separate attachment

Thanks so much in advance.

Hie ,i realy luv ur advice!.,Im doing a Bsc in Financial modelling with UNISA.is this a good start for a career in investment banking?.i finish next year, could u tell wat i can do to make myself marketable after graduation.

Honestly, I’m not sure on that one because I’m not familiar with the school. If a lot of banks recruit there, it’s fine; otherwise you should transfer elsewhere.

Its University of SouthAfrica ,im also staying in Africa.is there something i could do 2 giv me an added advantage over my coleagues?.

This article has some tips on South Africa: https://mergersandinquisitions.com/investment-banking-south-africa/

Hey M&I,

What’s your take on headlines (i.e.Application for IB Analyst) and postscripts? I’ve heard from many friends to add them on because they will grab attention. But then again, they aren’t going into banking.

Thanks, Mack

Not applicable for banking

i will be applying to merrill lynch. In the template, you stated many of the internship and job roles that provide the skills required to be a great investment analyst. However, i was just wondering, if i have a perfect gpa, perfect sats score, how can i use these to my advantage in my cover letter?

You can’t really, just list them and be done with it – no point in trying to emphasize those because there’s not much to say and they speak for themselves.

Hi, If the firm’s online application says “you can only attach one file: this should contain your CV, cover letter and any other materials relevant for the position”, does it mean in the word document file I upload, the 1st page is resume, the 2nd page is cover letter and the 3rd is transcript? It looks pretty strange because the document is gonna be 4-5 pages. But since they only allow me to upload one file, I’m not sure what to do with the cover letter and the transcript. Or can I just omit them and attach the resume document only? Thanks a ton.

I would not send the transcript unless they specifically ask for it, otherwise just create a 2-page file with your cover letter and CV

First of all, great website! It’s really helpful and I think you guys are doing a great job.

I am visually impaired, however I have always followed regular education and have performed like anybody else (also in jobs, at associations, etc). Many banks stress their emphasis on diversity and now I am wondering if I should include this fact in my cover letter / online application? On the one hand I feel it would fit great into the whole “what are you most proud of”-question, but I am also scared it might work against me?

Please note I’m applying London, not NY. (I think European regulations might differ from US-ones). I go to a European target school.

Personally I would not list it on your CV / cover letter / online application, but maybe bring it up in an interview if it fits in naturally.

Hi Brian, I was beginning to start writing coverletters–atleast get them going, but I’m confused on where to find the unique strength of each BB, which makes it diff from its competitions. One of the things which makes a good cover letter is that its specific to a firm, but I dont know how to find such information. For instance, I was looking at MS, Barclays website in the section ,’Why MS’ or ‘Why Barclays’, and it seems every firm had the same agenda. We are committed to diversity , team player etc. Obv I need to go into more depth than this. Brian where I can find information specific to each BB on their website? I would really appreciate it. Thanks a lot.

You should read the WSJ Deal Journal blog and look for recent mentions of the bank and what deals they have been advising on – then reference those in the cover letter.

Hi Brian, I’m in a similar position as the above poster. For companies without a personal contact I want to talk about a specific deal they’ve advised on.

I’m just unsure how to formulate such a sentence without encouraging diffcult to answer questions.

E.g. I was thinking of something along the lines of “I was impressed with your company’s role as target advisor in the $X bn acquisition of companyX”

I’m afraid this would result in the question of ‘why were you impressed?’.

Any chance you could give a sample sentence of how you would talk about a deal in a cover letter?

P.S.: Keep up the good work with BIWS, love the constant updates. Highly recommended, well worth the money!

You can say something like “I recently saw news of your role as an advisor in the $X bn acquisition of company X and was immediately interested, since I’ve followed the [X] industry for awhile.”

Hi, I graduated from a target, went to medical school after graduation, but left after two years to pursue a career in investment banking. I now work at a small investment research firm, and I am applying for 2011 analyst class.

How much “explanation” do I need to do in cover letter? Or should I just focus on my job experience and modeling skills?

I don’t think you need much explanation since you quit medicine after 2 years, so just focus on other aspects

Is the physical address at the top still necessary if you’re attaching the cover letter as a .PDF in an online form?

I can’t thank you enough for all these info Brian,

In all honesty, I did have a sudden family death last year for which I had to leave school in the middle of the semester and come back after about two weeks. I got in a lot of psychological stress and uncertainty and I ended up messing up my grades significantly for two semesters. However, I did improve last semester with a full workload (maximum number of credit hours allowed at my school + advanced level classes) and got near 4.0.

How should I mention this on my cover letter? Also, how would I do that on an electronic cover letter which should only be about 4-5 sentences?

Thanks again in advance.

I would just say you had a health issue and had trouble balancing everything, but quickly learned your lesson and received perfect grades right after that. Giving a family excuse sounds fake so I would probably not write that even if it’s true.

Thanks but the thing is that wasn’t my freshman year. It was my sophomore year. So I did well my freshman year than poorly as a sophomore and improved as a junior.

Also, what about the electronic cover letter? Would it be ok to take up some sentences to explain my situation?

Just say you did poorly “at first” and then improved and have perfect grades this past year. I would still keep your cover letter short as no one has time to read a lot.

I would appreciate your advice on this.

I’m a senior at a target school in Far East Asia. It’s really tough to get into a BB here and I’m thinking of visiting each BB and handing them my resume and cover letter to ask for a junior equity research position. I doubt I’d be able to personally meet the head of research or a senior analyst without prior arrangement, so I’d be probably handing my resume and cover letter to HR. I need to stand out but I have no equity research internship experience. What I do have, is a equity S&T internship at a BB and a RA (intern) at a top-tier mgmt. consulting firm. Plus experience managing a personal portfolio and trading derivatives in notable amounts.

Now, my problem is this. I made it to the final round for a junior ER position at GS but unfortunately was not given the offer (the offer ended up going to someone with some full-time experience in ER; had I been competing against fresh-out-of-college candidates would the result have been different?). I would like to mention this in my resume or cover letter hoping that it would serve as evidence that I’m really interested in ER and that I have the potential. But I’m worried that this might send the wrong signal. Who would like to accept a candidate knowing that he was unsuccessful elsewhere? I’m worried that I might appear arrogant in their eyes. I’m thinking of visiting CS, UBS, Citi, MS, ML, JPM, etc. In ER here in Asia, they’re at least at par with GS if not better…

I realize that answer to this may depend on the culture here. Please advise. Thanks.

I would not mention an unsuccessful interview with GS for the reasons you mentioned.

Hi Brian! Long time reader, first time poster. I’m currently a rising senior at a target school on the tale end of my internship at a strong boutique bank in New York. I only have one week left, and I’ve been given zero modeling opportunities. I’m very disappointed. I figure that I should ask for some modeling work. But I have some questions.

1) Does it reflect poorly in interviews for full-time that I didn’t do any modeling? Should I “stretch” the truth?

2) Do you have any other relevant comments about doing a junior year internship and not getting any modeling experience? I’m concerned with how this hurts my full-time credentials, how this might affect my resume, and how overall my standing will decrease relative to my peers because I didn’t get modeling experience.

It’s quite common not to have modeling experience… just say you did research and assisted with potential clients / potential buy-side deals but don’t say anything about modeling. Most people do no modeling in their internships so it doesn’t matter much anyway.

What’s a better part-time fall internship, BB PWM or no-name boutique (I mean no name.. say 3-7 employees)?

Both are about the same, but the boutique is better for your resume because you can write “Investment Banking Analyst”

off-topic question:

I often read though it’s June interviews are still taking place.

When do banks in America/Europe begin accepting applications for: 1) summer interns (analyst) 2) full-time (analyst/associate)

Is the end of a summer intern equivalent to the end of the full-time offer application period? Because ppl. might are offered a full-time offer after their summer intern.

To put it in a nutshell: When is recruting/application time generally?

Summer interns are December/January, full-time is August-September.

And when do you start as summer intern, when u successfully applied in dec/jan or successfully applied for aug/sep?

Summer interns usually start in June

This post reminded me of the classic cover letter to Lehman that was on Leveraged Sellout. I tried to see it, but it appears LSO has shutdown. Is this the case? Are the days of re-reading the same, hilarious stories over?

I don’t know because it’s not my site, but yes it appears to be down. Maybe check the google cache.

Thanks for the release of this article, much appreciated.

Curious on an unrelated question though, when you try to develop relationships with bankers and do the initial outreach to set up an information interview, how far ahead should you plan? I mean should you give them dates within the week you email, 2 weeks ahead, etc?

Also, for specific time slots you ask for, what time is it usually best for a banker to talk to someone about that? Like early morning, late night, right after lunch, etc?

Thanks again, H

Give dates within the next 1.5 weeks so they have a few days to respond. Usually right after lunch is best for bankers, for traders you have to call after market hours are over

Hi Brian, Thanks for the website, I have a quick question for you. I am in one of the new Masters in Finance/Management programs. I am at a target school for undergrad/MBA (think UNC/Duke/UVA). However, since the program is very new, banks don’t know much about it. Aditionally, although I have had some Wealth Management internship experience, I don’t have an I-Banking internship.

Given my situation, do you think it is better for me (in terms of B-school and exit opportunities) to go into a top ten consulting firm (excluding MBB) or try for mid-market/boutique investment banks (My school is very good in placing people in consulting), assuming I don’t get into a BB. I ultimately want to end up in PE or HF (preferably PE).

Thanks for your help.

I would still say banking because consulting –> PE is very tough unless you go for firms like Golden Gate Capital that hire a lot of ex-consultants… and even there they’re mostly from MBB. Much easier to go from smaller bank –> PE than to go from smaller consulting firm –> PE.

Should I mention the fact that my company is in F500? It’s know in Europe, but I doubt it is known in North America.

You can add it in, yes

I don’t have any inside experience about the recruiting process, but a friend/colleague of mine (BB) mentioned that while recruiting for regional european branches/off-cycle internships often look at the cover letter, they almost never do it for summer positions in London.

Everyone seems to have different stories re: cover letters, but they are certainly less important than resumes, networking, or interviews

What about for laterals?

Same template applies but talk about how your previous banking experience applies to the new position you’re applying for

I appreciate your template for its compactness, I understand I shouldnt overestimate the competition, but Im trying to sell myself to the recruiter, so simply mentioning my skills and experience will not differentiate me from the “competitor”…?

I personally dont have so much experience in the finance realm (although Im genuinely interested in it and have managed to get a ten day insight into a BB) so do you encourage mentioning transferable skills I acquired through extra curricular activities, ie football = teamwork, etc, etc…

Cover letters are not really the place to “sell” yourself, which is why this is short… much safer to keep it boring and then do the selling via networking / interviews.

I know this is supposed to be basic, but the first paragraph is pretty useless. Your name, university/job position and contact details will already be on your resume so what’s the point in wasting time and space repeating the details on your cover letter. Also, saying “I am interested in pursuing an [Investment Banking Analyst / Associate] position at your firm” is also somewhat redundant, since the recruiter knows what position you’re applying for.

The template is good as a starting point, but on the off chance someone actually does read your cover letter, I would try to do a lot more than just make redundant statements.

This template is for both email and traditional letters… and in email it’s certainly not redundant. Even with traditional letters you are introducing new information by giving the name of the person you met at their firm as well as your major / where you’re working more specifically.

so do you expect the same stats as what you have written for the resume template? A given population, and a limited percentage will download it, and even a limited percentage will copy it word for word?

Cheers, thanks for all the great info!

In the grand scheme of things, yes – online a lot of people use these templates but most people who apply to banks do not use them.

I’m currently a rising junior at a semi target looking to be a SA next summer. This past summer I interned at a discount brokerage firm but had significant responsibilities (they didn’t have to hire an additional broker because of me) and got a lot of experience and face time with clients.

I have an opportunity to apply for a PWM internship for the fall with Morgan Stanley Smith Barney. Should I continue with my current internship through the fall or would it look better to move to the more distinguished name? I imagine the work would be similar. thanks

Go to the better name

nice template, it sure will be easier for internationals like me to write one now. thanks.

Thank you for the cover letter template.

“If you’re making the body of your email the cover letter, make it even shorter (4-5 sentences total) and cut out the address bits at the top.”

Do you mean we should drastically cut down the entire 4 paragraph cover letter into 4-5 sentences?

Yes, make it so they don’t have to scroll much (if at all) when reading on a Blackberry. 1-2 sentence intro, 2 sentences on your work experience and how it makes you fit for the job and then 1 sentence conclusion.

A nicely put article! Anyway, I like the new template for the website too!

A question that is unrelated to the article:

How far does an interviewer expect you to know in a previous live deal that you were previously involved in as an INTERN? I mean really, to be fair, often times, even if interns are being put into live deals, they are only doing menial works (including me), such as researching, data mining, presentation slides building, etc.

How far of financial analysis would the interviewer expect you to know?

Also, in terms of financial modeling, you’ve said it before that it is the kind of work that everyone should want to be exposed to. But what if the financial modeling is not for a live deal, but for a potential deal? Would it still look better than the menial works in live deals?

Thank you! You have no idea how helpful you have been.

They expect you to know what you indicate you know… so don’t set expectations very high. And yes any type of modeling work is better than menial tasks

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16+ Banking Cover Letter Templates – Sample, Example

Job seeking is one of the most challenging events that every individual must take. It surely is not an easy task to do as well—from endless sample resumes and cover letter making, looking for prospective employers, to repetitive questions from recruiters. It is essential to always create a good first impression toward hiring managers, and this should mirror, apart from your resume, through your cover letter templates.

Free Cover Letter For Bank Job

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Bank Job Application Letter

Cover Letter Sample For Bank Job Application In Word Format

Banking Cover Letter Templates

• Address your printable letter directly to the employer
• You can write about your interest in the banking position
• Write about your personal, educational, and experience detail(s)
• Your personal detail(s) should have your name, address, and contact detail(s) for communication
• Make sure you write your area of study in your educational detail(s)
• Write about your skills and experiences(if any). It will help you to get the job you are interested in.

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How to Write a Banking Cover Letter

• You should write your necessary details at the top portion. The name and contact information should be on the right side, and the hiring manager’s name and contact details are on the left side. In case you don’t have the name, make use of the company name and address.
• Make a clear and concise introduction. This is the part where you should state who you are and how you learned of the job vacancy. You also include what attracts you to the position and the company. Write at most 2 to 3 sentences.
• Write down your background. This part is where the lengthy paragraph starts. Begin by writing what you are currently doing and give relevant experiences you’ve had. Highlight the relevant skills applicable to banking.
• Conclusion section. This is the area where you write down your contact information and include that you look forward to hearing from them. This should be in short sentences. You can also see more on Banking Cover Letters in Word.

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Guidelines for Cover Letter Making

• Your cover letter formal should consist of contact information, a salutation, the content, and suitable closing.
• When it comes to salutations, it is necessary to include an appropriate salutation at the start of the basic cover letter.
• For closings, ensure to make use of a professional close statement to your cover letter professional.
• For formatting, you should always follow the standard format. Include the purpose of your writing design cover letter, what you have to offer, and in what way you will follow up.

Cover Letter Templates

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Business Banking Relationship Manager Cover Letter

15 business banking relationship manager cover letter templates.

How to Write the Business Banking Relationship Manager Cover Letter

I submit this application to express my sincere interest in the business banking relationship manager position.

Previously, I was responsible for active leadership and guidance to Business Advisors in executing and managing client relationships, including the delivery of credit and cash management services.

Please consider my qualifications and experience:

• Expert knowledge of deposit and cash management products and services
• Expert knowledge of business credit underwriting with commercial credit training preferred
• Uses seasoned judgment to offer comprehensive and customized solutions that best meet client needs
• Establishes and consistently uses a disciplined process to manage time
• In-depth knowledge of diverse types of businesses, industries, markets, financial and economic concepts
• Uses sound judgment to offer comprehensive and customized solutions that best meet client needs
• Excellent business development and presentation skills
• Excellent understanding of Problem Asset Review Management, FAS 114 Standards, Covenant Compliance and TDRs

Thank you for your time and consideration.

Frankie Prosacco

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Responsibilities for Business Banking Relationship Manager Cover Letter

Business banking relationship manager responsible for financial advice and counsel to prospects and customers on credit structure and other products and services focused on helping new and existing businesses understand cash flow.

Business Banking Relationship Manager Examples

Example of business banking relationship manager cover letter.

I would like to submit my application for the business banking relationship manager opening. Please accept this letter and the attached resume.

Previously, I was responsible for balanced and appropriate credit guidance to Relationship Managers and Credit Officers/Analysts and collaborates in determining appropriate credit strategy.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• High-energy, result-oriented and works well in a team environment
• Superior analytical, consulting and negotiating skills
• Superior client relationship, marketing presentation and sales/closing skills
• Superior understanding of C/I loans
• Thorough understanding of market risks, macro/micro economic issues as they apply to banking, and lending policies and procedures
• Thorough understanding of the trends, competition, communities and businesses in the serviced markets
• Understands and leverages team dynamics
• Has extensive experience in interpreting and analyzing a variety of financial data to diagnose significant or unusual operational risks

Thank you for taking your time to review my application.

Armani Abernathy

I am excited to be applying for the position of business banking relationship manager. Please accept this letter and the attached resume as my interest in this position.

In the previous role, I was responsible for profitable results in the underwriting of small business loans and related credit products.

My experience is an excellent fit for the list of requirements in this job:

• Knowledge of cash flow management and business credit underwriting with commercial credit training preferred
• Some knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank’s products
• Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts
• Broad knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank’s products
• Basic knowledge of bank products and services that results in successfully capitalizing on all opportunities to deepen the relationship
• Strong knowledge of business banking products, lending processes and loan documentation, and supporting policies, procedures, and technologies
• Strong experience with customer sales and service
• Identifies prospective customers, and/or refers customers with Personal Banking and/or more complex needs to appropriate personnel

Thank you in advance for taking the time to read my cover letter and to review my resume.

Justice Hintz

Previously, I was responsible for balanced and appropriate credit guidance to private bankers, client managers credit officers and analysts, and collaborate in determining appropriate credit strategy.

• Asks open-ended questions that encourage others to give their points of view
• Ensures that all directs and colleagues have appropriate knowledge of risk and the regulatory environment
• Investigates and identifies the root cause and corrects items deemed non-compliant, regardless of pressures from business or management
• Can identify functional and organizational implications associated with major trends
• Designs solutions to address industry activities that impact the organization
• Anticipates customer needs and proactively makes recommendations
• Excellent understanding of Problem Asset Review Management
• FAS 114 Standards, Covenant Compliance and TDRs

Thank you in advance for reviewing my candidacy for this position.

In response to your job posting for business banking relationship manager, I am including this letter and my resume for your review.

Previously, I was responsible for guidance and training to credit staff in underwriting, vendor relationships and other aspects of KEF’s business that impact credit underwriting in order to obtain a high performance standard.

• Superior understanding of C/I loans,Superior written, verbal and interpersonal communication skills
• Understand loan credit and collateral requirements
• Possess a general understanding of loan & deposit products and services
• Experience originating loans and selling deposit & fee income products to business clients
• Sales and coaching acumen
• Strong knowledge of business banking products & services
• Computer, system and internet proficiency
• Basic knowledge of credit administration, analysis, and credit policy/procedure

Avery Turcotte

Previously, I was responsible for advice of appropriate credit structures given the state of credit markets and the credit quality assessment of the client.

Please consider my experience and qualifications for this position:

• Provides advice and support with a focus on unique and complex credit transactions
• Independently examines credit transactions and related reporting
• Develops risk profiles, credit structuring of lending proposals, and completes credit investigations
• Examines individual transactions for the designated portfolio and aggregates portfolio information to monitor, analyze, and report on the quality of credit activities and risk-related decisions
• Understands customer needs and offers financial solutions that meet customer goals
• Understands the local market and proactively develops relationships with centres of influence
• Develops internal and external networks and referral sources to ensure ongoing growth of BMO's business
• Delivers exceptional customer service to build trust by providing expertise, responsive service, and support

Shiloh Wyman

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Sample cover letter for Internship position at HSBC

Commercial banking, got the job yes.

As a second year student at the __, I am writing to express my interest to work for HSBC, preferably in the Hong Kong office. The resources and opportunities that HSBC provides have impressed me. After talking to an investment banker in the HSBC branch in Hong Kong, I have decided to apply for an internship to build more skills for banking and to add value to the team.

I am a lifelong learner. After getting into university, although intended to solely major in business administration, I took classes to learn statistics, probabilities, and even programming because I want to acquire different skills that I need to adapt to this constantly changing world. I took close to the maximum amount of units last semester in my university and was still able to maintain a __ GPA, showcasing my ability to multitask and stay on top of things under pressure. In order to achieve this, I have to prioritize events according to my own initiatives. Similarly, I will always keep in mind the department’s goals and initiatives while making decisions.

Apart from academics, I am working on two research projects, the Edible Schoolyard project, and the Open Innovation and Open Business Models on Electric Vehicles (EV) Markets. These two research projects have given me an opportunity to analyze long lists of data to come up with conclusions. Besides analyzing skills, I have also learned how to skillfully talk to and interview different people, including food educators, EV designers, EV users, and so on. These research opportunities have trained me to think logically, stay calm under pressure, and quickly analyze others’ personalities to adjust my talking style.

I have also been involved with the Associated Students of the University of California (ASUC) as a Legislative Director, where I analyze and write bills, such as the Tech Fee Bill. When needed, I have also reached out to other senators for support in order to ensure that our bills are successfully passed. This position has shaped me as a leader, since I have trained other interns, and helped improve my interpersonal skills by having me build connection with other staff members and senators in different parties.

Given my skills learned in classes, research, extracurricular activities, and my ability to adapt to changing environment, I would appreciate your consideration for a summer internship in 2015 from May to August. I have the education background, academic achievement, experience, and passion to work in a rapidly changing environment and am ready to learn.

Thank you for your time in assessing my qualifications. I would welcome the opportunity to interview with your company whenever possible.

2025 Commercial Banking Summer Internship - Early Careers

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• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Perks and Benefits

Health and wellness.

• Health Insurance
• Health Reimbursement Account
• Dental Insurance
• Vision Insurance
• Life Insurance
• Mental Health Benefits
• Short-Term Disability
• Long-Term Disability

Parental Benefits

• Adoption Assistance Program
• Family Support Resources
• Birth Parent or Maternity Leave
• Non-Birth Parent or Paternity Leave
• Fertility Benefits
• Return-to-Work Program

Work Flexibility

• Hybrid Work Opportunities

Office Life and Perks

• Commuter Benefits Program

Vacation and Time Off

• Paid Vacation
• Paid Holidays
• Personal/Sick Days
• Volunteer Time Off

Financial and Retirement

• 401(K) With Company Matching
• Performance Bonus
• Stock Purchase Program

Professional Development

• Tuition Reimbursement
• Access to Online Courses
• Internship Program
• Associate or Rotational Training Program
• Promote From Within
• Mentor Program

Diversity and Inclusion

• Employee Resource Groups (ERG)
• Diversity, Equity, and Inclusion Program
• Unconscious Bias Training

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Redirect Notice

Format attachments.

You'll find several kinds of fields in your grant application forms - check boxes, dates, data entry fields, and attachments. This page provides guidance on attachments: documents that are prepared outside the grant application using whatever editing software you desire (e.g., Microsoft Word), converted to PDF format,  and then added or uploaded to your application. We require PDF format to preserve document formatting and a consistent reading experience for reviewers and staff.

We have very specific attachment formatting requirements. Failure to follow these requirements may lead to application errors upon submission or withdrawal of your application from funding consideration.

• We do not require a specific citation format.
• The use of "et al." in place of listing all authors of a publication is acceptable practice.
• Most style guides include format guidance for citations and all formats are acceptable.
• SciENcv , a tool to prepare biosketches for NIH and other agencies, uses a standard format used by the National Library of Medicine (see Citing Medicine ). If your organization does not already have a standard, you may want to consider this one.
• Remember to comply with our public access policy by including the PMC reference number (PMCID) when citing applicable papers that you author or that arise from your NIH-funded research.

Combining Information into a Single Attachment

• If you need to combine information from different sources into a single document prior to uploading, do not use “bundling” or “portfolio” features which combine multiple documents into a single file by providing links to the individual files.

Electronic Signatures

• Electronic signatures on PDF attachments within your application are not allowed.
• To adhere to policies requiring electronic signatures on PDF attachments (e.g., electronically-signed other support format pages), you can electronically sign the document and then “flatten” the PDF .
• Documents with signatures (e.g., letters of support) can be printed, signed, scanned and attached in PDF format.
• Save all document attachments with descriptive filenames of 50 characters or less (including spaces).
• Use unique filenames for all attachments in an application (or within a component of a multi-project application).
• Use any of the following characters: A-Z, a-z, 0-9, underscore, hyphen, space, period, parenthesis, curly braces, square brackets, tilde, exclamation point, comma, apostrophe, at sign, number sign, dollar sign, percent sign, plus sign, and equal sign.
• If including spaces, use one space (not two or more) between words or characters. Do not begin the filename with a space or include a space immediately before the .pdf extension.
• Avoid the use of ampersand (&) since it requires special formatting (i.e., &amp).
• Ensure file size is greater than 0 bytes - we cannot accept a 0 byte attachment.
• Keep attachment file size to 100 MB or less.

Flattened PDFs

A PDF that has fillable fields, electronic signatures, text boxes or images inserted, becomes layered with each of these elements representing a layer. The existence of these layers interferes with the handling of the documents in eRA systems. Consequently, PDF documents included in applications, progress reports, and other information collected in eRA Commons must be flattened. A flattened PDF is simply one in which all the layers are merged together into a single flat layer. Many simple PDFs are already flattened - all the information is contained in a single layer. Uploading a PDF that isn’t flattened may result in an eRA Commons error message. You will need to replace your PDF with a flattened version to complete the submission process.

Font (Size, Color, Type density) and Line Spacing

Adherence to font size, type density, line spacing, and text color requirements is necessary to ensure readability and fairness. Although font requirements apply to all attachments, they are most important and most heavily scrutinized in attachments with page limits.

Text in your attachments must follow these minimum requirements:

• Some PDF conversion software reduces font size. It is important to confirm that the final PDF document complies with the font requirements.
• Type density: Must be no more than 15 characters per linear inch (including characters and spaces).
• Line spacing: Must be no more than six lines per vertical inch.
• Text color: No restriction. Though not required, black or other high-contrast text colors are recommended since they print well and are legible to the largest audience.
• Palatino Linotype

Legibility is of paramount importance. Applications that include PDF attachments that do not conform to the minimum requirements listed above may be withdrawn from consideration.

Format Pages

• Some attachment instructions refer to required format pages (e.g., biosketch, other support, training data tables).

Headers and Footers

• Do not include headers or footers in your attachments. We add headers, footers, page numbers, bookmarks, and a table of contents when we assemble your grant application upon submission.
• Some funding opportunities and form instructions provide guidance on organizing the content of attachments including specific headings that must be included.

Hypertext, Hyperlinks, and URLs

• Refer to NOT-OD-20-174: Reminder: NIH Policy on Use of Hypertext in NIH Grant Applications .
• Hyperlinks and URLs are only allowed when specifically noted in funding opportunities and/or form field instructions. It is highly unusual for a funding opportunity to allow links in Specific Aims, Research Strategy, and other page-limited attachments.
• Hyperlinks and URLs may not be used to provide information necessary to application review. Applications must be self-contained and reflect the information available at time of review.
• Reviewers are not obligated to view linked sites and are cautioned that they should not directly access a website (unless the link to the site was specifically requested in application instructions) as it could compromise their anonymity.
• NIH ( http://www.nih.gov/ )
• http://www.nih.gov/

Figures (e.g., Images, Graphics, Charts, Graphs, and Tables)

• Images and other figures must be readable as printed on an 8.5” x 11” page at normal (100%) scale.
• Figures should be included in the Research Strategy, Program Plan, or equivalent attachment and count towards page limits.
• Figures should not be included in the Specific Aims attachment. Figures can interfere with the NIH post-award process to categorize awards in RePORT .
• Unless otherwise stated in the funding opportunity, the Project Summary/Abstract and Project Narrative attachments should only include text (no figures). Figures can interfere with NIH post-award process to categorize awards in RePORT .
• Applicants should use image compression such as JPEG or PNG to reduce overall application file size.
• For advice on creating effective figures, refer to Tips for Tables, Charts, and Figures .
• Consider including Accessibility elements like structural headers and meaningful Alt Text in your figures to maximize visual and descriptive clarity for all readers.

Language and Style

• Use English. (See 2 CFR 200.111, English language .)
• Avoid jargon.
• Spell out acronyms the first time they are used in each application section or attachment. Note the appropriate abbreviation in parentheses. The abbreviation may be used in the section or attachment thereafter. Find a list of Abbreviations used in the NIH Grants Policy Statement.

Marking Up Attachments

• Do not markup your PDF documents with comments, sticky notes, or other features that are added on top of your PDF document content. This information may not be retained in your final application image.
• Do not use bracketing, indenting, highlighting, bolding, italicizing, underlining, margin lines, change in typography, font, or font color, or any other type of markup to identify changes in Resubmission Applications .

Orientation

• Both portrait and landscape attachments are accepted. However, keep in mind that landscape can be difficult to read online and may require reviewers and staff to scroll to see all available text.

Page Limits and Lines of Text Limits

• ​Page limits defined in a funding opportunity should be followed when different than those found in the Table of Page Limits . Page limits defined in a related NIH Guide notice should be followed if different than either the Table of Page Limits or the funding opportunity.
• ​If no page limit for an attachment is listed in either the Table of Page Limits, Section IV of the funding opportunity under Page Limitations, or in a related NIH Guide notice, you can assume the attachment does not have a limit.
• Some page limits apply to multiple attachments that when combined must stay within a designated limit. You may want to prepare your information in a single document to ensure you are within the page limit, then later break the information up into the various separate attachments. Our systems will accommodate a certain amount of white space resulting from splitting the information into the separate attachments when verifying compliance with a limit.
• We systematically check many page limit requirements and provide error or warning messages to minimize incomplete or non-compliant applications. These systematic checks may not address all page limit requirements for a specific opportunity and do not replace the checks done by staff after submission. You must comply with all documented page limits and should not rely solely on system validations.
• Page limits are strictly enforced to include all text included on the page including any headers. Limits measured in lines of text are not systematically enforced. In the case of the Project Summary/Abstract and Narrative attachments on the R&R Other Project Information form, we only systematically enforce egregious issues (text exceeds one page). Our manual checks would not remove an application from consideration if only the header information put the content over the specified line limit.
• When preparing an administrative supplement application, follow the Table of Page Limits using the activity code of the parent award and any additional limits specified in the funding opportunity or a related notice.
• Do not use the appendix or other sections of your application to circumvent page limits ( NOT-OD-11-080 ) .

Paper Size and Margins

• Use paper (page) size no larger than standard letter paper size (8 ½" x 11”) .
• Provide at least one-half inch margins ( ½" ) — top, bottom, left, and right — for all pages. No applicant-supplied information can appear in the margins.
• Avoid scanning text documents to produce the required PDFs. It is best to produce documents using your word processing software and then convert the documents to PDF. Scanning paper documents may hamper automated processing of your application for agency analysis and reporting.
• We recognize that sometimes scanning is necessary, especially when including letters of support or other signed documents on business letterhead.

Security Features

• Our systems must be able to open and edit your attached documents in order to generate your assembled application image for agency processing and funding consideration.
• Disable all security features in your PDF documents. Do not encrypt or password protect your documents. Using these features to protect your documents also prevents us from opening and processing them.

Single versus Multi-Column Page Format

• A single-column page format easily adapts to various screen sizes and is highly encouraged.
• Multi-column formats, especially for information spanning multiple pages, can be problematic for online review.
• Videos cannot be embedded in an application, but videos are accepted under limited circumstances as post-submission material. For additional guidance, check NOT-OD-24-067 .
• The cover letter submitted with the application must include information about the intent to submit a video. If this is not done, a video will not be accepted.
• Key images, “stills,” and a brief description of each video must be included within the page limits of the Research Strategy. Sufficient descriptive information must be provided within the Research Strategy to understand the information presented in the video, as not all reviewers may be able to access the video, depending on technological constraints.